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Side-by-side financial comparison of Trip.com Group Ltd (TCOM) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.

Trip.com Group Ltd is the larger business by last-quarter revenue ($304.6M vs $194.8M, roughly 1.6× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 27.8%, a 21.6% gap on every dollar of revenue.

Trip.com Group Limited is a multinational travel agency headquartered in Shanghai, China. It is the largest online travel service provider in the world.

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

TCOM vs TMP — Head-to-Head

Bigger by revenue
TCOM
TCOM
1.6× larger
TCOM
$304.6M
$194.8M
TMP
Higher net margin
TMP
TMP
21.6% more per $
TMP
49.4%
27.8%
TCOM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TCOM
TCOM
TMP
TMP
Revenue
$304.6M
$194.8M
Net Profit
$84.6M
$96.2M
Gross Margin
78.8%
Operating Margin
16.5%
71.7%
Net Margin
27.8%
49.4%
Revenue YoY
152.7%
Net Profit YoY
388.9%
EPS (diluted)
$0.12
$6.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TCOM
TCOM
TMP
TMP
Q4 25
$304.6M
$194.8M
Q3 25
$87.4M
Q2 25
$82.6M
Q1 25
$81.7M
Q4 24
$77.1M
Q3 24
$76.6M
Q2 24
$242.7M
$72.7M
Q1 24
$72.8M
Net Profit
TCOM
TCOM
TMP
TMP
Q4 25
$84.6M
$96.2M
Q3 25
$23.7M
Q2 25
$21.5M
Q1 25
$19.7M
Q4 24
$19.7M
Q3 24
$18.6M
Q2 24
$73.8M
$15.7M
Q1 24
$16.9M
Gross Margin
TCOM
TCOM
TMP
TMP
Q4 25
78.8%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
81.8%
Q1 24
Operating Margin
TCOM
TCOM
TMP
TMP
Q4 25
16.5%
71.7%
Q3 25
35.6%
Q2 25
34.2%
Q1 25
31.6%
Q4 24
33.4%
Q3 24
32.0%
Q2 24
27.8%
28.3%
Q1 24
30.4%
Net Margin
TCOM
TCOM
TMP
TMP
Q4 25
27.8%
49.4%
Q3 25
27.1%
Q2 25
26.0%
Q1 25
24.1%
Q4 24
25.5%
Q3 24
24.3%
Q2 24
30.4%
21.6%
Q1 24
23.2%
EPS (diluted)
TCOM
TCOM
TMP
TMP
Q4 25
$0.12
$6.72
Q3 25
$1.65
Q2 25
$1.50
Q1 25
$1.37
Q4 24
$1.39
Q3 24
$1.30
Q2 24
$0.11
$1.10
Q1 24
$1.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TCOM
TCOM
TMP
TMP
Cash + ST InvestmentsLiquidity on hand
$10.8B
$132.8M
Total DebtLower is stronger
$4.2B
Stockholders' EquityBook value
$23.8B
$938.4M
Total Assets
$36.9B
$8.7B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TCOM
TCOM
TMP
TMP
Q4 25
$10.8B
$132.8M
Q3 25
$193.5M
Q2 25
$212.6M
Q1 25
$193.1M
Q4 24
$134.4M
Q3 24
$132.3M
Q2 24
$12.4B
$70.9M
Q1 24
$57.1M
Total Debt
TCOM
TCOM
TMP
TMP
Q4 25
$4.2B
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$8.2B
Q1 24
Stockholders' Equity
TCOM
TCOM
TMP
TMP
Q4 25
$23.8B
$938.4M
Q3 25
$788.8M
Q2 25
$761.8M
Q1 25
$741.4M
Q4 24
$713.4M
Q3 24
$719.9M
Q2 24
$18.1B
$674.6M
Q1 24
$667.9M
Total Assets
TCOM
TCOM
TMP
TMP
Q4 25
$36.9B
$8.7B
Q3 25
$8.5B
Q2 25
$8.4B
Q1 25
$8.2B
Q4 24
$8.1B
Q3 24
$8.0B
Q2 24
$34.2B
$7.9B
Q1 24
$7.8B
Debt / Equity
TCOM
TCOM
TMP
TMP
Q4 25
0.18×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
0.45×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TCOM
TCOM
TMP
TMP
Operating Cash FlowLast quarter
$38.9M
Free Cash FlowOCF − Capex
$31.9M
FCF MarginFCF / Revenue
16.4%
Capex IntensityCapex / Revenue
3.6%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TCOM
TCOM
TMP
TMP
Q4 25
$38.9M
Q3 25
$34.9M
Q2 25
$18.9M
Q1 25
$22.2M
Q4 24
$95.0M
Q3 24
$21.2M
Q2 24
$27.3M
Q1 24
$23.2M
Free Cash Flow
TCOM
TCOM
TMP
TMP
Q4 25
$31.9M
Q3 25
$33.9M
Q2 25
$18.3M
Q1 25
$20.9M
Q4 24
$88.8M
Q3 24
$18.9M
Q2 24
$26.3M
Q1 24
$21.9M
FCF Margin
TCOM
TCOM
TMP
TMP
Q4 25
16.4%
Q3 25
38.8%
Q2 25
22.1%
Q1 25
25.5%
Q4 24
115.1%
Q3 24
24.7%
Q2 24
36.2%
Q1 24
30.0%
Capex Intensity
TCOM
TCOM
TMP
TMP
Q4 25
3.6%
Q3 25
1.1%
Q2 25
0.8%
Q1 25
1.7%
Q4 24
8.1%
Q3 24
2.9%
Q2 24
1.3%
Q1 24
1.9%
Cash Conversion
TCOM
TCOM
TMP
TMP
Q4 25
0.40×
Q3 25
1.47×
Q2 25
0.88×
Q1 25
1.13×
Q4 24
4.82×
Q3 24
1.14×
Q2 24
1.74×
Q1 24
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TCOM
TCOM

Others$273.0M90%
Other$31.6M10%

TMP
TMP

Segment breakdown not available.

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