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Side-by-side financial comparison of TRUPANION, INC. (TRUP) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.
EXPRO GROUP HOLDINGS N.V. is the larger business by last-quarter revenue ($382.1M vs $376.9M, roughly 1.0× TRUPANION, INC.). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs -12.5%). TRUPANION, INC. produced more free cash flow last quarter ($25.3M vs $23.2M). Over the past eight quarters, TRUPANION, INC.'s revenue compounded faster (11.0% CAGR vs -0.2%).
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
Expro is an energy services provider headquartered in Houston, Texas, United States.
TRUP vs XPRO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $376.9M | $382.1M |
| Net Profit | — | $5.8M |
| Gross Margin | 17.3% | — |
| Operating Margin | 1.9% | 3.1% |
| Net Margin | — | 1.5% |
| Revenue YoY | 11.7% | -12.5% |
| Net Profit YoY | — | -74.9% |
| EPS (diluted) | $0.13 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $376.9M | $382.1M | ||
| Q3 25 | $366.9M | $411.4M | ||
| Q2 25 | $353.6M | $422.7M | ||
| Q1 25 | $342.0M | $390.9M | ||
| Q4 24 | $337.3M | $436.8M | ||
| Q3 24 | $327.5M | $422.8M | ||
| Q2 24 | $314.8M | $469.6M | ||
| Q1 24 | $306.1M | $383.5M |
| Q4 25 | — | $5.8M | ||
| Q3 25 | — | $14.0M | ||
| Q2 25 | — | $18.0M | ||
| Q1 25 | — | $13.9M | ||
| Q4 24 | — | $23.0M | ||
| Q3 24 | — | $16.3M | ||
| Q2 24 | — | $15.3M | ||
| Q1 24 | — | $-2.7M |
| Q4 25 | 17.3% | — | ||
| Q3 25 | 16.4% | — | ||
| Q2 25 | 15.5% | — | ||
| Q1 25 | 14.9% | — | ||
| Q4 24 | 15.7% | — | ||
| Q3 24 | 15.1% | — | ||
| Q2 24 | 12.8% | — | ||
| Q1 24 | 11.8% | — |
| Q4 25 | 1.9% | 3.1% | ||
| Q3 25 | 1.6% | 6.4% | ||
| Q2 25 | 0.7% | 7.7% | ||
| Q1 25 | -0.4% | 2.6% | ||
| Q4 24 | 0.1% | 7.3% | ||
| Q3 24 | 0.5% | 6.2% | ||
| Q2 24 | -1.7% | 5.9% | ||
| Q1 24 | -2.0% | 2.2% |
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 3.3% | ||
| Q1 24 | — | -0.7% |
| Q4 25 | $0.13 | $0.05 | ||
| Q3 25 | $0.13 | $0.12 | ||
| Q2 25 | $0.22 | $0.16 | ||
| Q1 25 | $-0.03 | $0.12 | ||
| Q4 24 | $0.04 | $0.20 | ||
| Q3 24 | $0.03 | $0.14 | ||
| Q2 24 | $-0.14 | $0.13 | ||
| Q1 24 | $-0.16 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $370.7M | $196.1M |
| Total DebtLower is stronger | $101.8M | $79.1M |
| Stockholders' EquityBook value | $383.9M | $1.5B |
| Total Assets | $915.0M | $2.3B |
| Debt / EquityLower = less leverage | 0.27× | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $370.7M | $196.1M | ||
| Q3 25 | $348.5M | $197.9M | ||
| Q2 25 | $319.6M | $206.8M | ||
| Q1 25 | $321.8M | $179.3M | ||
| Q4 24 | $307.4M | $183.0M | ||
| Q3 24 | $293.1M | $165.7M | ||
| Q2 24 | $277.2M | $133.5M | ||
| Q1 24 | $275.2M | $163.2M |
| Q4 25 | $101.8M | $79.1M | ||
| Q3 25 | — | $99.1M | ||
| Q2 25 | — | $121.1M | ||
| Q1 25 | — | $121.1M | ||
| Q4 24 | $127.5M | $121.1M | ||
| Q3 24 | — | $121.1M | ||
| Q2 24 | — | $121.1M | ||
| Q1 24 | — | $40.0M |
| Q4 25 | $383.9M | $1.5B | ||
| Q3 25 | $368.6M | $1.5B | ||
| Q2 25 | $355.5M | $1.5B | ||
| Q1 25 | $333.7M | $1.5B | ||
| Q4 24 | $323.3M | $1.5B | ||
| Q3 24 | $320.2M | $1.5B | ||
| Q2 24 | $305.8M | $1.5B | ||
| Q1 24 | $303.4M | $1.3B |
| Q4 25 | $915.0M | $2.3B | ||
| Q3 25 | $880.2M | $2.3B | ||
| Q2 25 | $847.8M | $2.3B | ||
| Q1 25 | $837.2M | $2.3B | ||
| Q4 24 | $806.9M | $2.3B | ||
| Q3 24 | $816.1M | $2.3B | ||
| Q2 24 | $795.9M | $2.3B | ||
| Q1 24 | $789.5M | $2.0B |
| Q4 25 | 0.27× | 0.05× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | 0.39× | 0.08× | ||
| Q3 24 | — | 0.08× | ||
| Q2 24 | — | 0.08× | ||
| Q1 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $29.3M | $57.1M |
| Free Cash FlowOCF − Capex | $25.3M | $23.2M |
| FCF MarginFCF / Revenue | 6.7% | 6.1% |
| Capex IntensityCapex / Revenue | 1.0% | 8.9% |
| Cash ConversionOCF / Net Profit | — | 9.89× |
| TTM Free Cash FlowTrailing 4 quarters | $75.4M | $97.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $29.3M | $57.1M | ||
| Q3 25 | $29.2M | $63.2M | ||
| Q2 25 | $15.0M | $48.4M | ||
| Q1 25 | $16.0M | $41.5M | ||
| Q4 24 | $23.7M | $97.4M | ||
| Q3 24 | $15.3M | $55.3M | ||
| Q2 24 | $6.9M | $-13.2M | ||
| Q1 24 | $2.4M | $29.9M |
| Q4 25 | $25.3M | $23.2M | ||
| Q3 25 | $23.9M | $39.0M | ||
| Q2 25 | $12.0M | $27.2M | ||
| Q1 25 | $14.0M | $8.4M | ||
| Q4 24 | $21.8M | $53.0M | ||
| Q3 24 | $13.4M | $23.3M | ||
| Q2 24 | $4.0M | $-49.5M | ||
| Q1 24 | $-631.0K | $-801.0K |
| Q4 25 | 6.7% | 6.1% | ||
| Q3 25 | 6.5% | 9.5% | ||
| Q2 25 | 3.4% | 6.4% | ||
| Q1 25 | 4.1% | 2.1% | ||
| Q4 24 | 6.5% | 12.1% | ||
| Q3 24 | 4.1% | 5.5% | ||
| Q2 24 | 1.3% | -10.5% | ||
| Q1 24 | -0.2% | -0.2% |
| Q4 25 | 1.0% | 8.9% | ||
| Q3 25 | 1.4% | 5.9% | ||
| Q2 25 | 0.8% | 5.0% | ||
| Q1 25 | 0.6% | 8.5% | ||
| Q4 24 | 0.6% | 10.2% | ||
| Q3 24 | 0.6% | 7.6% | ||
| Q2 24 | 0.9% | 7.7% | ||
| Q1 24 | 1.0% | 8.0% |
| Q4 25 | — | 9.89× | ||
| Q3 25 | — | 4.52× | ||
| Q2 25 | — | 2.69× | ||
| Q1 25 | — | 2.98× | ||
| Q4 24 | — | 4.23× | ||
| Q3 24 | — | 3.40× | ||
| Q2 24 | — | -0.86× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
XPRO
| NLA | $130.3M | 34% |
| ESSA | $116.3M | 30% |
| MENA | $93.0M | 24% |
| Other | $42.5M | 11% |
