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Side-by-side financial comparison of SouthState Bank Corp (SSB) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
UPBOUND GROUP, INC. is the larger business by last-quarter revenue ($1.2B vs $661.7M, roughly 1.8× SouthState Bank Corp). SouthState Bank Corp runs the higher net margin — 34.1% vs 1.7%, a 32.5% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 4.5%).
SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
SSB vs UPBD — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $661.7M | $1.2B |
| Net Profit | $225.8M | $19.7M |
| Gross Margin | — | 49.0% |
| Operating Margin | 15.1% | 4.8% |
| Net Margin | 34.1% | 1.7% |
| Revenue YoY | — | 10.9% |
| Net Profit YoY | 153.5% | -36.3% |
| EPS (diluted) | $2.28 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $1.2B | ||
| Q3 25 | $599.7M | $1.2B | ||
| Q2 25 | $577.9M | $1.2B | ||
| Q1 25 | $544.5M | $1.2B | ||
| Q4 24 | $369.8M | $1.1B | ||
| Q3 24 | $351.5M | $1.1B | ||
| Q2 24 | $350.3M | $1.1B |
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | $19.7M | ||
| Q3 25 | $246.6M | $13.2M | ||
| Q2 25 | $215.2M | $15.5M | ||
| Q1 25 | $89.1M | $24.8M | ||
| Q4 24 | $144.2M | $31.0M | ||
| Q3 24 | $143.2M | $30.9M | ||
| Q2 24 | $132.4M | $33.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.0% | ||
| Q3 25 | — | 48.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 47.1% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 49.4% |
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | 4.8% | ||
| Q3 25 | 53.6% | 4.5% | ||
| Q2 25 | 48.8% | 4.4% | ||
| Q1 25 | 22.3% | 5.3% | ||
| Q4 24 | 50.7% | 7.3% | ||
| Q3 24 | 53.1% | 6.6% | ||
| Q2 24 | 49.3% | 7.5% |
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | 1.7% | ||
| Q3 25 | 41.1% | 1.1% | ||
| Q2 25 | 37.2% | 1.3% | ||
| Q1 25 | 16.4% | 2.1% | ||
| Q4 24 | 39.0% | 2.9% | ||
| Q3 24 | 40.7% | 2.9% | ||
| Q2 24 | 37.8% | 3.2% |
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $0.35 | ||
| Q3 25 | $2.42 | $0.22 | ||
| Q2 25 | $2.11 | $0.26 | ||
| Q1 25 | $0.87 | $0.42 | ||
| Q4 24 | $1.88 | $0.55 | ||
| Q3 24 | $1.86 | $0.55 | ||
| Q2 24 | $1.73 | $0.61 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.9B | $120.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $9.0B | $695.7M |
| Total Assets | $68.0B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $120.5M | ||
| Q3 25 | — | $107.0M | ||
| Q2 25 | — | $106.8M | ||
| Q1 25 | — | $107.3M | ||
| Q4 24 | — | $60.9M | ||
| Q3 24 | — | $85.1M | ||
| Q2 24 | — | $82.5M |
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $695.7M | ||
| Q3 25 | $9.0B | $687.3M | ||
| Q2 25 | $8.8B | $685.5M | ||
| Q1 25 | $8.6B | $679.2M | ||
| Q4 24 | $5.9B | $629.0M | ||
| Q3 24 | $5.9B | $611.8M | ||
| Q2 24 | $5.7B | $596.3M |
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $3.3B | ||
| Q3 25 | $66.0B | $3.2B | ||
| Q2 25 | $65.9B | $3.1B | ||
| Q1 25 | $65.1B | $3.0B | ||
| Q4 24 | $46.4B | $2.6B | ||
| Q3 24 | $46.1B | $2.6B | ||
| Q2 24 | $45.5B | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $41.6M |
| Free Cash FlowOCF − Capex | — | $24.0M |
| FCF MarginFCF / Revenue | — | 2.0% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $41.6M | ||
| Q3 25 | $122.4M | $118.4M | ||
| Q2 25 | $72.6M | $7.8M | ||
| Q1 25 | $-126.3M | $137.7M | ||
| Q4 24 | $354.3M | $-61.9M | ||
| Q3 24 | $-246.8M | $106.2M | ||
| Q2 24 | $126.8M | $15.0M |
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $24.0M | ||
| Q3 25 | $101.7M | $97.9M | ||
| Q2 25 | $52.5M | $-10.4M | ||
| Q1 25 | $-139.1M | $127.2M | ||
| Q4 24 | $340.9M | $-74.0M | ||
| Q3 24 | $-254.2M | $88.3M | ||
| Q2 24 | $117.3M | $613.0K |
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | 2.0% | ||
| Q3 25 | 17.0% | 8.4% | ||
| Q2 25 | 9.1% | -0.9% | ||
| Q1 25 | -25.5% | 10.8% | ||
| Q4 24 | 92.2% | -6.9% | ||
| Q3 24 | -72.3% | 8.3% | ||
| Q2 24 | 33.5% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 1.5% | ||
| Q3 25 | 3.5% | 1.8% | ||
| Q2 25 | 3.5% | 1.6% | ||
| Q1 25 | 2.4% | 0.9% | ||
| Q4 24 | 3.6% | 1.1% | ||
| Q3 24 | 2.1% | 1.7% | ||
| Q2 24 | 2.7% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | 2.11× | ||
| Q3 25 | 0.50× | 8.96× | ||
| Q2 25 | 0.34× | 0.50× | ||
| Q1 25 | -1.42× | 5.56× | ||
| Q4 24 | 2.46× | -2.00× | ||
| Q3 24 | -1.72× | 3.44× | ||
| Q2 24 | 0.96× | 0.44× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
UPBD
Segment breakdown not available.
