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Side-by-side financial comparison of Neuronetics, Inc. (STIM) and TRUSTCO BANK CORP N Y (TRST). Click either name above to swap in a different company.
TRUSTCO BANK CORP N Y is the larger business by last-quarter revenue ($49.5M vs $41.8M, roughly 1.2× Neuronetics, Inc.). TRUSTCO BANK CORP N Y runs the higher net margin — 32.9% vs -17.2%, a 50.1% gap on every dollar of revenue. Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 6.8%).
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.
STIM vs TRST — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $41.8M | $49.5M |
| Net Profit | $-7.2M | $16.3M |
| Gross Margin | 52.0% | — |
| Operating Margin | -12.1% | — |
| Net Margin | -17.2% | 32.9% |
| Revenue YoY | 85.7% | — |
| Net Profit YoY | 43.2% | 14.1% |
| EPS (diluted) | $-0.10 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $49.5M | ||
| Q4 25 | $41.8M | $48.2M | ||
| Q3 25 | $37.3M | $47.8M | ||
| Q2 25 | $38.1M | $46.6M | ||
| Q1 25 | $32.0M | $45.3M | ||
| Q4 24 | $22.5M | $43.3M | ||
| Q3 24 | $18.5M | $43.6M | ||
| Q2 24 | $16.4M | $43.4M |
| Q1 26 | — | $16.3M | ||
| Q4 25 | $-7.2M | $15.6M | ||
| Q3 25 | $-9.0M | $16.3M | ||
| Q2 25 | $-10.1M | $15.0M | ||
| Q1 25 | $-12.7M | $14.3M | ||
| Q4 24 | $-12.7M | $11.3M | ||
| Q3 24 | $-13.3M | $12.9M | ||
| Q2 24 | $-9.8M | $12.6M |
| Q1 26 | — | — | ||
| Q4 25 | 52.0% | — | ||
| Q3 25 | 45.9% | — | ||
| Q2 25 | 46.6% | — | ||
| Q1 25 | 49.2% | — | ||
| Q4 24 | 66.2% | — | ||
| Q3 24 | 75.6% | — | ||
| Q2 24 | 74.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | -12.1% | 43.7% | ||
| Q3 25 | -19.6% | 44.6% | ||
| Q2 25 | -21.1% | 42.3% | ||
| Q1 25 | -34.4% | 41.3% | ||
| Q4 24 | -51.0% | 34.0% | ||
| Q3 24 | -41.7% | 38.8% | ||
| Q2 24 | -51.7% | 37.9% |
| Q1 26 | — | 32.9% | ||
| Q4 25 | -17.2% | 32.3% | ||
| Q3 25 | -24.3% | 34.0% | ||
| Q2 25 | -26.6% | 32.3% | ||
| Q1 25 | -39.6% | 31.5% | ||
| Q4 24 | -56.4% | 26.0% | ||
| Q3 24 | -72.0% | 29.5% | ||
| Q2 24 | -59.8% | 28.9% |
| Q1 26 | — | — | ||
| Q4 25 | $-0.10 | $0.85 | ||
| Q3 25 | $-0.13 | $0.86 | ||
| Q2 25 | $-0.15 | $0.79 | ||
| Q1 25 | $-0.21 | $0.75 | ||
| Q4 24 | $-0.34 | $0.59 | ||
| Q3 24 | $-0.44 | $0.68 | ||
| Q2 24 | $-0.33 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $28.1M | — |
| Total DebtLower is stronger | $65.8M | $112.9M |
| Stockholders' EquityBook value | $22.4M | $670.9M |
| Total Assets | $141.6M | $6.5B |
| Debt / EquityLower = less leverage | 2.94× | 0.17× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $28.1M | $730.4M | ||
| Q3 25 | $28.0M | $695.6M | ||
| Q2 25 | $11.0M | $713.6M | ||
| Q1 25 | $20.2M | $756.1M | ||
| Q4 24 | $18.5M | $641.8M | ||
| Q3 24 | $20.9M | $523.0M | ||
| Q2 24 | $42.6M | $536.1M |
| Q1 26 | — | $112.9M | ||
| Q4 25 | $65.8M | — | ||
| Q3 25 | $65.7M | — | ||
| Q2 25 | $55.5M | — | ||
| Q1 25 | $55.3M | — | ||
| Q4 24 | $55.2M | — | ||
| Q3 24 | $46.0M | — | ||
| Q2 24 | $59.8M | — |
| Q1 26 | — | $670.9M | ||
| Q4 25 | $22.4M | $686.6M | ||
| Q3 25 | $27.4M | $692.0M | ||
| Q2 25 | $27.1M | $692.8M | ||
| Q1 25 | $35.5M | $687.8M | ||
| Q4 24 | $27.7M | $676.3M | ||
| Q3 24 | $9.4M | $669.0M | ||
| Q2 24 | $19.4M | $655.2M |
| Q1 26 | — | $6.5B | ||
| Q4 25 | $141.6M | $6.4B | ||
| Q3 25 | $145.5M | $6.3B | ||
| Q2 25 | $134.7M | $6.3B | ||
| Q1 25 | $142.0M | $6.3B | ||
| Q4 24 | $140.9M | $6.2B | ||
| Q3 24 | — | $6.1B | ||
| Q2 24 | $96.8M | $6.1B |
| Q1 26 | — | 0.17× | ||
| Q4 25 | 2.94× | — | ||
| Q3 25 | 2.40× | — | ||
| Q2 25 | 2.05× | — | ||
| Q1 25 | 1.56× | — | ||
| Q4 24 | 1.99× | — | ||
| Q3 24 | 4.90× | — | ||
| Q2 24 | 3.08× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $908.0K | — |
| Free Cash FlowOCF − Capex | $692.0K | — |
| FCF MarginFCF / Revenue | 1.7% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-21.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $908.0K | $57.6M | ||
| Q3 25 | $-785.0K | $12.8M | ||
| Q2 25 | $-3.5M | $27.1M | ||
| Q1 25 | $-17.0M | $1.3M | ||
| Q4 24 | $-8.6M | $59.4M | ||
| Q3 24 | $-5.4M | $16.5M | ||
| Q2 24 | $-5.0M | $18.7M |
| Q1 26 | — | — | ||
| Q4 25 | $692.0K | $45.7M | ||
| Q3 25 | $-899.0K | $10.0M | ||
| Q2 25 | $-3.8M | $24.9M | ||
| Q1 25 | $-17.2M | $-3.3M | ||
| Q4 24 | $-8.7M | $54.6M | ||
| Q3 24 | $-5.8M | $15.6M | ||
| Q2 24 | $-5.6M | $17.6M |
| Q1 26 | — | — | ||
| Q4 25 | 1.7% | 95.0% | ||
| Q3 25 | -2.4% | 20.9% | ||
| Q2 25 | -9.9% | 53.5% | ||
| Q1 25 | -53.8% | -7.2% | ||
| Q4 24 | -38.6% | 126.0% | ||
| Q3 24 | -31.3% | 35.7% | ||
| Q2 24 | -34.0% | 40.5% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 24.6% | ||
| Q3 25 | 0.3% | 5.9% | ||
| Q2 25 | 0.7% | 4.5% | ||
| Q1 25 | 0.7% | 10.0% | ||
| Q4 24 | 0.4% | 11.3% | ||
| Q3 24 | 2.1% | 2.1% | ||
| Q2 24 | 3.7% | 2.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.70× | ||
| Q3 25 | — | 0.79× | ||
| Q2 25 | — | 1.80× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 5.27× | ||
| Q3 24 | — | 1.28× | ||
| Q2 24 | — | 1.49× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
STIM
Segment breakdown not available.
TRST
| Net Interest Income | $44.7M | 90% |
| Noninterest Income | $4.8M | 10% |
