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Side-by-side financial comparison of Third Coast Bancshares, Inc. (TCBX) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $57.7M, roughly 1.9× Third Coast Bancshares, Inc.). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -0.7%, a 29.1% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (17.5% CAGR vs -4.4%).
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
TCBX vs ZIP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $57.7M | $111.7M |
| Net Profit | $16.4M | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | — | 3.6% |
| Net Margin | 28.4% | -0.7% |
| Revenue YoY | — | 0.6% |
| Net Profit YoY | 20.5% | 92.3% |
| EPS (diluted) | $0.88 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $57.7M | — | ||
| Q4 25 | $56.5M | $111.7M | ||
| Q3 25 | $54.5M | $115.0M | ||
| Q2 25 | $52.0M | $112.2M | ||
| Q1 25 | $45.9M | $110.1M | ||
| Q4 24 | $46.3M | $111.0M | ||
| Q3 24 | $42.9M | $117.1M | ||
| Q2 24 | $41.7M | $123.7M |
| Q1 26 | $16.4M | — | ||
| Q4 25 | $17.9M | $-835.0K | ||
| Q3 25 | $18.1M | $-9.8M | ||
| Q2 25 | $16.7M | $-9.5M | ||
| Q1 25 | $13.6M | $-12.8M | ||
| Q4 24 | $13.7M | $-10.8M | ||
| Q3 24 | $12.8M | $-2.6M | ||
| Q2 24 | $10.8M | $7.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% |
| Q1 26 | — | — | ||
| Q4 25 | 38.1% | 3.6% | ||
| Q3 25 | 41.9% | -4.4% | ||
| Q2 25 | 40.5% | -5.9% | ||
| Q1 25 | 37.8% | -10.6% | ||
| Q4 24 | 38.7% | -3.6% | ||
| Q3 24 | 37.9% | -2.8% | ||
| Q2 24 | 34.1% | 7.6% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 31.7% | -0.7% | ||
| Q3 25 | 33.1% | -8.5% | ||
| Q2 25 | 32.2% | -8.5% | ||
| Q1 25 | 29.6% | -11.7% | ||
| Q4 24 | 29.7% | -9.7% | ||
| Q3 24 | 29.8% | -2.2% | ||
| Q2 24 | 25.9% | 5.7% |
| Q1 26 | $0.88 | — | ||
| Q4 25 | $1.02 | $-0.03 | ||
| Q3 25 | $1.03 | $-0.11 | ||
| Q2 25 | $0.96 | $-0.10 | ||
| Q1 25 | $0.78 | $-0.13 | ||
| Q4 24 | $0.80 | $-0.10 | ||
| Q3 24 | $0.74 | $-0.03 | ||
| Q2 24 | $0.63 | $0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $650.5M | $-77.2M |
| Total Assets | $6.6B | $569.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $175.2M | $188.0M | ||
| Q3 25 | $116.4M | $211.8M | ||
| Q2 25 | $113.1M | $203.5M | ||
| Q1 25 | $219.0M | $221.1M | ||
| Q4 24 | $371.2M | $218.4M | ||
| Q3 24 | $258.2M | $225.6M | ||
| Q2 24 | $241.8M | $271.7M |
| Q1 26 | $650.5M | — | ||
| Q4 25 | $531.0M | $-77.2M | ||
| Q3 25 | $513.8M | $-76.1M | ||
| Q2 25 | $496.1M | $-65.9M | ||
| Q1 25 | $479.8M | $-11.3M | ||
| Q4 24 | $460.7M | $13.4M | ||
| Q3 24 | $450.5M | $13.6M | ||
| Q2 24 | $435.0M | $24.4M |
| Q1 26 | $6.6B | — | ||
| Q4 25 | $5.3B | $569.7M | ||
| Q3 25 | $5.1B | $573.6M | ||
| Q2 25 | $4.9B | $592.4M | ||
| Q1 25 | $4.9B | $629.4M | ||
| Q4 24 | $4.9B | $664.1M | ||
| Q3 24 | $4.6B | $652.0M | ||
| Q2 24 | $4.5B | $665.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.6M |
| FCF MarginFCF / Revenue | — | 6.8% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $50.8M | $7.7M | ||
| Q3 25 | $20.7M | $2.6M | ||
| Q2 25 | $13.9M | $10.5M | ||
| Q1 25 | $10.5M | $-9.9M | ||
| Q4 24 | $35.1M | $12.5M | ||
| Q3 24 | $22.0M | $9.3M | ||
| Q2 24 | $7.3M | $21.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $7.6M | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | $10.2M | ||
| Q1 25 | — | $-10.2M | ||
| Q4 24 | $33.4M | $12.0M | ||
| Q3 24 | — | $9.2M | ||
| Q2 24 | — | $21.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.8% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | -9.3% | ||
| Q4 24 | 72.1% | 10.8% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 17.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | 3.8% | 0.4% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.84× | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 0.77× | — | ||
| Q4 24 | 2.56× | — | ||
| Q3 24 | 1.72× | — | ||
| Q2 24 | 0.68× | 3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
