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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and Wingstop Inc. (WING). Click either name above to swap in a different company.

TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $183.7M, roughly 1.1× Wingstop Inc.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 16.3%, a 33.1% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 7.4%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 8.6%).

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

Wingstop Inc. is an American international fast food chain that primarily sells buffalo wings. Wingstop locations are decorated with a 1930s and 1940s pre-jet aviation theme.

TMP vs WING — Head-to-Head

Bigger by revenue
TMP
TMP
1.1× larger
TMP
$194.8M
$183.7M
WING
Growing faster (revenue YoY)
TMP
TMP
+145.3% gap
TMP
152.7%
7.4%
WING
Higher net margin
TMP
TMP
33.1% more per $
TMP
49.4%
16.3%
WING
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
8.6%
WING

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
TMP
TMP
WING
WING
Revenue
$194.8M
$183.7M
Net Profit
$96.2M
$29.9M
Gross Margin
86.5%
Operating Margin
71.7%
27.4%
Net Margin
49.4%
16.3%
Revenue YoY
152.7%
7.4%
Net Profit YoY
388.9%
EPS (diluted)
$6.72
$1.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TMP
TMP
WING
WING
Q1 26
$183.7M
Q4 25
$194.8M
$175.7M
Q3 25
$87.4M
$175.7M
Q2 25
$82.6M
$174.3M
Q1 25
$81.7M
$171.1M
Q4 24
$77.1M
$161.8M
Q3 24
$76.6M
$162.5M
Q2 24
$72.7M
$155.7M
Net Profit
TMP
TMP
WING
WING
Q1 26
$29.9M
Q4 25
$96.2M
$26.8M
Q3 25
$23.7M
$28.5M
Q2 25
$21.5M
$26.8M
Q1 25
$19.7M
$92.3M
Q4 24
$19.7M
$26.8M
Q3 24
$18.6M
$25.7M
Q2 24
$15.7M
$27.5M
Gross Margin
TMP
TMP
WING
WING
Q1 26
86.5%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
85.6%
Q3 24
85.0%
Q2 24
85.4%
Operating Margin
TMP
TMP
WING
WING
Q1 26
27.4%
Q4 25
71.7%
26.7%
Q3 25
35.6%
27.9%
Q2 25
34.2%
25.9%
Q1 25
31.6%
22.4%
Q4 24
33.4%
25.9%
Q3 24
32.0%
24.5%
Q2 24
28.3%
26.5%
Net Margin
TMP
TMP
WING
WING
Q1 26
16.3%
Q4 25
49.4%
15.2%
Q3 25
27.1%
16.2%
Q2 25
26.0%
15.4%
Q1 25
24.1%
53.9%
Q4 24
25.5%
16.5%
Q3 24
24.3%
15.8%
Q2 24
21.6%
17.7%
EPS (diluted)
TMP
TMP
WING
WING
Q1 26
$1.08
Q4 25
$6.72
$0.99
Q3 25
$1.65
$1.02
Q2 25
$1.50
$0.96
Q1 25
$1.37
$3.24
Q4 24
$1.39
$0.91
Q3 24
$1.30
$0.88
Q2 24
$1.10
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TMP
TMP
WING
WING
Cash + ST InvestmentsLiquidity on hand
$132.8M
$128.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$938.4M
Total Assets
$8.7B
$648.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TMP
TMP
WING
WING
Q1 26
$128.8M
Q4 25
$132.8M
$196.6M
Q3 25
$193.5M
$237.6M
Q2 25
$212.6M
$227.9M
Q1 25
$193.1M
$251.4M
Q4 24
$134.4M
$315.9M
Q3 24
$132.3M
$84.0M
Q2 24
$70.9M
$96.7M
Total Debt
TMP
TMP
WING
WING
Q1 26
Q4 25
$1.2B
Q3 25
Q2 25
Q1 25
Q4 24
$1.2B
Q3 24
Q2 24
Stockholders' Equity
TMP
TMP
WING
WING
Q1 26
Q4 25
$938.4M
$-736.8M
Q3 25
$788.8M
$-702.6M
Q2 25
$761.8M
$-686.0M
Q1 25
$741.4M
$-715.0M
Q4 24
$713.4M
$-675.6M
Q3 24
$719.9M
$-447.5M
Q2 24
$674.6M
$-437.5M
Total Assets
TMP
TMP
WING
WING
Q1 26
$648.9M
Q4 25
$8.7B
$693.4M
Q3 25
$8.5B
$721.0M
Q2 25
$8.4B
$708.3M
Q1 25
$8.2B
$696.8M
Q4 24
$8.1B
$716.2M
Q3 24
$8.0B
$484.8M
Q2 24
$7.9B
$451.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TMP
TMP
WING
WING
Operating Cash FlowLast quarter
$38.9M
Free Cash FlowOCF − Capex
$31.9M
FCF MarginFCF / Revenue
16.4%
Capex IntensityCapex / Revenue
3.6%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TMP
TMP
WING
WING
Q1 26
Q4 25
$38.9M
$57.3M
Q3 25
$34.9M
$63.9M
Q2 25
$18.9M
$6.6M
Q1 25
$22.2M
$25.3M
Q4 24
$95.0M
$7.7M
Q3 24
$21.2M
$69.0M
Q2 24
$27.3M
$36.2M
Free Cash Flow
TMP
TMP
WING
WING
Q1 26
Q4 25
$31.9M
$34.5M
Q3 25
$33.9M
$61.7M
Q2 25
$18.3M
$-7.8M
Q1 25
$20.9M
$17.3M
Q4 24
$88.8M
$-8.6M
Q3 24
$18.9M
$54.9M
Q2 24
$26.3M
$25.9M
FCF Margin
TMP
TMP
WING
WING
Q1 26
Q4 25
16.4%
19.6%
Q3 25
38.8%
35.1%
Q2 25
22.1%
-4.5%
Q1 25
25.5%
10.1%
Q4 24
115.1%
-5.3%
Q3 24
24.7%
33.8%
Q2 24
36.2%
16.6%
Capex Intensity
TMP
TMP
WING
WING
Q1 26
Q4 25
3.6%
13.0%
Q3 25
1.1%
1.3%
Q2 25
0.8%
8.2%
Q1 25
1.7%
4.7%
Q4 24
8.1%
10.1%
Q3 24
2.9%
8.7%
Q2 24
1.3%
6.6%
Cash Conversion
TMP
TMP
WING
WING
Q1 26
Q4 25
0.40×
2.14×
Q3 25
1.47×
2.24×
Q2 25
0.88×
0.25×
Q1 25
1.13×
0.27×
Q4 24
4.82×
0.29×
Q3 24
1.14×
2.68×
Q2 24
1.74×
1.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TMP
TMP

Segment breakdown not available.

WING
WING

Royalty revenue, franchise fees and other$87.5M48%
Advertising fees$63.3M34%
Company-owned restaurant sales$33.0M18%

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