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Side-by-side financial comparison of Titan Machinery Inc. (TITN) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

Titan Machinery Inc. is the larger business by last-quarter revenue ($644.5M vs $365.8M, roughly 1.8× UNITED FIRE GROUP INC). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs -5.2%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -13.0%).

Titan Machinery, Inc. is one of the largest dealers of agricultural and construction equipment and claims to be the largest dealer for the CNH Industrial brands in the world. It is based in West Fargo, North Dakota and has locations throughout the Midwestern United States, Australia, Austria, Bulgaria, Germany, Romania and Ukraine. The company is publicly traded on NASDAQ using the symbol TITN. As of 2023, the company reported a total revenue of US$2.209 billion.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

TITN vs UFCS — Head-to-Head

Bigger by revenue
TITN
TITN
1.8× larger
TITN
$644.5M
$365.8M
UFCS
Growing faster (revenue YoY)
UFCS
UFCS
+15.0% gap
UFCS
9.8%
-5.2%
TITN
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-13.0%
TITN

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
TITN
TITN
UFCS
UFCS
Revenue
$644.5M
$365.8M
Net Profit
$1.2M
Gross Margin
17.2%
Operating Margin
1.6%
13.2%
Net Margin
0.2%
Revenue YoY
-5.2%
9.8%
Net Profit YoY
-30.1%
EPS (diluted)
$0.05
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TITN
TITN
UFCS
UFCS
Q4 25
$644.5M
$365.8M
Q3 25
$546.4M
$354.0M
Q2 25
$594.3M
$335.5M
Q1 25
$759.9M
$331.1M
Q4 24
$679.8M
$333.2M
Q3 24
$633.7M
$323.0M
Q2 24
$628.7M
$301.2M
Q1 24
$852.1M
$296.0M
Net Profit
TITN
TITN
UFCS
UFCS
Q4 25
$1.2M
Q3 25
$-6.0M
$39.2M
Q2 25
$-13.2M
$22.9M
Q1 25
$-43.8M
$17.7M
Q4 24
$1.7M
Q3 24
$-4.3M
$19.7M
Q2 24
$9.4M
$-2.7M
Q1 24
$24.0M
$13.5M
Gross Margin
TITN
TITN
UFCS
UFCS
Q4 25
17.2%
Q3 25
17.1%
Q2 25
15.3%
Q1 25
6.7%
Q4 24
16.3%
Q3 24
17.7%
Q2 24
19.4%
Q1 24
16.6%
Operating Margin
TITN
TITN
UFCS
UFCS
Q4 25
1.6%
13.2%
Q3 25
0.1%
13.7%
Q2 25
-1.0%
8.7%
Q1 25
-6.0%
6.6%
Q4 24
1.7%
11.9%
Q3 24
2.5%
7.7%
Q2 24
3.6%
-1.3%
Q1 24
4.8%
5.5%
Net Margin
TITN
TITN
UFCS
UFCS
Q4 25
0.2%
Q3 25
-1.1%
11.1%
Q2 25
-2.2%
6.8%
Q1 25
-5.8%
5.3%
Q4 24
0.3%
Q3 24
-0.7%
6.1%
Q2 24
1.5%
-0.9%
Q1 24
2.8%
4.6%
EPS (diluted)
TITN
TITN
UFCS
UFCS
Q4 25
$0.05
$1.45
Q3 25
$-0.26
$1.49
Q2 25
$-0.58
$0.87
Q1 25
$-1.92
$0.67
Q4 24
$0.07
$1.22
Q3 24
$-0.19
$0.76
Q2 24
$0.41
$-0.11
Q1 24
$1.04
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TITN
TITN
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$156.3M
Total DebtLower is stronger
$176.6M
Stockholders' EquityBook value
$612.6M
$941.2M
Total Assets
$1.8B
$3.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TITN
TITN
UFCS
UFCS
Q4 25
$156.3M
Q3 25
$233.7M
Q2 25
$202.1M
Q1 25
$183.7M
Q4 24
$200.9M
Q3 24
$197.4M
Q2 24
$153.4M
Q1 24
$217.8M
Total Debt
TITN
TITN
UFCS
UFCS
Q4 25
$176.6M
Q3 25
$164.5M
Q2 25
$165.3M
Q1 25
$168.7M
Q4 24
$140.6M
Q3 24
$126.6M
Q2 24
$119.3M
Q1 24
$120.1M
Stockholders' Equity
TITN
TITN
UFCS
UFCS
Q4 25
$612.6M
$941.2M
Q3 25
$610.3M
$898.7M
Q2 25
$605.4M
$845.7M
Q1 25
$614.1M
$817.7M
Q4 24
$668.2M
$781.5M
Q3 24
$659.6M
$785.8M
Q2 24
$662.6M
$726.6M
Q1 24
$657.6M
$736.8M
Total Assets
TITN
TITN
UFCS
UFCS
Q4 25
$1.8B
$3.8B
Q3 25
$1.9B
$3.8B
Q2 25
$1.8B
$3.7B
Q1 25
$1.8B
$3.5B
Q4 24
$2.1B
$3.5B
Q3 24
$2.2B
$3.5B
Q2 24
$2.1B
$3.4B
Q1 24
$2.0B
$3.2B
Debt / Equity
TITN
TITN
UFCS
UFCS
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.27×
Q1 25
0.27×
Q4 24
0.21×
Q3 24
0.19×
Q2 24
0.18×
Q1 24
0.18×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TITN
TITN
UFCS
UFCS
Operating Cash FlowLast quarter
$34.0M
$269.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
28.37×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TITN
TITN
UFCS
UFCS
Q4 25
$34.0M
$269.7M
Q3 25
$43.7M
$60.8M
Q2 25
$6.2M
$53.4M
Q1 25
$126.5M
$35.7M
Q4 24
$-8.8M
$340.3M
Q3 24
$-15.0M
$56.5M
Q2 24
$-32.4M
$91.3M
Q1 24
$49.8M
$36.2M
Cash Conversion
TITN
TITN
UFCS
UFCS
Q4 25
28.37×
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
-5.15×
Q3 24
2.86×
Q2 24
-3.43×
Q1 24
2.08×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TITN
TITN

Agriculture Segment$420.9M65%
Sales Of Parts$122.3M19%
Service Sales$48.9M8%
Australia_segment$29.9M5%
Rental And Other$13.3M2%
Rental$10.3M2%
Other Revenue$1.1M0%

UFCS
UFCS

Segment breakdown not available.

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