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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and UL Solutions Inc. (ULS). Click either name above to swap in a different company.
UL Solutions Inc. is the larger business by last-quarter revenue ($340.0M vs $194.8M, roughly 1.7× TOMPKINS FINANCIAL CORP). On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -12.4%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -31.8%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
The UL enterprise is a global private safety company headquartered in Northbrook, Illinois, composed of three organizations, UL Research Institutes, UL Standards & Engagement and UL Solutions.
TMP vs ULS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $340.0M |
| Net Profit | $96.2M | — |
| Gross Margin | — | — |
| Operating Margin | 71.7% | 24.4% |
| Net Margin | 49.4% | — |
| Revenue YoY | 152.7% | -12.4% |
| Net Profit YoY | 388.9% | — |
| EPS (diluted) | $6.72 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $340.0M | ||
| Q4 25 | $194.8M | $789.0M | ||
| Q3 25 | $87.4M | $783.0M | ||
| Q2 25 | $82.6M | $776.0M | ||
| Q1 25 | $81.7M | $705.0M | ||
| Q4 24 | $77.1M | $739.0M | ||
| Q3 24 | $76.6M | $731.0M | ||
| Q2 24 | $72.7M | $730.0M |
| Q1 26 | — | — | ||
| Q4 25 | $96.2M | $67.0M | ||
| Q3 25 | $23.7M | $100.0M | ||
| Q2 25 | $21.5M | $91.0M | ||
| Q1 25 | $19.7M | $67.0M | ||
| Q4 24 | $19.7M | $81.0M | ||
| Q3 24 | $18.6M | $88.0M | ||
| Q2 24 | $15.7M | $101.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.7% | ||
| Q3 25 | — | 50.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 48.4% | ||
| Q4 24 | — | 47.4% | ||
| Q3 24 | — | 49.0% | ||
| Q2 24 | — | 50.1% |
| Q1 26 | — | 24.4% | ||
| Q4 25 | 71.7% | 15.0% | ||
| Q3 25 | 35.6% | 19.9% | ||
| Q2 25 | 34.2% | 17.9% | ||
| Q1 25 | 31.6% | 15.5% | ||
| Q4 24 | 33.4% | 15.6% | ||
| Q3 24 | 32.0% | 17.8% | ||
| Q2 24 | 28.3% | 17.3% |
| Q1 26 | — | — | ||
| Q4 25 | 49.4% | 8.5% | ||
| Q3 25 | 27.1% | 12.8% | ||
| Q2 25 | 26.0% | 11.7% | ||
| Q1 25 | 24.1% | 9.5% | ||
| Q4 24 | 25.5% | 11.0% | ||
| Q3 24 | 24.3% | 12.0% | ||
| Q2 24 | 21.6% | 13.8% |
| Q1 26 | — | — | ||
| Q4 25 | $6.72 | $0.33 | ||
| Q3 25 | $1.65 | $0.49 | ||
| Q2 25 | $1.50 | $0.45 | ||
| Q1 25 | $1.37 | $0.33 | ||
| Q4 24 | $1.39 | $0.40 | ||
| Q3 24 | $1.30 | $0.44 | ||
| Q2 24 | $1.10 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $938.4M | — |
| Total Assets | $8.7B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $132.8M | $295.0M | ||
| Q3 25 | $193.5M | $255.0M | ||
| Q2 25 | $212.6M | $272.0M | ||
| Q1 25 | $193.1M | $267.0M | ||
| Q4 24 | $134.4M | $298.0M | ||
| Q3 24 | $132.3M | $327.0M | ||
| Q2 24 | $70.9M | $295.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $491.0M | ||
| Q3 25 | — | $544.0M | ||
| Q2 25 | — | $608.0M | ||
| Q1 25 | — | $653.0M | ||
| Q4 24 | — | $742.0M | ||
| Q3 24 | — | $797.0M | ||
| Q2 24 | — | $810.0M |
| Q1 26 | — | — | ||
| Q4 25 | $938.4M | $1.3B | ||
| Q3 25 | $788.8M | $1.2B | ||
| Q2 25 | $761.8M | $1.1B | ||
| Q1 25 | $741.4M | $970.0M | ||
| Q4 24 | $713.4M | $904.0M | ||
| Q3 24 | $719.9M | $872.0M | ||
| Q2 24 | $674.6M | $769.0M |
| Q1 26 | — | — | ||
| Q4 25 | $8.7B | $2.9B | ||
| Q3 25 | $8.5B | $2.9B | ||
| Q2 25 | $8.4B | $2.9B | ||
| Q1 25 | $8.2B | $2.9B | ||
| Q4 24 | $8.1B | $2.8B | ||
| Q3 24 | $8.0B | $2.9B | ||
| Q2 24 | $7.9B | $2.7B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.39× | ||
| Q3 25 | — | 0.46× | ||
| Q2 25 | — | 0.56× | ||
| Q1 25 | — | 0.67× | ||
| Q4 24 | — | 0.82× | ||
| Q3 24 | — | 0.91× | ||
| Q2 24 | — | 1.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | — |
| Free Cash FlowOCF − Capex | $31.9M | — |
| FCF MarginFCF / Revenue | 16.4% | — |
| Capex IntensityCapex / Revenue | 3.6% | — |
| Cash ConversionOCF / Net Profit | 0.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.9M | $144.0M | ||
| Q3 25 | $34.9M | $155.0M | ||
| Q2 25 | $18.9M | $147.0M | ||
| Q1 25 | $22.2M | $154.0M | ||
| Q4 24 | $95.0M | $130.0M | ||
| Q3 24 | $21.2M | $150.0M | ||
| Q2 24 | $27.3M | $103.0M |
| Q1 26 | — | — | ||
| Q4 25 | $31.9M | $86.0M | ||
| Q3 25 | $33.9M | $109.0M | ||
| Q2 25 | $18.3M | $105.0M | ||
| Q1 25 | $20.9M | $103.0M | ||
| Q4 24 | $88.8M | $72.0M | ||
| Q3 24 | $18.9M | $84.0M | ||
| Q2 24 | $26.3M | $47.0M |
| Q1 26 | — | — | ||
| Q4 25 | 16.4% | 10.9% | ||
| Q3 25 | 38.8% | 13.9% | ||
| Q2 25 | 22.1% | 13.5% | ||
| Q1 25 | 25.5% | 14.6% | ||
| Q4 24 | 115.1% | 9.7% | ||
| Q3 24 | 24.7% | 11.5% | ||
| Q2 24 | 36.2% | 6.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 7.4% | ||
| Q3 25 | 1.1% | 5.9% | ||
| Q2 25 | 0.8% | 5.4% | ||
| Q1 25 | 1.7% | 7.2% | ||
| Q4 24 | 8.1% | 7.8% | ||
| Q3 24 | 2.9% | 9.0% | ||
| Q2 24 | 1.3% | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.40× | 2.15× | ||
| Q3 25 | 1.47× | 1.55× | ||
| Q2 25 | 0.88× | 1.62× | ||
| Q1 25 | 1.13× | 2.30× | ||
| Q4 24 | 4.82× | 1.60× | ||
| Q3 24 | 1.14× | 1.70× | ||
| Q2 24 | 1.74× | 1.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
