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Side-by-side financial comparison of TRICO BANCSHARES (TCBK) and Turning Point Brands, Inc. (TPB). Click either name above to swap in a different company.

Turning Point Brands, Inc. is the larger business by last-quarter revenue ($121.0M vs $109.4M, roughly 1.1× TRICO BANCSHARES ). TRICO BANCSHARES runs the higher net margin — 251.6% vs 6.8%, a 244.9% gap on every dollar of revenue. On growth, Turning Point Brands, Inc. posted the faster year-over-year revenue change (29.2% vs 9.0%). TRICO BANCSHARES produced more free cash flow last quarter ($127.9M vs $21.5M). Over the past eight quarters, Turning Point Brands, Inc.'s revenue compounded faster (20.7% CAGR vs 5.4%).

Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.

Turning Point Australia (TPAUS) is a conservative lobby group based in Australia, affiliated with Turning Point USA but independent of it. Founded by Joel Jammal and first registered in 2023, the group has become active in trying to influence the outcome of the 2026 South Australian state election in March 2026.

TCBK vs TPB — Head-to-Head

Bigger by revenue
TPB
TPB
1.1× larger
TPB
$121.0M
$109.4M
TCBK
Growing faster (revenue YoY)
TPB
TPB
+20.2% gap
TPB
29.2%
9.0%
TCBK
Higher net margin
TCBK
TCBK
244.9% more per $
TCBK
251.6%
6.8%
TPB
More free cash flow
TCBK
TCBK
$106.4M more FCF
TCBK
$127.9M
$21.5M
TPB
Faster 2-yr revenue CAGR
TPB
TPB
Annualised
TPB
20.7%
5.4%
TCBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TCBK
TCBK
TPB
TPB
Revenue
$109.4M
$121.0M
Net Profit
$33.6M
$8.2M
Gross Margin
55.9%
Operating Margin
42.6%
16.5%
Net Margin
251.6%
6.8%
Revenue YoY
9.0%
29.2%
Net Profit YoY
15.8%
239.8%
EPS (diluted)
$1.02
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TCBK
TCBK
TPB
TPB
Q4 25
$109.4M
$121.0M
Q3 25
$107.6M
$119.0M
Q2 25
$103.6M
$116.6M
Q1 25
$98.6M
$106.4M
Q4 24
$100.4M
$93.7M
Q3 24
$99.1M
$90.7M
Q2 24
$97.9M
$93.2M
Q1 24
$98.5M
$83.1M
Net Profit
TCBK
TCBK
TPB
TPB
Q4 25
$33.6M
$8.2M
Q3 25
$34.0M
$21.1M
Q2 25
$27.5M
$14.5M
Q1 25
$26.4M
$14.4M
Q4 24
$29.0M
$2.4M
Q3 24
$29.1M
$12.4M
Q2 24
$29.0M
$13.0M
Q1 24
$27.7M
$12.0M
Gross Margin
TCBK
TCBK
TPB
TPB
Q4 25
55.9%
Q3 25
59.2%
Q2 25
57.1%
Q1 25
56.0%
Q4 24
56.0%
Q3 24
55.6%
Q2 24
54.1%
Q1 24
58.2%
Operating Margin
TCBK
TCBK
TPB
TPB
Q4 25
42.6%
16.5%
Q3 25
43.2%
21.8%
Q2 25
36.5%
22.6%
Q1 25
35.8%
21.8%
Q4 24
38.7%
19.1%
Q3 24
39.8%
22.9%
Q2 24
40.0%
24.5%
Q1 24
38.3%
23.2%
Net Margin
TCBK
TCBK
TPB
TPB
Q4 25
251.6%
6.8%
Q3 25
31.6%
17.7%
Q2 25
26.6%
12.4%
Q1 25
26.7%
13.5%
Q4 24
221.4%
2.6%
Q3 24
29.3%
13.6%
Q2 24
29.7%
14.0%
Q1 24
28.2%
14.5%
EPS (diluted)
TCBK
TCBK
TPB
TPB
Q4 25
$1.02
$0.40
Q3 25
$1.04
$1.13
Q2 25
$0.84
$0.79
Q1 25
$0.80
$0.79
Q4 24
$0.88
$0.15
Q3 24
$0.88
$0.68
Q2 24
$0.87
$0.68
Q1 24
$0.83
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TCBK
TCBK
TPB
TPB
Cash + ST InvestmentsLiquidity on hand
$157.0M
$222.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$372.0M
Total Assets
$9.8B
$763.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TCBK
TCBK
TPB
TPB
Q4 25
$157.0M
$222.8M
Q3 25
$298.8M
$201.2M
Q2 25
$314.3M
$109.9M
Q1 25
$308.3M
$99.6M
Q4 24
$145.0M
$48.9M
Q3 24
$320.1M
$33.6M
Q2 24
$206.6M
$142.2M
Q1 24
$82.8M
$130.9M
Stockholders' Equity
TCBK
TCBK
TPB
TPB
Q4 25
$1.3B
$372.0M
Q3 25
$1.3B
$358.2M
Q2 25
$1.3B
$224.8M
Q1 25
$1.3B
$203.4M
Q4 24
$1.2B
$190.4M
Q3 24
$1.2B
$185.7M
Q2 24
$1.2B
$172.8M
Q1 24
$1.2B
$160.0M
Total Assets
TCBK
TCBK
TPB
TPB
Q4 25
$9.8B
$763.8M
Q3 25
$9.9B
$742.8M
Q2 25
$9.9B
$595.8M
Q1 25
$9.8B
$564.6M
Q4 24
$9.7B
$493.4M
Q3 24
$9.8B
$488.0M
Q2 24
$9.7B
$591.6M
Q1 24
$9.8B
$586.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TCBK
TCBK
TPB
TPB
Operating Cash FlowLast quarter
$133.3M
$24.9M
Free Cash FlowOCF − Capex
$127.9M
$21.5M
FCF MarginFCF / Revenue
116.9%
17.8%
Capex IntensityCapex / Revenue
4.9%
2.8%
Cash ConversionOCF / Net Profit
3.96×
3.03×
TTM Free Cash FlowTrailing 4 quarters
$222.2M
$43.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TCBK
TCBK
TPB
TPB
Q4 25
$133.3M
$24.9M
Q3 25
$45.1M
$3.3M
Q2 25
$29.2M
$11.8M
Q1 25
$24.5M
$17.4M
Q4 24
$109.7M
$17.7M
Q3 24
$28.6M
$13.2M
Q2 24
$31.8M
$13.4M
Q1 24
$25.1M
$22.6M
Free Cash Flow
TCBK
TCBK
TPB
TPB
Q4 25
$127.9M
$21.5M
Q3 25
$43.2M
$-721.0K
Q2 25
$28.2M
$7.8M
Q1 25
$22.8M
$15.2M
Q4 24
$105.2M
$16.6M
Q3 24
$27.3M
$12.6M
Q2 24
$30.8M
$10.9M
Q1 24
$24.1M
$22.3M
FCF Margin
TCBK
TCBK
TPB
TPB
Q4 25
116.9%
17.8%
Q3 25
40.2%
-0.6%
Q2 25
27.2%
6.7%
Q1 25
23.1%
14.3%
Q4 24
104.8%
17.8%
Q3 24
27.6%
13.9%
Q2 24
31.5%
11.7%
Q1 24
24.4%
26.8%
Capex Intensity
TCBK
TCBK
TPB
TPB
Q4 25
4.9%
2.8%
Q3 25
1.7%
3.4%
Q2 25
1.0%
3.4%
Q1 25
1.7%
2.1%
Q4 24
4.5%
1.2%
Q3 24
1.3%
0.7%
Q2 24
1.0%
2.7%
Q1 24
1.0%
0.4%
Cash Conversion
TCBK
TCBK
TPB
TPB
Q4 25
3.96×
3.03×
Q3 25
1.33×
0.16×
Q2 25
1.06×
0.82×
Q1 25
0.93×
1.21×
Q4 24
3.78×
7.34×
Q3 24
0.98×
1.07×
Q2 24
1.10×
1.03×
Q1 24
0.90×
1.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TCBK
TCBK

Segment breakdown not available.

TPB
TPB

US$111.5M92%
Non Us$9.6M8%

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