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Side-by-side financial comparison of SiriusPoint Ltd (SPNT) and Vulcan Materials Company (VMC). Click either name above to swap in a different company.

Vulcan Materials Company is the larger business by last-quarter revenue ($1.8B vs $973.7M, roughly 1.8× SiriusPoint Ltd). SiriusPoint Ltd runs the higher net margin — 25.1% vs 9.4%, a 15.7% gap on every dollar of revenue. On growth, SiriusPoint Ltd posted the faster year-over-year revenue change (58.9% vs 7.4%). Over the past eight quarters, SiriusPoint Ltd's revenue compounded faster (19.2% CAGR vs -6.6%).

SiriusPoint Ltd is a global specialty insurance and reinsurance provider based in Pembroke, Bermuda. It offers property, casualty, specialty line coverages and alternative capital solutions, serving commercial clients and risk carriers across North America, Europe, Asia Pacific and other key markets, focusing on rigorous underwriting and stable risk-adjusted returns.

Vulcan Materials Company is an American company based in Birmingham, Alabama. It is principally engaged in the production, distribution and sale of construction materials. Vulcan is the largest producer of construction materials, primarily gravel, crushed stone, and sand, and employs approximately 12,000 people at over 400 facilities. Vulcan serves 22 states, the District of Columbia, Mexico, Canada, Bahamas and the U.S. Virgin Islands.

SPNT vs VMC — Head-to-Head

Bigger by revenue
VMC
VMC
1.8× larger
VMC
$1.8B
$973.7M
SPNT
Growing faster (revenue YoY)
SPNT
SPNT
+51.5% gap
SPNT
58.9%
7.4%
VMC
Higher net margin
SPNT
SPNT
15.7% more per $
SPNT
25.1%
9.4%
VMC
Faster 2-yr revenue CAGR
SPNT
SPNT
Annualised
SPNT
19.2%
-6.6%
VMC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SPNT
SPNT
VMC
VMC
Revenue
$973.7M
$1.8B
Net Profit
$244.1M
$165.0M
Gross Margin
24.1%
Operating Margin
28.8%
15.1%
Net Margin
25.1%
9.4%
Revenue YoY
58.9%
7.4%
Net Profit YoY
1535.9%
27.9%
EPS (diluted)
$1.92
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SPNT
SPNT
VMC
VMC
Q1 26
$1.8B
Q4 25
$973.7M
$1.9B
Q3 25
$755.9M
$2.3B
Q2 25
$748.2M
$2.1B
Q1 25
$727.3M
$1.6B
Q4 24
$612.8M
$1.9B
Q3 24
$562.2M
$2.0B
Q2 24
$743.3M
$2.0B
Net Profit
SPNT
SPNT
VMC
VMC
Q1 26
$165.0M
Q4 25
$244.1M
$252.0M
Q3 25
$90.8M
$374.9M
Q2 25
$63.2M
$320.9M
Q1 25
$61.6M
$128.9M
Q4 24
$-17.0M
$293.6M
Q3 24
$8.5M
$207.6M
Q2 24
$113.9M
$308.0M
Gross Margin
SPNT
SPNT
VMC
VMC
Q1 26
24.1%
Q4 25
25.5%
Q3 25
30.4%
Q2 25
29.7%
Q1 25
22.3%
Q4 24
29.0%
Q3 24
28.2%
Q2 24
29.4%
Operating Margin
SPNT
SPNT
VMC
VMC
Q1 26
15.1%
Q4 25
28.8%
19.8%
Q3 25
14.7%
23.7%
Q2 25
10.0%
22.4%
Q1 25
10.4%
13.9%
Q4 24
-2.1%
21.6%
Q3 24
2.0%
16.8%
Q2 24
17.4%
22.5%
Net Margin
SPNT
SPNT
VMC
VMC
Q1 26
9.4%
Q4 25
25.1%
13.2%
Q3 25
12.0%
16.4%
Q2 25
8.4%
15.3%
Q1 25
8.5%
7.9%
Q4 24
-2.8%
15.8%
Q3 24
1.5%
10.4%
Q2 24
15.3%
15.3%
EPS (diluted)
SPNT
SPNT
VMC
VMC
Q1 26
$1.35
Q4 25
$1.92
$1.90
Q3 25
$0.73
$2.82
Q2 25
$0.50
$2.42
Q1 25
$0.49
$0.97
Q4 24
$-0.05
$2.21
Q3 24
$0.03
$1.56
Q2 24
$0.57
$2.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SPNT
SPNT
VMC
VMC
Cash + ST InvestmentsLiquidity on hand
$731.2M
$140.2M
Total DebtLower is stronger
$688.6M
$4.4B
Stockholders' EquityBook value
$2.5B
$8.5B
Total Assets
$12.6B
$16.7B
Debt / EquityLower = less leverage
0.28×
0.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SPNT
SPNT
VMC
VMC
Q1 26
$140.2M
Q4 25
$731.2M
$183.3M
Q3 25
$582.4M
$191.3M
Q2 25
$732.4M
$347.4M
Q1 25
$740.3M
$181.3M
Q4 24
$682.0M
$559.7M
Q3 24
$640.7M
$433.2M
Q2 24
$598.1M
$111.0M
Total Debt
SPNT
SPNT
VMC
VMC
Q1 26
$4.4B
Q4 25
$688.6M
$4.4B
Q3 25
$682.5M
$4.4B
Q2 25
$678.4M
$4.4B
Q1 25
$663.5M
$4.9B
Q4 24
$639.1M
$5.3B
Q3 24
$660.5M
$3.3B
Q2 24
$648.6M
$3.3B
Stockholders' Equity
SPNT
SPNT
VMC
VMC
Q1 26
$8.5B
Q4 25
$2.5B
$8.5B
Q3 25
$2.2B
$8.7B
Q2 25
$2.1B
$8.4B
Q1 25
$2.0B
$8.1B
Q4 24
$1.9B
$8.1B
Q3 24
$2.7B
$7.9B
Q2 24
$2.7B
$7.7B
Total Assets
SPNT
SPNT
VMC
VMC
Q1 26
$16.7B
Q4 25
$12.6B
$16.7B
Q3 25
$12.5B
$17.0B
Q2 25
$12.4B
$17.0B
Q1 25
$12.3B
$16.7B
Q4 24
$12.5B
$17.1B
Q3 24
$12.7B
$14.4B
Q2 24
$12.8B
$14.2B
Debt / Equity
SPNT
SPNT
VMC
VMC
Q1 26
0.51×
Q4 25
0.28×
0.51×
Q3 25
0.31×
0.50×
Q2 25
0.32×
0.52×
Q1 25
0.33×
0.60×
Q4 24
0.33×
0.65×
Q3 24
0.25×
0.42×
Q2 24
0.24×
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SPNT
SPNT
VMC
VMC
Operating Cash FlowLast quarter
$-26.4M
$241.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
-0.11×
1.46×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SPNT
SPNT
VMC
VMC
Q1 26
$241.1M
Q4 25
$-26.4M
$543.0M
Q3 25
$155.6M
$676.8M
Q2 25
$62.1M
$341.7M
Q1 25
$-88.9M
$251.5M
Q4 24
$107.7M
$440.1M
Q3 24
$58.1M
$595.0M
Q2 24
$-149.9M
$201.1M
Free Cash Flow
SPNT
SPNT
VMC
VMC
Q1 26
Q4 25
$358.2M
Q3 25
$454.8M
Q2 25
$238.8M
Q1 25
$83.5M
Q4 24
$277.6M
Q3 24
$498.2M
Q2 24
$9.7M
FCF Margin
SPNT
SPNT
VMC
VMC
Q1 26
Q4 25
18.7%
Q3 25
19.8%
Q2 25
11.4%
Q1 25
5.1%
Q4 24
15.0%
Q3 24
24.9%
Q2 24
0.5%
Capex Intensity
SPNT
SPNT
VMC
VMC
Q1 26
Q4 25
9.7%
Q3 25
9.7%
Q2 25
4.9%
Q1 25
10.3%
Q4 24
8.8%
Q3 24
4.8%
Q2 24
9.5%
Cash Conversion
SPNT
SPNT
VMC
VMC
Q1 26
1.46×
Q4 25
-0.11×
2.15×
Q3 25
1.71×
1.81×
Q2 25
0.98×
1.06×
Q1 25
-1.44×
1.95×
Q4 24
1.50×
Q3 24
6.84×
2.87×
Q2 24
-1.32×
0.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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