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Side-by-side financial comparison of TAYLOR DEVICES, INC. (TAYD) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $11.6M, roughly 1.9× TAYLOR DEVICES, INC.). TAYLOR DEVICES, INC. runs the higher net margin — 17.3% vs 6.1%, a 11.2% gap on every dollar of revenue. On growth, TAYLOR DEVICES, INC. posted the faster year-over-year revenue change (35.7% vs 14.7%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $4.4M). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs -2.7%).

Taylor Corporation is a privately owned print and communications company headquartered in North Mankato, Minnesota, and was founded in 1975 by businessman Glen Taylor. The company comprises more than 90 locations and employs nearly 10,000 employees. Taylor has print operations in dozens of U.S. states and multiple countries around the world.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

TAYD vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.9× larger
USCB
$22.2M
$11.6M
TAYD
Growing faster (revenue YoY)
TAYD
TAYD
+21.0% gap
TAYD
35.7%
14.7%
USCB
Higher net margin
TAYD
TAYD
11.2% more per $
TAYD
17.3%
6.1%
USCB
More free cash flow
USCB
USCB
$38.1M more FCF
USCB
$42.5M
$4.4M
TAYD
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
-2.7%
TAYD

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
TAYD
TAYD
USCB
USCB
Revenue
$11.6M
$22.2M
Net Profit
$2.0M
$1.4M
Gross Margin
47.0%
Operating Margin
19.2%
14.7%
Net Margin
17.3%
6.1%
Revenue YoY
35.7%
14.7%
Net Profit YoY
90.2%
-80.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TAYD
TAYD
USCB
USCB
Q4 25
$11.6M
$22.2M
Q3 25
$9.9M
$25.0M
Q2 25
$15.6M
$24.4M
Q1 25
$10.6M
$22.8M
Q4 24
$8.5M
$23.0M
Q3 24
$11.6M
$21.5M
Q2 24
$12.1M
$20.5M
Q1 24
$12.3M
$17.6M
Net Profit
TAYD
TAYD
USCB
USCB
Q4 25
$2.0M
$1.4M
Q3 25
$2.2M
$8.9M
Q2 25
$3.7M
$8.1M
Q1 25
$2.0M
$7.7M
Q4 24
$1.1M
$6.9M
Q3 24
$2.7M
$6.9M
Q2 24
$2.5M
$6.2M
Q1 24
$2.7M
$4.6M
Gross Margin
TAYD
TAYD
USCB
USCB
Q4 25
47.0%
Q3 25
44.8%
Q2 25
48.6%
Q1 25
42.9%
Q4 24
45.5%
Q3 24
47.4%
Q2 24
48.8%
Q1 24
46.9%
Operating Margin
TAYD
TAYD
USCB
USCB
Q4 25
19.2%
14.7%
Q3 25
22.6%
47.3%
Q2 25
24.2%
44.0%
Q1 25
19.1%
44.2%
Q4 24
11.0%
39.6%
Q3 24
25.0%
42.5%
Q2 24
20.8%
39.8%
Q1 24
24.4%
34.3%
Net Margin
TAYD
TAYD
USCB
USCB
Q4 25
17.3%
6.1%
Q3 25
22.1%
35.8%
Q2 25
23.7%
33.4%
Q1 25
19.0%
33.5%
Q4 24
12.4%
30.0%
Q3 24
23.0%
32.3%
Q2 24
20.5%
30.3%
Q1 24
22.0%
26.2%
EPS (diluted)
TAYD
TAYD
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TAYD
TAYD
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$40.7M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$67.1M
$217.2M
Total Assets
$72.8M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TAYD
TAYD
USCB
USCB
Q4 25
$40.7M
$38.5M
Q3 25
$36.3M
$56.8M
Q2 25
$36.0M
$54.8M
Q1 25
$35.4M
$98.0M
Q4 24
$26.6M
$77.0M
Q3 24
$27.1M
$38.5M
Q2 24
$31.0M
$77.3M
Q1 24
$24.6M
$126.5M
Stockholders' Equity
TAYD
TAYD
USCB
USCB
Q4 25
$67.1M
$217.2M
Q3 25
$64.3M
$209.1M
Q2 25
$62.0M
$231.6M
Q1 25
$57.8M
$225.1M
Q4 24
$55.8M
$215.4M
Q3 24
$53.9M
$213.9M
Q2 24
$51.2M
$201.0M
Q1 24
$47.8M
$195.0M
Total Assets
TAYD
TAYD
USCB
USCB
Q4 25
$72.8M
$2.8B
Q3 25
$70.3M
$2.8B
Q2 25
$71.6M
$2.7B
Q1 25
$70.1M
$2.7B
Q4 24
$62.9M
$2.6B
Q3 24
$61.9M
$2.5B
Q2 24
$63.1M
$2.5B
Q1 24
$54.8M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TAYD
TAYD
USCB
USCB
Operating Cash FlowLast quarter
$5.7M
$42.8M
Free Cash FlowOCF − Capex
$4.4M
$42.5M
FCF MarginFCF / Revenue
38.3%
191.4%
Capex IntensityCapex / Revenue
11.3%
1.4%
Cash ConversionOCF / Net Profit
2.86×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$14.1M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TAYD
TAYD
USCB
USCB
Q4 25
$5.7M
$42.8M
Q3 25
$483.6K
$20.1M
Q2 25
$1.9M
$18.0M
Q1 25
$9.0M
$14.6M
Q4 24
$103.1K
$34.8M
Q3 24
$-3.6M
$11.3M
Q2 24
$6.5M
$18.3M
Q1 24
$-685.0K
$8.1M
Free Cash Flow
TAYD
TAYD
USCB
USCB
Q4 25
$4.4M
$42.5M
Q3 25
$298.6K
$20.0M
Q2 25
$491.3K
$18.0M
Q1 25
$8.8M
$14.6M
Q4 24
$-620.5K
$34.5M
Q3 24
$-3.8M
$11.2M
Q2 24
$6.1M
$18.2M
Q1 24
$-895.5K
$8.0M
FCF Margin
TAYD
TAYD
USCB
USCB
Q4 25
38.3%
191.4%
Q3 25
3.0%
80.3%
Q2 25
3.2%
73.7%
Q1 25
83.6%
63.9%
Q4 24
-7.3%
150.2%
Q3 24
-33.0%
52.2%
Q2 24
51.0%
88.8%
Q1 24
-7.3%
45.4%
Capex Intensity
TAYD
TAYD
USCB
USCB
Q4 25
11.3%
1.4%
Q3 25
1.9%
0.5%
Q2 25
9.3%
0.2%
Q1 25
1.8%
0.2%
Q4 24
8.5%
1.4%
Q3 24
2.1%
0.4%
Q2 24
3.3%
0.4%
Q1 24
1.7%
0.5%
Cash Conversion
TAYD
TAYD
USCB
USCB
Q4 25
2.86×
31.40×
Q3 25
0.22×
2.25×
Q2 25
0.52×
2.22×
Q1 25
4.51×
1.91×
Q4 24
0.10×
5.05×
Q3 24
-1.35×
1.63×
Q2 24
2.65×
2.95×
Q1 24
-0.25×
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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