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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and TENNANT CO (TNC). Click either name above to swap in a different company.
TENNANT CO is the larger business by last-quarter revenue ($291.6M vs $194.8M, roughly 1.5× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -1.5%, a 50.9% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -11.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $9.7M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -3.2%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
The Tennant Company (TNC:NYQ) is a company with about 4000 employees that provides cleaning products. It is a company that is listed in the New York Stock Exchange.
TMP vs TNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $291.6M |
| Net Profit | $96.2M | $-4.4M |
| Gross Margin | — | 34.6% |
| Operating Margin | 71.7% | -1.4% |
| Net Margin | 49.4% | -1.5% |
| Revenue YoY | 152.7% | -11.3% |
| Net Profit YoY | 388.9% | -166.7% |
| EPS (diluted) | $6.72 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $194.8M | $291.6M | ||
| Q3 25 | $87.4M | $303.3M | ||
| Q2 25 | $82.6M | $318.6M | ||
| Q1 25 | $81.7M | $290.0M | ||
| Q4 24 | $77.1M | $328.9M | ||
| Q3 24 | $76.6M | $315.8M | ||
| Q2 24 | $72.7M | $331.0M | ||
| Q1 24 | $72.8M | $311.0M |
| Q4 25 | $96.2M | $-4.4M | ||
| Q3 25 | $23.7M | $14.9M | ||
| Q2 25 | $21.5M | $20.2M | ||
| Q1 25 | $19.7M | $13.1M | ||
| Q4 24 | $19.7M | $6.6M | ||
| Q3 24 | $18.6M | $20.8M | ||
| Q2 24 | $15.7M | $27.9M | ||
| Q1 24 | $16.9M | $28.4M |
| Q4 25 | — | 34.6% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 42.1% | ||
| Q1 25 | — | 41.4% | ||
| Q4 24 | — | 41.3% | ||
| Q3 24 | — | 42.4% | ||
| Q2 24 | — | 43.1% | ||
| Q1 24 | — | 44.2% |
| Q4 25 | 71.7% | -1.4% | ||
| Q3 25 | 35.6% | 7.4% | ||
| Q2 25 | 34.2% | 9.6% | ||
| Q1 25 | 31.6% | 6.8% | ||
| Q4 24 | 33.4% | 2.3% | ||
| Q3 24 | 32.0% | 9.7% | ||
| Q2 24 | 28.3% | 11.7% | ||
| Q1 24 | 30.4% | 12.1% |
| Q4 25 | 49.4% | -1.5% | ||
| Q3 25 | 27.1% | 4.9% | ||
| Q2 25 | 26.0% | 6.3% | ||
| Q1 25 | 24.1% | 4.5% | ||
| Q4 24 | 25.5% | 2.0% | ||
| Q3 24 | 24.3% | 6.6% | ||
| Q2 24 | 21.6% | 8.4% | ||
| Q1 24 | 23.2% | 9.1% |
| Q4 25 | $6.72 | $-0.21 | ||
| Q3 25 | $1.65 | $0.80 | ||
| Q2 25 | $1.50 | $1.08 | ||
| Q1 25 | $1.37 | $0.69 | ||
| Q4 24 | $1.39 | $0.35 | ||
| Q3 24 | $1.30 | $1.09 | ||
| Q2 24 | $1.10 | $1.45 | ||
| Q1 24 | $1.18 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | — |
| Total DebtLower is stronger | — | $273.2M |
| Stockholders' EquityBook value | $938.4M | $601.6M |
| Total Assets | $8.7B | $1.3B |
| Debt / EquityLower = less leverage | — | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $132.8M | — | ||
| Q3 25 | $193.5M | — | ||
| Q2 25 | $212.6M | — | ||
| Q1 25 | $193.1M | — | ||
| Q4 24 | $134.4M | — | ||
| Q3 24 | $132.3M | — | ||
| Q2 24 | $70.9M | — | ||
| Q1 24 | $57.1M | — |
| Q4 25 | — | $273.2M | ||
| Q3 25 | — | $238.3M | ||
| Q2 25 | — | $213.4M | ||
| Q1 25 | — | $213.3M | ||
| Q4 24 | — | $198.2M | ||
| Q3 24 | — | $208.6M | ||
| Q2 24 | — | $205.6M | ||
| Q1 24 | — | $207.4M |
| Q4 25 | $938.4M | $601.6M | ||
| Q3 25 | $788.8M | $640.9M | ||
| Q2 25 | $761.8M | $651.9M | ||
| Q1 25 | $741.4M | $624.4M | ||
| Q4 24 | $713.4M | $620.8M | ||
| Q3 24 | $719.9M | $647.2M | ||
| Q2 24 | $674.6M | $624.6M | ||
| Q1 24 | $667.9M | $614.6M |
| Q4 25 | $8.7B | $1.3B | ||
| Q3 25 | $8.5B | $1.3B | ||
| Q2 25 | $8.4B | $1.2B | ||
| Q1 25 | $8.2B | $1.2B | ||
| Q4 24 | $8.1B | $1.2B | ||
| Q3 24 | $8.0B | $1.2B | ||
| Q2 24 | $7.9B | $1.2B | ||
| Q1 24 | $7.8B | $1.2B |
| Q4 25 | — | 0.45× | ||
| Q3 25 | — | 0.37× | ||
| Q2 25 | — | 0.33× | ||
| Q1 25 | — | 0.34× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.33× | ||
| Q1 24 | — | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $14.2M |
| Free Cash FlowOCF − Capex | $31.9M | $9.7M |
| FCF MarginFCF / Revenue | 16.4% | 3.3% |
| Capex IntensityCapex / Revenue | 3.6% | 1.5% |
| Cash ConversionOCF / Net Profit | 0.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $38.9M | $14.2M | ||
| Q3 25 | $34.9M | $28.7M | ||
| Q2 25 | $18.9M | $22.5M | ||
| Q1 25 | $22.2M | $-400.0K | ||
| Q4 24 | $95.0M | $37.5M | ||
| Q3 24 | $21.2M | $30.7M | ||
| Q2 24 | $27.3M | $18.6M | ||
| Q1 24 | $23.2M | $2.9M |
| Q4 25 | $31.9M | $9.7M | ||
| Q3 25 | $33.9M | $22.3M | ||
| Q2 25 | $18.3M | $18.7M | ||
| Q1 25 | $20.9M | $-7.4M | ||
| Q4 24 | $88.8M | $28.1M | ||
| Q3 24 | $18.9M | $26.4M | ||
| Q2 24 | $26.3M | $14.4M | ||
| Q1 24 | $21.9M | $-100.0K |
| Q4 25 | 16.4% | 3.3% | ||
| Q3 25 | 38.8% | 7.4% | ||
| Q2 25 | 22.1% | 5.9% | ||
| Q1 25 | 25.5% | -2.6% | ||
| Q4 24 | 115.1% | 8.5% | ||
| Q3 24 | 24.7% | 8.4% | ||
| Q2 24 | 36.2% | 4.4% | ||
| Q1 24 | 30.0% | -0.0% |
| Q4 25 | 3.6% | 1.5% | ||
| Q3 25 | 1.1% | 2.1% | ||
| Q2 25 | 0.8% | 1.2% | ||
| Q1 25 | 1.7% | 2.4% | ||
| Q4 24 | 8.1% | 2.9% | ||
| Q3 24 | 2.9% | 1.4% | ||
| Q2 24 | 1.3% | 1.3% | ||
| Q1 24 | 1.9% | 1.0% |
| Q4 25 | 0.40× | — | ||
| Q3 25 | 1.47× | 1.93× | ||
| Q2 25 | 0.88× | 1.11× | ||
| Q1 25 | 1.13× | -0.03× | ||
| Q4 24 | 4.82× | 5.68× | ||
| Q3 24 | 1.14× | 1.48× | ||
| Q2 24 | 1.74× | 0.67× | ||
| Q1 24 | 1.38× | 0.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TMP
Segment breakdown not available.
TNC
| Equipment Sales | $165.5M | 57% |
| Parts And Consumables | $69.1M | 24% |
| Service And Other | $57.0M | 20% |
