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Side-by-side financial comparison of TFS Financial CORP (TFSL) and Townsquare Media, Inc. (TSQ). Click either name above to swap in a different company.

Townsquare Media, Inc. is the larger business by last-quarter revenue ($106.5M vs $83.7M, roughly 1.3× TFS Financial CORP). TFS Financial CORP runs the higher net margin — 26.6% vs -4.9%, a 31.5% gap on every dollar of revenue. On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs -9.6%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $9.2M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs 3.4%).

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

Townsquare Media, Inc. is an American radio network and media company based in Purchase, New York. The company started in radio and expanded into digital media toward the end of the 2000s, starting with the acquisition of the MOG Music Network. As of June 2024, Townsquare was the third-largest AM–FM operator in the country, owning 349 radio stations in 74 markets.

TFSL vs TSQ — Head-to-Head

Bigger by revenue
TSQ
TSQ
1.3× larger
TSQ
$106.5M
$83.7M
TFSL
Growing faster (revenue YoY)
TFSL
TFSL
+21.5% gap
TFSL
11.9%
-9.6%
TSQ
Higher net margin
TFSL
TFSL
31.5% more per $
TFSL
26.6%
-4.9%
TSQ
More free cash flow
TFSL
TFSL
$47.9M more FCF
TFSL
$57.1M
$9.2M
TSQ
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
3.4%
TSQ

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
TFSL
TFSL
TSQ
TSQ
Revenue
$83.7M
$106.5M
Net Profit
$22.3M
$-5.2M
Gross Margin
24.1%
Operating Margin
34.0%
9.5%
Net Margin
26.6%
-4.9%
Revenue YoY
11.9%
-9.6%
Net Profit YoY
-0.7%
-121.2%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TFSL
TFSL
TSQ
TSQ
Q4 25
$83.7M
$106.5M
Q3 25
$85.5M
$106.8M
Q2 25
$82.0M
$115.4M
Q1 25
$79.1M
$98.7M
Q4 24
$74.8M
$117.8M
Q3 24
$75.1M
$115.3M
Q2 24
$75.5M
$118.2M
Q1 24
$77.1M
$99.6M
Net Profit
TFSL
TFSL
TSQ
TSQ
Q4 25
$22.3M
$-5.2M
Q3 25
$26.0M
$-5.9M
Q2 25
$21.5M
$1.6M
Q1 25
$21.0M
$-2.0M
Q4 24
$22.4M
$24.6M
Q3 24
$18.2M
$10.8M
Q2 24
$20.0M
$-49.2M
Q1 24
$20.7M
$1.1M
Gross Margin
TFSL
TFSL
TSQ
TSQ
Q4 25
24.1%
Q3 25
26.2%
Q2 25
28.3%
Q1 25
23.2%
Q4 24
31.6%
Q3 24
27.3%
Q2 24
27.7%
Q1 24
22.8%
Operating Margin
TFSL
TFSL
TSQ
TSQ
Q4 25
34.0%
9.5%
Q3 25
37.9%
5.6%
Q2 25
33.3%
18.2%
Q1 25
33.5%
7.2%
Q4 24
37.9%
18.1%
Q3 24
30.7%
13.1%
Q2 24
33.4%
-18.1%
Q1 24
33.6%
6.7%
Net Margin
TFSL
TFSL
TSQ
TSQ
Q4 25
26.6%
-4.9%
Q3 25
30.4%
-5.5%
Q2 25
26.2%
1.4%
Q1 25
26.6%
-2.0%
Q4 24
30.0%
20.8%
Q3 24
24.2%
9.4%
Q2 24
26.4%
-41.7%
Q1 24
26.9%
1.1%
EPS (diluted)
TFSL
TFSL
TSQ
TSQ
Q4 25
$0.08
Q3 25
$0.09
$-0.36
Q2 25
$0.08
$0.09
Q1 25
$0.07
$-0.12
Q4 24
$0.08
$1.76
Q3 24
$0.07
$0.63
Q2 24
$0.07
$-3.26
Q1 24
$0.07
$0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TFSL
TFSL
TSQ
TSQ
Cash + ST InvestmentsLiquidity on hand
$456.7M
$4.8M
Total DebtLower is stronger
$433.0M
Stockholders' EquityBook value
$1.9B
$-41.0M
Total Assets
$17.5B
$528.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TFSL
TFSL
TSQ
TSQ
Q4 25
$456.7M
$4.8M
Q3 25
$429.4M
$3.2M
Q2 25
$452.6M
$3.2M
Q1 25
$463.6M
$5.5M
Q4 24
$465.9M
$33.0M
Q3 24
$463.7M
$21.8M
Q2 24
$560.4M
$28.5M
Q1 24
$594.3M
$56.6M
Total Debt
TFSL
TFSL
TSQ
TSQ
Q4 25
$433.0M
Q3 25
$437.6M
Q2 25
$439.7M
Q1 25
$448.4M
Q4 24
$465.8M
Q3 24
$476.7M
Q2 24
$487.1M
Q1 24
$500.1M
Stockholders' Equity
TFSL
TFSL
TSQ
TSQ
Q4 25
$1.9B
$-41.0M
Q3 25
$1.9B
$-34.0M
Q2 25
$1.9B
$-27.1M
Q1 25
$1.9B
$-26.8M
Q4 24
$1.9B
$-28.4M
Q3 24
$1.9B
$-52.5M
Q2 24
$1.9B
$-64.1M
Q1 24
$1.9B
$1.8M
Total Assets
TFSL
TFSL
TSQ
TSQ
Q4 25
$17.5B
$528.6M
Q3 25
$17.5B
$539.2M
Q2 25
$17.4B
$545.7M
Q1 25
$17.1B
$544.5M
Q4 24
$17.1B
$580.4M
Q3 24
$17.1B
$565.4M
Q2 24
$17.0B
$579.6M
Q1 24
$17.0B
$636.7M
Debt / Equity
TFSL
TFSL
TSQ
TSQ
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
271.80×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TFSL
TFSL
TSQ
TSQ
Operating Cash FlowLast quarter
$58.7M
$12.6M
Free Cash FlowOCF − Capex
$57.1M
$9.2M
FCF MarginFCF / Revenue
68.2%
8.6%
Capex IntensityCapex / Revenue
2.0%
3.2%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M
$15.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TFSL
TFSL
TSQ
TSQ
Q4 25
$58.7M
$12.6M
Q3 25
$82.4M
$7.9M
Q2 25
$26.8M
$10.2M
Q1 25
$21.2M
$-66.0K
Q4 24
$45.5M
$28.2M
Q3 24
$88.6M
$9.9M
Q2 24
$96.7M
$9.0M
Q1 24
$14.2M
$1.7M
Free Cash Flow
TFSL
TFSL
TSQ
TSQ
Q4 25
$57.1M
$9.2M
Q3 25
$71.0M
$4.3M
Q2 25
$25.0M
$6.4M
Q1 25
$14.3M
$-4.5M
Q4 24
$44.9M
$24.5M
Q3 24
$85.5M
$4.8M
Q2 24
$95.9M
$4.8M
Q1 24
$13.4M
$-2.8M
FCF Margin
TFSL
TFSL
TSQ
TSQ
Q4 25
68.2%
8.6%
Q3 25
83.0%
4.1%
Q2 25
30.5%
5.5%
Q1 25
18.0%
-4.6%
Q4 24
60.0%
20.8%
Q3 24
113.8%
4.1%
Q2 24
127.0%
4.0%
Q1 24
17.4%
-2.8%
Capex Intensity
TFSL
TFSL
TSQ
TSQ
Q4 25
2.0%
3.2%
Q3 25
13.4%
3.3%
Q2 25
2.1%
3.3%
Q1 25
8.8%
4.5%
Q4 24
0.9%
3.1%
Q3 24
4.1%
4.4%
Q2 24
1.1%
3.6%
Q1 24
1.1%
4.4%
Cash Conversion
TFSL
TFSL
TSQ
TSQ
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
6.51×
Q1 25
1.01×
Q4 24
2.03×
1.15×
Q3 24
4.86×
0.91×
Q2 24
4.85×
Q1 24
0.69×
1.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TFSL
TFSL

Segment breakdown not available.

TSQ
TSQ

Broadcast Advertising Segment$46.4M44%
Digital Advertising Segment$41.7M39%
Subscription Digital Marketing Solutions Segment$18.4M17%

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