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Side-by-side financial comparison of SS&C Technologies Holdings Inc (SSNC) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
SS&C Technologies Holdings Inc is the larger business by last-quarter revenue ($1.6B vs $1.2B, roughly 1.4× UPBOUND GROUP, INC.). SS&C Technologies Holdings Inc runs the higher net margin — 13.7% vs 1.7%, a 12.1% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 8.8%). Over the past eight quarters, SS&C Technologies Holdings Inc's revenue compounded faster (6.5% CAGR vs 4.5%).
SS&C Technologies Holdings, Inc. is an American multinational holding company headquartered in Windsor, Connecticut, that sells software and software as a service to the financial services industry. The company has offices in the Americas, Europe, Asia, Africa and Australia.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
SSNC vs UPBD — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.6B | $1.2B |
| Net Profit | $226.1M | $19.7M |
| Gross Margin | 48.7% | 49.0% |
| Operating Margin | 24.2% | 4.8% |
| Net Margin | 13.7% | 1.7% |
| Revenue YoY | 8.8% | 10.9% |
| Net Profit YoY | 6.2% | -36.3% |
| EPS (diluted) | $0.91 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.7B | $1.2B | ||
| Q3 25 | $1.6B | $1.2B | ||
| Q2 25 | $1.5B | $1.2B | ||
| Q1 25 | $1.5B | $1.2B | ||
| Q4 24 | $1.5B | $1.1B | ||
| Q3 24 | $1.5B | $1.1B | ||
| Q2 24 | $1.5B | $1.1B |
| Q1 26 | $226.1M | — | ||
| Q4 25 | $193.1M | $19.7M | ||
| Q3 25 | $210.0M | $13.2M | ||
| Q2 25 | $180.8M | $15.5M | ||
| Q1 25 | $213.0M | $24.8M | ||
| Q4 24 | $248.2M | $31.0M | ||
| Q3 24 | $164.4M | $30.9M | ||
| Q2 24 | $190.3M | $33.9M |
| Q1 26 | 48.7% | — | ||
| Q4 25 | 47.8% | 49.0% | ||
| Q3 25 | 47.7% | 48.3% | ||
| Q2 25 | 48.0% | 49.4% | ||
| Q1 25 | 49.3% | 46.8% | ||
| Q4 24 | 49.3% | 47.1% | ||
| Q3 24 | 48.0% | 47.8% | ||
| Q2 24 | 48.1% | 49.4% |
| Q1 26 | 24.2% | — | ||
| Q4 25 | 22.3% | 4.8% | ||
| Q3 25 | 23.3% | 4.5% | ||
| Q2 25 | 22.4% | 4.4% | ||
| Q1 25 | 23.6% | 5.3% | ||
| Q4 24 | 23.4% | 7.3% | ||
| Q3 24 | 22.2% | 6.6% | ||
| Q2 24 | 22.6% | 7.5% |
| Q1 26 | 13.7% | — | ||
| Q4 25 | 11.7% | 1.7% | ||
| Q3 25 | 13.4% | 1.1% | ||
| Q2 25 | 11.8% | 1.3% | ||
| Q1 25 | 14.1% | 2.1% | ||
| Q4 24 | 16.2% | 2.9% | ||
| Q3 24 | 11.2% | 2.9% | ||
| Q2 24 | 13.1% | 3.2% |
| Q1 26 | $0.91 | — | ||
| Q4 25 | $0.76 | $0.35 | ||
| Q3 25 | $0.83 | $0.22 | ||
| Q2 25 | $0.72 | $0.26 | ||
| Q1 25 | $0.84 | $0.42 | ||
| Q4 24 | $0.98 | $0.55 | ||
| Q3 24 | $0.65 | $0.55 | ||
| Q2 24 | $0.75 | $0.61 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $420.9M | $120.5M |
| Total DebtLower is stronger | $7.4B | — |
| Stockholders' EquityBook value | $6.9B | $695.7M |
| Total Assets | $20.3B | $3.3B |
| Debt / EquityLower = less leverage | 1.08× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $420.9M | — | ||
| Q4 25 | $462.1M | $120.5M | ||
| Q3 25 | $388.3M | $107.0M | ||
| Q2 25 | $480.3M | $106.8M | ||
| Q1 25 | $515.0M | $107.3M | ||
| Q4 24 | $567.1M | $60.9M | ||
| Q3 24 | $694.7M | $85.1M | ||
| Q2 24 | $462.7M | $82.5M |
| Q1 26 | $7.4B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.9B | $695.7M | ||
| Q3 25 | $6.9B | $687.3M | ||
| Q2 25 | $6.9B | $685.5M | ||
| Q1 25 | $6.8B | $679.2M | ||
| Q4 24 | $6.5B | $629.0M | ||
| Q3 24 | $6.8B | $611.8M | ||
| Q2 24 | $6.4B | $596.3M |
| Q1 26 | $20.3B | — | ||
| Q4 25 | $20.7B | $3.3B | ||
| Q3 25 | $19.5B | $3.2B | ||
| Q2 25 | $19.0B | $3.1B | ||
| Q1 25 | $20.4B | $3.0B | ||
| Q4 24 | $19.0B | $2.6B | ||
| Q3 24 | $18.4B | $2.6B | ||
| Q2 24 | $16.9B | $2.6B |
| Q1 26 | 1.08× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $299.7M | $41.6M |
| Free Cash FlowOCF − Capex | — | $24.0M |
| FCF MarginFCF / Revenue | — | 2.0% |
| Capex IntensityCapex / Revenue | 0.0% | 1.5% |
| Cash ConversionOCF / Net Profit | 1.33× | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $299.7M | — | ||
| Q4 25 | $643.5M | $41.6M | ||
| Q3 25 | $456.2M | $118.4M | ||
| Q2 25 | $372.9M | $7.8M | ||
| Q1 25 | $272.2M | $137.7M | ||
| Q4 24 | $486.6M | $-61.9M | ||
| Q3 24 | $336.6M | $106.2M | ||
| Q2 24 | $384.9M | $15.0M |
| Q1 26 | — | — | ||
| Q4 25 | $633.0M | $24.0M | ||
| Q3 25 | $421.5M | $97.9M | ||
| Q2 25 | $350.0M | $-10.4M | ||
| Q1 25 | $259.5M | $127.2M | ||
| Q4 24 | $466.9M | $-74.0M | ||
| Q3 24 | $310.7M | $88.3M | ||
| Q2 24 | $374.9M | $613.0K |
| Q1 26 | — | — | ||
| Q4 25 | 38.3% | 2.0% | ||
| Q3 25 | 26.9% | 8.4% | ||
| Q2 25 | 22.8% | -0.9% | ||
| Q1 25 | 17.1% | 10.8% | ||
| Q4 24 | 30.5% | -6.9% | ||
| Q3 24 | 21.2% | 8.3% | ||
| Q2 24 | 25.8% | 0.1% |
| Q1 26 | 0.0% | — | ||
| Q4 25 | 0.6% | 1.5% | ||
| Q3 25 | 2.2% | 1.8% | ||
| Q2 25 | 1.5% | 1.6% | ||
| Q1 25 | 0.8% | 0.9% | ||
| Q4 24 | 1.3% | 1.1% | ||
| Q3 24 | 1.8% | 1.7% | ||
| Q2 24 | 0.7% | 1.3% |
| Q1 26 | 1.33× | — | ||
| Q4 25 | 3.33× | 2.11× | ||
| Q3 25 | 2.17× | 8.96× | ||
| Q2 25 | 2.06× | 0.50× | ||
| Q1 25 | 1.28× | 5.56× | ||
| Q4 24 | 1.96× | -2.00× | ||
| Q3 24 | 2.05× | 3.44× | ||
| Q2 24 | 2.02× | 0.44× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SSNC
| Technology-enabled services | $1.4B | 85% |
| License, maintenance and related | $239.8M | 15% |
UPBD
Segment breakdown not available.
