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Side-by-side financial comparison of SR Bancorp, Inc. (SRBK) and Xos, Inc. (XOS). Click either name above to swap in a different company.
SR Bancorp, Inc. is the larger business by last-quarter revenue ($8.4M vs $5.2M, roughly 1.6× Xos, Inc.). SR Bancorp, Inc. runs the higher net margin — 10.0% vs -186.8%, a 196.8% gap on every dollar of revenue. On growth, SR Bancorp, Inc. posted the faster year-over-year revenue change (6.4% vs -54.5%). Over the past eight quarters, SR Bancorp, Inc.'s revenue compounded faster (-2.4% CAGR vs -35.7%).
SR Bancorp Inc. is a regional bank holding company based in the United States. It offers a full range of consumer and commercial banking services including deposit products, personal loans, mortgage lending, small business financing, and commercial credit solutions, primarily serving local communities and small to mid-sized enterprises in its operating areas.
Xos, Inc. is an American manufacturer of commercial electric vehicles (EVs) and mobile EV chargers.
SRBK vs XOS — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.4M | $5.2M |
| Net Profit | $834.0K | $-9.8M |
| Gross Margin | — | -50.5% |
| Operating Margin | 13.0% | -186.6% |
| Net Margin | 10.0% | -186.8% |
| Revenue YoY | 6.4% | -54.5% |
| Net Profit YoY | -18.3% | 48.6% |
| EPS (diluted) | $0.11 | $-0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.4M | $5.2M | ||
| Q3 25 | $8.2M | $16.5M | ||
| Q2 25 | $7.6M | $18.4M | ||
| Q1 25 | $7.7M | $5.9M | ||
| Q4 24 | $7.9M | $11.5M | ||
| Q3 24 | $8.4M | $15.8M | ||
| Q2 24 | $7.9M | $15.5M | ||
| Q1 24 | $8.8M | $12.6M |
| Q4 25 | $834.0K | $-9.8M | ||
| Q3 25 | $693.0K | $2.1M | ||
| Q2 25 | $2.2M | $-7.5M | ||
| Q1 25 | $537.0K | $-10.2M | ||
| Q4 24 | $1.0M | $-19.0M | ||
| Q3 24 | $1.4M | $-10.5M | ||
| Q2 24 | $-3.0M | $-9.7M | ||
| Q1 24 | $1.1M | $-11.0M |
| Q4 25 | — | -50.5% | ||
| Q3 25 | — | 15.3% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 20.6% | ||
| Q4 24 | — | -32.4% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | 13.1% | ||
| Q1 24 | — | 22.1% |
| Q4 25 | 13.0% | -186.6% | ||
| Q3 25 | 11.0% | -42.4% | ||
| Q2 25 | 32.1% | -38.5% | ||
| Q1 25 | 8.1% | -157.7% | ||
| Q4 24 | 17.1% | -127.0% | ||
| Q3 24 | 20.6% | -61.4% | ||
| Q2 24 | -34.0% | -73.2% | ||
| Q1 24 | 15.4% | -81.1% |
| Q4 25 | 10.0% | -186.8% | ||
| Q3 25 | 8.5% | 12.9% | ||
| Q2 25 | 29.2% | -40.8% | ||
| Q1 25 | 7.0% | -173.3% | ||
| Q4 24 | 13.0% | -165.4% | ||
| Q3 24 | 16.3% | -66.6% | ||
| Q2 24 | -38.2% | -62.2% | ||
| Q1 24 | 12.1% | -87.1% |
| Q4 25 | $0.11 | $-0.76 | ||
| Q3 25 | $0.09 | $0.22 | ||
| Q2 25 | $0.27 | $-0.91 | ||
| Q1 25 | $0.06 | $-1.26 | ||
| Q4 24 | $0.12 | $-2.34 | ||
| Q3 24 | $0.16 | $-1.32 | ||
| Q2 24 | $8.14 | $-1.23 | ||
| Q1 24 | $0.12 | $-1.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $81.8M | $14.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $188.5M | $23.3M |
| Total Assets | $1.1B | $60.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $81.8M | $14.0M | ||
| Q3 25 | $58.3M | $14.1M | ||
| Q2 25 | $57.8M | $8.8M | ||
| Q1 25 | $62.2M | $4.8M | ||
| Q4 24 | $53.4M | $11.0M | ||
| Q3 24 | $47.3M | $8.4M | ||
| Q2 24 | $45.9M | $19.7M | ||
| Q1 24 | $72.5M | $46.2M |
| Q4 25 | $188.5M | $23.3M | ||
| Q3 25 | $191.9M | $31.1M | ||
| Q2 25 | $193.8M | $18.3M | ||
| Q1 25 | $195.1M | $24.8M | ||
| Q4 24 | $198.1M | $33.6M | ||
| Q3 24 | $200.5M | $50.8M | ||
| Q2 24 | $199.5M | $59.2M | ||
| Q1 24 | $199.3M | $67.8M |
| Q4 25 | $1.1B | $60.4M | ||
| Q3 25 | $1.1B | $73.8M | ||
| Q2 25 | $1.1B | $80.3M | ||
| Q1 25 | $1.1B | $87.7M | ||
| Q4 24 | $1.1B | $98.3M | ||
| Q3 24 | $1.1B | $120.5M | ||
| Q2 24 | $1.0B | $123.4M | ||
| Q1 24 | $1.1B | $135.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.6M | $2.4M |
| Free Cash FlowOCF − Capex | $3.1M | — |
| FCF MarginFCF / Revenue | 37.0% | — |
| Capex IntensityCapex / Revenue | 5.9% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.31× | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.6M | $2.4M | ||
| Q3 25 | $1.2M | $3.1M | ||
| Q2 25 | $4.7M | $4.6M | ||
| Q1 25 | $2.6M | $-4.8M | ||
| Q4 24 | $-1.4M | $3.3M | ||
| Q3 24 | $1.8M | $-11.5M | ||
| Q2 24 | $-1.7M | $-26.0M | ||
| Q1 24 | $-3.9M | $-14.6M |
| Q4 25 | $3.1M | — | ||
| Q3 25 | $1.1M | — | ||
| Q2 25 | $4.2M | — | ||
| Q1 25 | $2.5M | — | ||
| Q4 24 | $-1.5M | — | ||
| Q3 24 | $1.7M | $-11.7M | ||
| Q2 24 | $-2.8M | $-26.1M | ||
| Q1 24 | $-4.0M | $-14.6M |
| Q4 25 | 37.0% | — | ||
| Q3 25 | 14.0% | — | ||
| Q2 25 | 55.9% | — | ||
| Q1 25 | 32.3% | — | ||
| Q4 24 | -19.5% | — | ||
| Q3 24 | 20.3% | -73.9% | ||
| Q2 24 | -35.8% | -168.1% | ||
| Q1 24 | -45.2% | -115.7% |
| Q4 25 | 5.9% | 0.0% | ||
| Q3 25 | 0.9% | 0.0% | ||
| Q2 25 | 5.7% | 0.0% | ||
| Q1 25 | 1.0% | 0.0% | ||
| Q4 24 | 1.3% | 0.0% | ||
| Q3 24 | 1.0% | 0.9% | ||
| Q2 24 | 13.9% | 0.8% | ||
| Q1 24 | 0.5% | 0.2% |
| Q4 25 | 4.31× | — | ||
| Q3 25 | 1.76× | 1.45× | ||
| Q2 25 | 2.11× | — | ||
| Q1 25 | 4.79× | — | ||
| Q4 24 | -1.40× | — | ||
| Q3 24 | 1.31× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | -3.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
