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Side-by-side financial comparison of TIMBERLAND BANCORP INC (TSBK) and Valens Semiconductor Ltd. (VLN). Click either name above to swap in a different company.

TIMBERLAND BANCORP INC is the larger business by last-quarter revenue ($21.7M vs $17.3M, roughly 1.3× Valens Semiconductor Ltd.). TIMBERLAND BANCORP INC runs the higher net margin — 37.8% vs -42.2%, a 80.1% gap on every dollar of revenue. On growth, TIMBERLAND BANCORP INC posted the faster year-over-year revenue change (10.4% vs 8.1%). TIMBERLAND BANCORP INC produced more free cash flow last quarter ($5.6M vs $-4.9M).

Timberland Bancorp Inc is a U.S.-based bank holding company operating primarily across Washington state. It provides a full range of personal and commercial banking services including checking and savings accounts, residential and commercial mortgages, small business loans, and wealth management solutions for local retail and small to mid-sized business clients.

Valens Semiconductor (Valens) is an Israeli fabless manufacturing company providing semiconductors for the automotive and audio-video industries. Valens provides semiconductor products for the distribution of uncompressed ultra-high-definition (UHD) multimedia content and in-vehicle connectivity applications. The company is a member of the MIPI Alliance and developed the first-to-market chipset that is compliant with the MIPI A-PHY standard. Valens invented the technology behind the HDBaseT s...

TSBK vs VLN — Head-to-Head

Bigger by revenue
TSBK
TSBK
1.3× larger
TSBK
$21.7M
$17.3M
VLN
Growing faster (revenue YoY)
TSBK
TSBK
+2.3% gap
TSBK
10.4%
8.1%
VLN
Higher net margin
TSBK
TSBK
80.1% more per $
TSBK
37.8%
-42.2%
VLN
More free cash flow
TSBK
TSBK
$10.5M more FCF
TSBK
$5.6M
$-4.9M
VLN

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
TSBK
TSBK
VLN
VLN
Revenue
$21.7M
$17.3M
Net Profit
$8.2M
$-7.3M
Gross Margin
63.0%
Operating Margin
-46.4%
Net Margin
37.8%
-42.2%
Revenue YoY
10.4%
8.1%
Net Profit YoY
19.8%
29.3%
EPS (diluted)
$1.04
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TSBK
TSBK
VLN
VLN
Q4 25
$21.7M
Q3 25
$22.5M
$17.3M
Q2 25
$20.5M
$17.1M
Q1 25
$19.9M
$16.8M
Q4 24
$19.7M
Q3 24
$19.5M
$16.0M
Q2 24
$18.8M
$13.6M
Q1 24
$18.3M
Net Profit
TSBK
TSBK
VLN
VLN
Q4 25
$8.2M
Q3 25
$8.4M
$-7.3M
Q2 25
$7.1M
$-7.2M
Q1 25
$6.8M
$-8.3M
Q4 24
$6.9M
Q3 24
$6.4M
$-10.4M
Q2 24
$5.9M
$-8.9M
Q1 24
$5.7M
Gross Margin
TSBK
TSBK
VLN
VLN
Q4 25
Q3 25
63.0%
Q2 25
63.5%
Q1 25
62.9%
Q4 24
Q3 24
56.4%
Q2 24
61.4%
Q1 24
Operating Margin
TSBK
TSBK
VLN
VLN
Q4 25
Q3 25
-46.4%
Q2 25
-43.3%
Q1 25
-56.2%
Q4 24
Q3 24
-76.3%
Q2 24
-69.2%
Q1 24
Net Margin
TSBK
TSBK
VLN
VLN
Q4 25
37.8%
Q3 25
37.6%
-42.2%
Q2 25
34.6%
-42.1%
Q1 25
33.9%
-49.4%
Q4 24
34.9%
Q3 24
32.6%
-64.6%
Q2 24
31.6%
-65.2%
Q1 24
31.3%
EPS (diluted)
TSBK
TSBK
VLN
VLN
Q4 25
$1.04
Q3 25
$1.06
$-0.07
Q2 25
$0.90
$-0.07
Q1 25
$0.85
$-0.08
Q4 24
$0.86
Q3 24
$0.80
$-0.10
Q2 24
$0.74
$-0.08
Q1 24
$0.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TSBK
TSBK
VLN
VLN
Cash + ST InvestmentsLiquidity on hand
$246.9M
$93.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$268.4M
$108.8M
Total Assets
$2.0B
$136.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TSBK
TSBK
VLN
VLN
Q4 25
$246.9M
Q3 25
$243.4M
$93.5M
Q2 25
$193.6M
$102.7M
Q1 25
$191.2M
$112.5M
Q4 24
$164.1M
Q3 24
$164.7M
$133.1M
Q2 24
$158.9M
$105.9M
Q1 24
$180.3M
Stockholders' Equity
TSBK
TSBK
VLN
VLN
Q4 25
$268.4M
Q3 25
$262.6M
$108.8M
Q2 25
$256.7M
$116.5M
Q1 25
$252.5M
$128.6M
Q4 24
$249.2M
Q3 24
$245.4M
$147.0M
Q2 24
$241.2M
$153.5M
Q1 24
$238.7M
Total Assets
TSBK
TSBK
VLN
VLN
Q4 25
$2.0B
Q3 25
$2.0B
$136.7M
Q2 25
$2.0B
$144.8M
Q1 25
$1.9B
$154.6M
Q4 24
$1.9B
Q3 24
$1.9B
$171.9M
Q2 24
$1.9B
$175.8M
Q1 24
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TSBK
TSBK
VLN
VLN
Operating Cash FlowLast quarter
$6.1M
$-4.7M
Free Cash FlowOCF − Capex
$5.6M
$-4.9M
FCF MarginFCF / Revenue
25.7%
-28.5%
Capex IntensityCapex / Revenue
2.3%
1.6%
Cash ConversionOCF / Net Profit
0.74×
TTM Free Cash FlowTrailing 4 quarters
$56.5M
$-11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TSBK
TSBK
VLN
VLN
Q4 25
$6.1M
Q3 25
$30.2M
$-4.7M
Q2 25
$10.8M
$-211.0K
Q1 25
$12.4M
$-7.6M
Q4 24
$-3.1M
Q3 24
$23.0M
$3.0M
Q2 24
$7.4M
$-225.0K
Q1 24
$4.1M
Free Cash Flow
TSBK
TSBK
VLN
VLN
Q4 25
$5.6M
Q3 25
$28.4M
$-4.9M
Q2 25
$10.3M
$-330.0K
Q1 25
$12.2M
$-8.0M
Q4 24
$-3.6M
Q3 24
$21.7M
$2.2M
Q2 24
$7.2M
$-460.0K
Q1 24
$3.6M
FCF Margin
TSBK
TSBK
VLN
VLN
Q4 25
25.7%
Q3 25
126.4%
-28.5%
Q2 25
50.5%
-1.9%
Q1 25
61.1%
-47.3%
Q4 24
-18.1%
Q3 24
111.5%
14.0%
Q2 24
38.4%
-3.4%
Q1 24
19.8%
Capex Intensity
TSBK
TSBK
VLN
VLN
Q4 25
2.3%
Q3 25
7.7%
1.6%
Q2 25
2.1%
0.7%
Q1 25
1.0%
2.1%
Q4 24
2.6%
Q3 24
6.7%
4.5%
Q2 24
1.1%
1.7%
Q1 24
2.7%
Cash Conversion
TSBK
TSBK
VLN
VLN
Q4 25
0.74×
Q3 25
3.57×
Q2 25
1.52×
Q1 25
1.83×
Q4 24
-0.45×
Q3 24
3.62×
Q2 24
1.25×
Q1 24
0.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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