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Side-by-side financial comparison of TRANSACT TECHNOLOGIES INC (TACT) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $11.5M, roughly 1.2× TRANSACT TECHNOLOGIES INC). On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 11.9%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $589.0K). Over the past eight quarters, TRANSACT TECHNOLOGIES INC's revenue compounded faster (3.5% CAGR vs 3.0%).
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
TACT vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $11.5M | $13.5M |
| Net Profit | — | $3.4M |
| Gross Margin | 47.6% | — |
| Operating Margin | -10.1% | 31.5% |
| Net Margin | — | 25.2% |
| Revenue YoY | 11.9% | 13.6% |
| Net Profit YoY | — | 36.8% |
| EPS (diluted) | $-0.11 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $11.5M | $13.5M | ||
| Q3 25 | $13.2M | $14.0M | ||
| Q2 25 | $13.8M | $12.6M | ||
| Q1 25 | $13.1M | $13.7M | ||
| Q4 24 | $10.2M | $11.9M | ||
| Q3 24 | $10.9M | $13.8M | ||
| Q2 24 | $11.6M | $13.0M | ||
| Q1 24 | $10.7M | $12.8M |
| Q4 25 | — | $3.4M | ||
| Q3 25 | $15.0K | $4.0M | ||
| Q2 25 | $-143.0K | $2.2M | ||
| Q1 25 | $19.0K | $2.7M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | $-551.0K | $3.8M | ||
| Q2 24 | $-319.0K | $4.3M | ||
| Q1 24 | $-1.0M | $4.2M |
| Q4 25 | 47.6% | — | ||
| Q3 25 | 49.8% | — | ||
| Q2 25 | 48.2% | — | ||
| Q1 25 | 48.7% | — | ||
| Q4 24 | 44.2% | — | ||
| Q3 24 | 48.1% | — | ||
| Q2 24 | 52.7% | — | ||
| Q1 24 | 52.6% | — |
| Q4 25 | -10.1% | 31.5% | ||
| Q3 25 | 0.1% | 40.3% | ||
| Q2 25 | -1.9% | 24.0% | ||
| Q1 25 | -0.1% | 27.5% | ||
| Q4 24 | -10.3% | 27.5% | ||
| Q3 24 | -7.7% | 37.1% | ||
| Q2 24 | -3.8% | 46.4% | ||
| Q1 24 | -12.2% | 45.9% |
| Q4 25 | — | 25.2% | ||
| Q3 25 | 0.1% | 28.7% | ||
| Q2 25 | -1.0% | 17.2% | ||
| Q1 25 | 0.1% | 19.6% | ||
| Q4 24 | — | 20.9% | ||
| Q3 24 | -5.1% | 27.7% | ||
| Q2 24 | -2.8% | 33.0% | ||
| Q1 24 | -9.7% | 32.6% |
| Q4 25 | $-0.11 | $0.18 | ||
| Q3 25 | $0.00 | $0.23 | ||
| Q2 25 | $-0.01 | $0.13 | ||
| Q1 25 | $0.00 | $0.16 | ||
| Q4 24 | $-0.80 | $0.14 | ||
| Q3 24 | $-0.06 | $0.22 | ||
| Q2 24 | $-0.03 | $0.25 | ||
| Q1 24 | $-0.10 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $20.4M | $264.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $31.1M | $139.7M |
| Total Assets | $44.8M | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.4M | $264.2M | ||
| Q3 25 | $20.0M | $211.1M | ||
| Q2 25 | $17.7M | $199.5M | ||
| Q1 25 | $14.2M | $198.4M | ||
| Q4 24 | $14.4M | $216.9M | ||
| Q3 24 | $11.3M | $216.8M | ||
| Q2 24 | $11.1M | $166.3M | ||
| Q1 24 | $10.6M | $168.6M |
| Q4 25 | $31.1M | $139.7M | ||
| Q3 25 | $31.8M | $137.4M | ||
| Q2 25 | $31.3M | $134.3M | ||
| Q1 25 | $30.9M | $132.9M | ||
| Q4 24 | $30.6M | $130.4M | ||
| Q3 24 | $38.4M | $132.9M | ||
| Q2 24 | $38.5M | $127.3M | ||
| Q1 24 | $38.6M | $124.2M |
| Q4 25 | $44.8M | $1.2B | ||
| Q3 25 | $45.0M | $1.2B | ||
| Q2 25 | $44.5M | $1.2B | ||
| Q1 25 | $44.2M | $1.2B | ||
| Q4 24 | $44.0M | $1.2B | ||
| Q3 24 | $50.5M | $1.3B | ||
| Q2 24 | $50.4M | $1.2B | ||
| Q1 24 | $51.9M | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $609.0K | $22.1M |
| Free Cash FlowOCF − Capex | $589.0K | $19.8M |
| FCF MarginFCF / Revenue | 5.1% | 146.0% |
| Capex IntensityCapex / Revenue | 0.2% | 16.8% |
| Cash ConversionOCF / Net Profit | — | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | $7.6M | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $609.0K | $22.1M | ||
| Q3 25 | $3.6M | $7.0M | ||
| Q2 25 | $3.6M | $8.7M | ||
| Q1 25 | $-161.0K | $3.0M | ||
| Q4 24 | $2.4M | $19.6M | ||
| Q3 24 | $327.0K | $5.4M | ||
| Q2 24 | $636.0K | $2.3M | ||
| Q1 24 | $-1.5M | $7.4M |
| Q4 25 | $589.0K | $19.8M | ||
| Q3 25 | $3.6M | $6.1M | ||
| Q2 25 | $3.6M | $8.1M | ||
| Q1 25 | $-171.0K | $2.9M | ||
| Q4 24 | $2.4M | $18.6M | ||
| Q3 24 | $259.0K | $5.3M | ||
| Q2 24 | $499.0K | $2.0M | ||
| Q1 24 | $-1.6M | $7.0M |
| Q4 25 | 5.1% | 146.0% | ||
| Q3 25 | 27.1% | 43.7% | ||
| Q2 25 | 25.9% | 64.3% | ||
| Q1 25 | -1.3% | 21.2% | ||
| Q4 24 | 23.2% | 156.0% | ||
| Q3 24 | 2.4% | 38.1% | ||
| Q2 24 | 4.3% | 15.5% | ||
| Q1 24 | -14.9% | 54.8% |
| Q4 25 | 0.2% | 16.8% | ||
| Q3 25 | 0.5% | 6.0% | ||
| Q2 25 | 0.1% | 4.6% | ||
| Q1 25 | 0.1% | 0.9% | ||
| Q4 24 | 0.1% | 8.7% | ||
| Q3 24 | 0.6% | 0.7% | ||
| Q2 24 | 1.2% | 2.2% | ||
| Q1 24 | 1.0% | 3.6% |
| Q4 25 | — | 6.46× | ||
| Q3 25 | 242.00× | 1.73× | ||
| Q2 25 | — | 4.01× | ||
| Q1 25 | -8.47× | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
