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Side-by-side financial comparison of SouthState Bank Corp (SSB) and MARRIOTT VACATIONS WORLDWIDE Corp (VAC). Click either name above to swap in a different company.
MARRIOTT VACATIONS WORLDWIDE Corp is the larger business by last-quarter revenue ($1.2B vs $661.7M, roughly 1.9× SouthState Bank Corp). SouthState Bank Corp runs the higher net margin — 34.1% vs -35.0%, a 69.1% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 5.2%).
SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.
Marriott Vacations Worldwide Corporation is a pure-play public timeshare company. Formerly a division of Marriott International, Marriott Vacations Worldwide was established as a separate, publicly traded entity focusing primarily on vacation ownership in November 2011. Marriott Vacations Worldwide runs more than 120 resorts with over 700,000 Owners and members in a diverse portfolio of brands under The Marriott Vacation Clubs name. Its brands include Marriott Vacation Club, The Marriott Vaca...
SSB vs VAC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $661.7M | $1.2B |
| Net Profit | $225.8M | $-431.0M |
| Gross Margin | — | — |
| Operating Margin | 15.1% | — |
| Net Margin | 34.1% | -35.0% |
| Revenue YoY | — | -0.7% |
| Net Profit YoY | 153.5% | -962.0% |
| EPS (diluted) | $2.28 | $-12.00 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $1.2B | ||
| Q3 25 | $599.7M | $1.2B | ||
| Q2 25 | $577.9M | $1.2B | ||
| Q1 25 | $544.5M | $1.1B | ||
| Q4 24 | $369.8M | $1.2B | ||
| Q3 24 | $351.5M | $1.2B | ||
| Q2 24 | $350.3M | $1.1B |
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | $-431.0M | ||
| Q3 25 | $246.6M | $-2.0M | ||
| Q2 25 | $215.2M | $69.0M | ||
| Q1 25 | $89.1M | $56.0M | ||
| Q4 24 | $144.2M | $50.0M | ||
| Q3 24 | $143.2M | $84.0M | ||
| Q2 24 | $132.4M | $37.0M |
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | — | ||
| Q3 25 | 53.6% | — | ||
| Q2 25 | 48.8% | — | ||
| Q1 25 | 22.3% | — | ||
| Q4 24 | 50.7% | — | ||
| Q3 24 | 53.1% | — | ||
| Q2 24 | 49.3% | — |
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | -35.0% | ||
| Q3 25 | 41.1% | -0.2% | ||
| Q2 25 | 37.2% | 6.0% | ||
| Q1 25 | 16.4% | 5.0% | ||
| Q4 24 | 39.0% | 4.0% | ||
| Q3 24 | 40.7% | 6.9% | ||
| Q2 24 | 37.8% | 3.5% |
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $-12.00 | ||
| Q3 25 | $2.42 | $-0.07 | ||
| Q2 25 | $2.11 | $1.77 | ||
| Q1 25 | $0.87 | $1.46 | ||
| Q4 24 | $1.88 | $1.29 | ||
| Q3 24 | $1.86 | $2.12 | ||
| Q2 24 | $1.73 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.9B | $406.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $9.0B | $2.0B |
| Total Assets | $68.0B | $9.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $406.0M | ||
| Q3 25 | — | $474.0M | ||
| Q2 25 | — | $205.0M | ||
| Q1 25 | — | $196.0M | ||
| Q4 24 | — | $197.0M | ||
| Q3 24 | — | $197.0M | ||
| Q2 24 | — | $206.0M |
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $2.0B | ||
| Q3 25 | $9.0B | $2.5B | ||
| Q2 25 | $8.8B | $2.5B | ||
| Q1 25 | $8.6B | $2.4B | ||
| Q4 24 | $5.9B | $2.4B | ||
| Q3 24 | $5.9B | $2.4B | ||
| Q2 24 | $5.7B | $2.4B |
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $9.8B | ||
| Q3 25 | $66.0B | $10.1B | ||
| Q2 25 | $65.9B | $9.9B | ||
| Q1 25 | $65.1B | $9.9B | ||
| Q4 24 | $46.4B | $9.8B | ||
| Q3 24 | $46.1B | $9.7B | ||
| Q2 24 | $45.5B | $9.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $6.0M |
| Free Cash FlowOCF − Capex | — | $-6.0M |
| FCF MarginFCF / Revenue | — | -0.5% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-29.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $6.0M | ||
| Q3 25 | $122.4M | $62.0M | ||
| Q2 25 | $72.6M | $-48.0M | ||
| Q1 25 | $-126.3M | $8.0M | ||
| Q4 24 | $354.3M | $100.0M | ||
| Q3 24 | $-246.8M | $72.0M | ||
| Q2 24 | $126.8M | $30.0M |
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $-6.0M | ||
| Q3 25 | $101.7M | $51.0M | ||
| Q2 25 | $52.5M | $-68.0M | ||
| Q1 25 | $-139.1M | $-6.0M | ||
| Q4 24 | $340.9M | $86.0M | ||
| Q3 24 | $-254.2M | $58.0M | ||
| Q2 24 | $117.3M | $17.0M |
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | -0.5% | ||
| Q3 25 | 17.0% | 4.3% | ||
| Q2 25 | 9.1% | -5.9% | ||
| Q1 25 | -25.5% | -0.5% | ||
| Q4 24 | 92.2% | 6.9% | ||
| Q3 24 | -72.3% | 4.8% | ||
| Q2 24 | 33.5% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 1.0% | ||
| Q3 25 | 3.5% | 0.9% | ||
| Q2 25 | 3.5% | 1.7% | ||
| Q1 25 | 2.4% | 1.3% | ||
| Q4 24 | 3.6% | 1.1% | ||
| Q3 24 | 2.1% | 1.1% | ||
| Q2 24 | 2.7% | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | — | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.34× | -0.70× | ||
| Q1 25 | -1.42× | 0.14× | ||
| Q4 24 | 2.46× | 2.00× | ||
| Q3 24 | -1.72× | 0.86× | ||
| Q2 24 | 0.96× | 0.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
VAC
| Cost Reimbursement | $467.0M | 38% |
| Time Share | $381.0M | 31% |
| Management And Exchange | $212.0M | 17% |
| Ancillary Revenues | $64.0M | 5% |
| Management Service | $55.0M | 4% |
| Service Other | $36.0M | 3% |
