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Side-by-side financial comparison of TRANSACT TECHNOLOGIES INC (TACT) and Virginia National Bankshares Corp (VABK). Click either name above to swap in a different company.

Virginia National Bankshares Corp is the larger business by last-quarter revenue ($15.0M vs $11.5M, roughly 1.3× TRANSACT TECHNOLOGIES INC). On growth, TRANSACT TECHNOLOGIES INC posted the faster year-over-year revenue change (11.9% vs 3.6%). Virginia National Bankshares Corp produced more free cash flow last quarter ($20.8M vs $589.0K). Over the past eight quarters, Virginia National Bankshares Corp's revenue compounded faster (7.0% CAGR vs 3.5%).

Roper Technologies, Inc. is a holding company that owns companies in the technology sector.

United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Cre...

TACT vs VABK — Head-to-Head

Bigger by revenue
VABK
VABK
1.3× larger
VABK
$15.0M
$11.5M
TACT
Growing faster (revenue YoY)
TACT
TACT
+8.4% gap
TACT
11.9%
3.6%
VABK
More free cash flow
VABK
VABK
$20.2M more FCF
VABK
$20.8M
$589.0K
TACT
Faster 2-yr revenue CAGR
VABK
VABK
Annualised
VABK
7.0%
3.5%
TACT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TACT
TACT
VABK
VABK
Revenue
$11.5M
$15.0M
Net Profit
$6.0M
Gross Margin
47.6%
Operating Margin
-10.1%
50.5%
Net Margin
39.7%
Revenue YoY
11.9%
3.6%
Net Profit YoY
30.6%
EPS (diluted)
$-0.11
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TACT
TACT
VABK
VABK
Q4 25
$11.5M
$15.0M
Q3 25
$13.2M
$14.4M
Q2 25
$13.8M
$14.1M
Q1 25
$13.1M
$14.1M
Q4 24
$10.2M
$14.5M
Q3 24
$10.9M
$13.5M
Q2 24
$11.6M
$12.9M
Q1 24
$10.7M
$13.1M
Net Profit
TACT
TACT
VABK
VABK
Q4 25
$6.0M
Q3 25
$15.0K
$4.6M
Q2 25
$-143.0K
$4.2M
Q1 25
$19.0K
$4.5M
Q4 24
$4.6M
Q3 24
$-551.0K
$4.6M
Q2 24
$-319.0K
$4.2M
Q1 24
$-1.0M
$3.6M
Gross Margin
TACT
TACT
VABK
VABK
Q4 25
47.6%
Q3 25
49.8%
Q2 25
48.2%
Q1 25
48.7%
Q4 24
44.2%
Q3 24
48.1%
Q2 24
52.7%
Q1 24
52.6%
Operating Margin
TACT
TACT
VABK
VABK
Q4 25
-10.1%
50.5%
Q3 25
0.1%
39.4%
Q2 25
-1.9%
38.4%
Q1 25
-0.1%
38.4%
Q4 24
-10.3%
40.3%
Q3 24
-7.7%
41.9%
Q2 24
-3.8%
39.5%
Q1 24
-12.2%
32.9%
Net Margin
TACT
TACT
VABK
VABK
Q4 25
39.7%
Q3 25
0.1%
31.7%
Q2 25
-1.0%
30.0%
Q1 25
0.1%
31.9%
Q4 24
31.4%
Q3 24
-5.1%
34.1%
Q2 24
-2.8%
32.3%
Q1 24
-9.7%
27.8%
EPS (diluted)
TACT
TACT
VABK
VABK
Q4 25
$-0.11
$1.10
Q3 25
$0.00
$0.84
Q2 25
$-0.01
$0.78
Q1 25
$0.00
$0.83
Q4 24
$-0.80
$0.85
Q3 24
$-0.06
$0.85
Q2 24
$-0.03
$0.77
Q1 24
$-0.10
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TACT
TACT
VABK
VABK
Cash + ST InvestmentsLiquidity on hand
$20.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$31.1M
$184.2M
Total Assets
$44.8M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TACT
TACT
VABK
VABK
Q4 25
$20.4M
Q3 25
$20.0M
Q2 25
$17.7M
Q1 25
$14.2M
Q4 24
$14.4M
Q3 24
$11.3M
Q2 24
$11.1M
Q1 24
$10.6M
Stockholders' Equity
TACT
TACT
VABK
VABK
Q4 25
$31.1M
$184.2M
Q3 25
$31.8M
$177.4M
Q2 25
$31.3M
$170.8M
Q1 25
$30.9M
$166.8M
Q4 24
$30.6M
$160.3M
Q3 24
$38.4M
$165.9M
Q2 24
$38.5M
$154.2M
Q1 24
$38.6M
$152.6M
Total Assets
TACT
TACT
VABK
VABK
Q4 25
$44.8M
$1.6B
Q3 25
$45.0M
$1.6B
Q2 25
$44.5M
$1.6B
Q1 25
$44.2M
$1.6B
Q4 24
$44.0M
$1.6B
Q3 24
$50.5M
$1.6B
Q2 24
$50.4M
$1.6B
Q1 24
$51.9M
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TACT
TACT
VABK
VABK
Operating Cash FlowLast quarter
$609.0K
$21.3M
Free Cash FlowOCF − Capex
$589.0K
$20.8M
FCF MarginFCF / Revenue
5.1%
138.2%
Capex IntensityCapex / Revenue
0.2%
3.9%
Cash ConversionOCF / Net Profit
3.58×
TTM Free Cash FlowTrailing 4 quarters
$7.6M
$35.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TACT
TACT
VABK
VABK
Q4 25
$609.0K
$21.3M
Q3 25
$3.6M
$6.0M
Q2 25
$3.6M
$6.7M
Q1 25
$-161.0K
$2.1M
Q4 24
$2.4M
$15.3M
Q3 24
$327.0K
$15.2M
Q2 24
$636.0K
$-6.4M
Q1 24
$-1.5M
$3.2M
Free Cash Flow
TACT
TACT
VABK
VABK
Q4 25
$589.0K
$20.8M
Q3 25
$3.6M
$5.9M
Q2 25
$3.6M
$6.7M
Q1 25
$-171.0K
$1.8M
Q4 24
$2.4M
$14.6M
Q3 24
$259.0K
$15.1M
Q2 24
$499.0K
$-6.8M
Q1 24
$-1.6M
$3.1M
FCF Margin
TACT
TACT
VABK
VABK
Q4 25
5.1%
138.2%
Q3 25
27.1%
41.0%
Q2 25
25.9%
47.6%
Q1 25
-1.3%
13.0%
Q4 24
23.2%
100.4%
Q3 24
2.4%
111.7%
Q2 24
4.3%
-53.0%
Q1 24
-14.9%
23.9%
Capex Intensity
TACT
TACT
VABK
VABK
Q4 25
0.2%
3.9%
Q3 25
0.5%
0.5%
Q2 25
0.1%
0.2%
Q1 25
0.1%
1.8%
Q4 24
0.1%
5.1%
Q3 24
0.6%
0.9%
Q2 24
1.2%
3.1%
Q1 24
1.0%
0.2%
Cash Conversion
TACT
TACT
VABK
VABK
Q4 25
3.58×
Q3 25
242.00×
1.31×
Q2 25
1.59×
Q1 25
-8.47×
0.47×
Q4 24
3.35×
Q3 24
3.30×
Q2 24
-1.54×
Q1 24
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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