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Side-by-side financial comparison of TRICO BANCSHARES (TCBK) and Target Hospitality Corp. (TH). Click either name above to swap in a different company.
TRICO BANCSHARES is the larger business by last-quarter revenue ($109.4M vs $73.5M, roughly 1.5× Target Hospitality Corp.). TRICO BANCSHARES runs the higher net margin — 251.6% vs -20.3%, a 272.0% gap on every dollar of revenue. On growth, Target Hospitality Corp. posted the faster year-over-year revenue change (22.0% vs 9.0%). Over the past eight quarters, TRICO BANCSHARES 's revenue compounded faster (5.4% CAGR vs 0.7%).
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.
TCBK vs TH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $109.4M | $73.5M |
| Net Profit | $33.6M | $-14.9M |
| Gross Margin | — | 9.6% |
| Operating Margin | 42.6% | -22.9% |
| Net Margin | 251.6% | -20.3% |
| Revenue YoY | 9.0% | 22.0% |
| Net Profit YoY | 15.8% | -219.1% |
| EPS (diluted) | $1.02 | $-0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $109.4M | $73.5M | ||
| Q3 25 | $107.6M | $91.6M | ||
| Q2 25 | $103.6M | $54.9M | ||
| Q1 25 | $98.6M | $54.9M | ||
| Q4 24 | $100.4M | $60.2M | ||
| Q3 24 | $99.1M | $65.8M | ||
| Q2 24 | $97.9M | $67.5M | ||
| Q1 24 | $98.5M | $72.4M |
| Q4 25 | $33.6M | $-14.9M | ||
| Q3 25 | $34.0M | $-795.0K | ||
| Q2 25 | $27.5M | $-14.9M | ||
| Q1 25 | $26.4M | $-6.5M | ||
| Q4 24 | $29.0M | $12.5M | ||
| Q3 24 | $29.1M | $20.0M | ||
| Q2 24 | $29.0M | $18.4M | ||
| Q1 24 | $27.7M | $20.4M |
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 19.6% | ||
| Q2 25 | — | -0.6% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 61.5% | ||
| Q3 24 | — | 68.7% | ||
| Q2 24 | — | 69.4% | ||
| Q1 24 | — | 67.8% |
| Q4 25 | 42.6% | -22.9% | ||
| Q3 25 | 43.2% | 0.1% | ||
| Q2 25 | 36.5% | -30.8% | ||
| Q1 25 | 35.8% | -2.0% | ||
| Q4 24 | 38.7% | 34.5% | ||
| Q3 24 | 39.8% | 42.5% | ||
| Q2 24 | 40.0% | 43.8% | ||
| Q1 24 | 38.3% | 42.0% |
| Q4 25 | 251.6% | -20.3% | ||
| Q3 25 | 31.6% | -0.9% | ||
| Q2 25 | 26.6% | -27.2% | ||
| Q1 25 | 26.7% | -11.8% | ||
| Q4 24 | 221.4% | 20.8% | ||
| Q3 24 | 29.3% | 30.4% | ||
| Q2 24 | 29.7% | 27.2% | ||
| Q1 24 | 28.2% | 28.2% |
| Q4 25 | $1.02 | $-0.14 | ||
| Q3 25 | $1.04 | $-0.01 | ||
| Q2 25 | $0.84 | $-0.15 | ||
| Q1 25 | $0.80 | $-0.07 | ||
| Q4 24 | $0.88 | $0.12 | ||
| Q3 24 | $0.88 | $0.20 | ||
| Q2 24 | $0.87 | $0.18 | ||
| Q1 24 | $0.83 | $0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.0M | $8.3M |
| Total DebtLower is stronger | — | $1.7M |
| Stockholders' EquityBook value | $1.3B | $389.3M |
| Total Assets | $9.8B | $530.2M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $157.0M | $8.3M | ||
| Q3 25 | $298.8M | $30.4M | ||
| Q2 25 | $314.3M | $19.2M | ||
| Q1 25 | $308.3M | $34.5M | ||
| Q4 24 | $145.0M | $190.7M | ||
| Q3 24 | $320.1M | $177.7M | ||
| Q2 24 | $206.6M | $154.3M | ||
| Q1 24 | $82.8M | $124.3M |
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $2.0M | ||
| Q2 25 | — | $26.3M | ||
| Q1 25 | — | $42.9M | ||
| Q4 24 | — | $1.5M | ||
| Q3 24 | — | $994.0K | ||
| Q2 24 | — | $1.1M | ||
| Q1 24 | — | $179.9M |
| Q4 25 | $1.3B | $389.3M | ||
| Q3 25 | $1.3B | $402.4M | ||
| Q2 25 | $1.3B | $401.3M | ||
| Q1 25 | $1.3B | $415.3M | ||
| Q4 24 | $1.2B | $421.1M | ||
| Q3 24 | $1.2B | $417.6M | ||
| Q2 24 | $1.2B | $397.2M | ||
| Q1 24 | $1.2B | $375.5M |
| Q4 25 | $9.8B | $530.2M | ||
| Q3 25 | $9.9B | $541.2M | ||
| Q2 25 | $9.9B | $533.7M | ||
| Q1 25 | $9.8B | $562.5M | ||
| Q4 24 | $9.7B | $725.8M | ||
| Q3 24 | $9.8B | $709.8M | ||
| Q2 24 | $9.7B | $697.0M | ||
| Q1 24 | $9.8B | $687.2M |
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.01× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.48× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $133.3M | $5.7M |
| Free Cash FlowOCF − Capex | $127.9M | — |
| FCF MarginFCF / Revenue | 116.9% | — |
| Capex IntensityCapex / Revenue | 4.9% | — |
| Cash ConversionOCF / Net Profit | 3.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $222.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $133.3M | $5.7M | ||
| Q3 25 | $45.1M | $53.4M | ||
| Q2 25 | $29.2M | $11.1M | ||
| Q1 25 | $24.5M | $3.9M | ||
| Q4 24 | $109.7M | $30.6M | ||
| Q3 24 | $28.6M | $31.4M | ||
| Q2 24 | $31.8M | $39.1M | ||
| Q1 24 | $25.1M | $50.6M |
| Q4 25 | $127.9M | — | ||
| Q3 25 | $43.2M | — | ||
| Q2 25 | $28.2M | — | ||
| Q1 25 | $22.8M | $-11.6M | ||
| Q4 24 | $105.2M | — | ||
| Q3 24 | $27.3M | — | ||
| Q2 24 | $30.8M | — | ||
| Q1 24 | $24.1M | — |
| Q4 25 | 116.9% | — | ||
| Q3 25 | 40.2% | — | ||
| Q2 25 | 27.2% | — | ||
| Q1 25 | 23.1% | -21.1% | ||
| Q4 24 | 104.8% | — | ||
| Q3 24 | 27.6% | — | ||
| Q2 24 | 31.5% | — | ||
| Q1 24 | 24.4% | — |
| Q4 25 | 4.9% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 1.7% | 28.2% | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 1.0% | — |
| Q4 25 | 3.96× | — | ||
| Q3 25 | 1.33× | — | ||
| Q2 25 | 1.06× | — | ||
| Q1 25 | 0.93× | — | ||
| Q4 24 | 3.78× | 2.44× | ||
| Q3 24 | 0.98× | 1.57× | ||
| Q2 24 | 1.10× | 2.13× | ||
| Q1 24 | 0.90× | 2.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TCBK
Segment breakdown not available.
TH
| Services | $40.9M | 56% |
| Hospitality And Facilities Services South | $32.6M | 44% |
