vs

Side-by-side financial comparison of Stanley Black & Decker (SWK) and U.S. Bancorp (USB). Click either name above to swap in a different company.

U.S. Bancorp is the larger business by last-quarter revenue ($7.4B vs $3.8B, roughly 2.0× Stanley Black & Decker). U.S. Bancorp runs the higher net margin — 27.8% vs 1.4%, a 26.4% gap on every dollar of revenue. On growth, U.S. Bancorp posted the faster year-over-year revenue change (5.1% vs 0.1%). Over the past eight quarters, U.S. Bancorp's revenue compounded faster (4.7% CAGR vs 0.3%).

Stanley Black & Decker, Inc., formerly known as The Stanley Works, is an American manufacturer of industrial tools and household hardware, and a provider of security products. Headquartered in the Greater Hartford city of New Britain, Connecticut, Stanley Black & Decker is the result of the merger of The Stanley Works and Black & Decker on March 12, 2010.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

SWK vs USB — Head-to-Head

Bigger by revenue
USB
USB
2.0× larger
USB
$7.4B
$3.8B
SWK
Growing faster (revenue YoY)
USB
USB
+5.0% gap
USB
5.1%
0.1%
SWK
Higher net margin
USB
USB
26.4% more per $
USB
27.8%
1.4%
SWK
Faster 2-yr revenue CAGR
USB
USB
Annualised
USB
4.7%
0.3%
SWK

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
SWK
SWK
USB
USB
Revenue
$3.8B
$7.4B
Net Profit
$51.4M
$2.0B
Gross Margin
31.4%
Operating Margin
34.4%
Net Margin
1.4%
27.8%
Revenue YoY
0.1%
5.1%
Net Profit YoY
-43.6%
23.0%
EPS (diluted)
$0.34
$1.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SWK
SWK
USB
USB
Q4 25
$7.4B
Q3 25
$3.8B
$7.3B
Q2 25
$3.9B
$7.0B
Q1 25
$3.7B
$7.0B
Q4 24
$3.7B
$7.0B
Q3 24
$3.8B
$6.9B
Q2 24
$4.0B
$6.9B
Q1 24
$3.9B
$6.7B
Net Profit
SWK
SWK
USB
USB
Q4 25
$2.0B
Q3 25
$51.4M
$2.0B
Q2 25
$101.9M
$1.8B
Q1 25
$90.4M
$1.7B
Q4 24
$194.9M
$1.7B
Q3 24
$91.1M
$1.7B
Q2 24
$-11.2M
$1.6B
Q1 24
$19.5M
$1.3B
Gross Margin
SWK
SWK
USB
USB
Q4 25
Q3 25
31.4%
Q2 25
27.0%
Q1 25
29.9%
Q4 24
30.8%
Q3 24
29.9%
Q2 24
28.4%
Q1 24
28.6%
Operating Margin
SWK
SWK
USB
USB
Q4 25
34.4%
Q3 25
34.5%
Q2 25
32.7%
Q1 25
31.0%
Q4 24
3.4%
30.1%
Q3 24
10.6%
30.2%
Q2 24
9.5%
29.9%
Q1 24
8.3%
24.9%
Net Margin
SWK
SWK
USB
USB
Q4 25
27.8%
Q3 25
1.4%
27.3%
Q2 25
2.6%
25.9%
Q1 25
2.4%
24.6%
Q4 24
5.2%
23.7%
Q3 24
2.4%
25.0%
Q2 24
-0.3%
23.3%
Q1 24
0.5%
19.6%
EPS (diluted)
SWK
SWK
USB
USB
Q4 25
$1.26
Q3 25
$0.34
$1.22
Q2 25
$0.67
$1.11
Q1 25
$0.60
$1.03
Q4 24
$1.29
$1.01
Q3 24
$0.60
$1.03
Q2 24
$-0.07
$0.97
Q1 24
$0.13
$0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SWK
SWK
USB
USB
Cash + ST InvestmentsLiquidity on hand
$268.3M
Total DebtLower is stronger
$5.3B
Stockholders' EquityBook value
$9.0B
$65.2B
Total Assets
$21.8B
$692.3B
Debt / EquityLower = less leverage
0.59×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SWK
SWK
USB
USB
Q4 25
Q3 25
$268.3M
Q2 25
$311.8M
Q1 25
$344.8M
Q4 24
$290.5M
Q3 24
$298.7M
Q2 24
$318.5M
Q1 24
$476.6M
Total Debt
SWK
SWK
USB
USB
Q4 25
Q3 25
$5.3B
Q2 25
$5.6B
Q1 25
$5.6B
Q4 24
$6.1B
Q3 24
$6.1B
Q2 24
$6.1B
Q1 24
$6.1B
Stockholders' Equity
SWK
SWK
USB
USB
Q4 25
$65.2B
Q3 25
$9.0B
$63.3B
Q2 25
$9.1B
$61.4B
Q1 25
$8.8B
$60.1B
Q4 24
$8.7B
$58.6B
Q3 24
$8.9B
$58.9B
Q2 24
$8.7B
$56.4B
Q1 24
$8.9B
$55.6B
Total Assets
SWK
SWK
USB
USB
Q4 25
$692.3B
Q3 25
$21.8B
$695.4B
Q2 25
$22.5B
$686.4B
Q1 25
$22.5B
$676.5B
Q4 24
$21.8B
$678.3B
Q3 24
$22.5B
$686.5B
Q2 24
$22.5B
$680.1B
Q1 24
$23.9B
$683.6B
Debt / Equity
SWK
SWK
USB
USB
Q4 25
Q3 25
0.59×
Q2 25
0.62×
Q1 25
0.63×
Q4 24
0.70×
Q3 24
0.69×
Q2 24
0.70×
Q1 24
0.69×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SWK
SWK
USB
USB
Operating Cash FlowLast quarter
$221.2M
$2.8B
Free Cash FlowOCF − Capex
$155.3M
FCF MarginFCF / Revenue
4.1%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
4.30×
1.39×
TTM Free Cash FlowTrailing 4 quarters
$369.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SWK
SWK
USB
USB
Q4 25
$2.8B
Q3 25
$221.2M
$3.4B
Q2 25
$214.3M
$2.0B
Q1 25
$-420.0M
$-285.0M
Q4 24
$679.1M
$4.8B
Q3 24
$285.8M
$972.0M
Q2 24
$573.0M
$2.9B
Q1 24
$-431.0M
$2.7B
Free Cash Flow
SWK
SWK
USB
USB
Q4 25
Q3 25
$155.3M
Q2 25
$134.7M
Q1 25
$-485.0M
Q4 24
$564.6M
Q3 24
$199.3M
Q2 24
$485.8M
Q1 24
$-496.7M
FCF Margin
SWK
SWK
USB
USB
Q4 25
Q3 25
4.1%
Q2 25
3.4%
Q1 25
-13.0%
Q4 24
15.2%
Q3 24
5.3%
Q2 24
12.1%
Q1 24
-12.8%
Capex Intensity
SWK
SWK
USB
USB
Q4 25
Q3 25
1.8%
Q2 25
2.0%
Q1 25
1.7%
Q4 24
3.1%
Q3 24
2.3%
Q2 24
2.2%
Q1 24
1.7%
Cash Conversion
SWK
SWK
USB
USB
Q4 25
1.39×
Q3 25
4.30×
1.69×
Q2 25
2.10×
1.12×
Q1 25
-4.65×
-0.17×
Q4 24
3.48×
2.87×
Q3 24
3.14×
0.57×
Q2 24
1.79×
Q1 24
-22.10×
2.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SWK
SWK

Tools And Outdoor Segment$3.3B87%
Engineered Fastening Segment$500.5M13%

USB
USB

Segment breakdown not available.

Related Comparisons