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Side-by-side financial comparison of UNITED BANCORP INC (UBCP) and Worksport Ltd (WKSP). Click either name above to swap in a different company.

UNITED BANCORP INC is the larger business by last-quarter revenue ($6.9M vs $4.7M, roughly 1.5× Worksport Ltd). On growth, Worksport Ltd posted the faster year-over-year revenue change (62.0% vs 8.6%). UNITED BANCORP INC produced more free cash flow last quarter ($-1.3M vs $-6.3M). Over the past eight quarters, Worksport Ltd's revenue compounded faster (204.2% CAGR vs -0.7%).

United Bank was an American bank headquartered in Hartford, Connecticut, and had locations throughout Connecticut, Massachusetts and Rhode Island. The bank was acquired in 2019 by People's United Financial and branches were rebranded or closed.

Worksport Ltd is a cleantech company specializing in portable solar energy solutions and custom truck bed accessories. Its core offerings include solar-powered tonneau covers for pickup trucks and portable mobile power stations, serving the North American automotive aftermarket and consumer clean energy segments.

UBCP vs WKSP — Head-to-Head

Bigger by revenue
UBCP
UBCP
1.5× larger
UBCP
$6.9M
$4.7M
WKSP
Growing faster (revenue YoY)
WKSP
WKSP
+53.4% gap
WKSP
62.0%
8.6%
UBCP
More free cash flow
UBCP
UBCP
$5.0M more FCF
UBCP
$-1.3M
$-6.3M
WKSP
Faster 2-yr revenue CAGR
WKSP
WKSP
Annualised
WKSP
204.2%
-0.7%
UBCP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
UBCP
UBCP
WKSP
WKSP
Revenue
$6.9M
$4.7M
Net Profit
$2.0M
Gross Margin
30.1%
Operating Margin
28.7%
-129.6%
Net Margin
29.6%
Revenue YoY
8.6%
62.0%
Net Profit YoY
10.1%
EPS (diluted)
$0.35
$-0.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UBCP
UBCP
WKSP
WKSP
Q4 25
$6.9M
$4.7M
Q3 25
$8.1M
$5.0M
Q2 25
$8.0M
$4.1M
Q1 25
$7.5M
$2.2M
Q4 24
$6.3M
$2.9M
Q3 24
$7.4M
$3.1M
Q2 24
$7.4M
$1.9M
Q1 24
$7.0M
$512.6K
Net Profit
UBCP
UBCP
WKSP
WKSP
Q4 25
$2.0M
Q3 25
$1.9M
$-4.9M
Q2 25
$1.9M
$-3.7M
Q1 25
$1.9M
$-4.5M
Q4 24
$1.8M
Q3 24
$1.8M
$-4.1M
Q2 24
$1.7M
$-4.0M
Q1 24
$2.0M
$-3.7M
Gross Margin
UBCP
UBCP
WKSP
WKSP
Q4 25
30.1%
Q3 25
31.3%
Q2 25
26.4%
Q1 25
17.7%
Q4 24
11.1%
Q3 24
7.9%
Q2 24
15.4%
Q1 24
7.3%
Operating Margin
UBCP
UBCP
WKSP
WKSP
Q4 25
28.7%
-129.6%
Q3 25
23.7%
-95.6%
Q2 25
24.2%
-88.1%
Q1 25
24.5%
-190.0%
Q4 24
28.1%
-137.0%
Q3 24
23.9%
-125.1%
Q2 24
21.8%
-203.5%
Q1 24
30.7%
-709.9%
Net Margin
UBCP
UBCP
WKSP
WKSP
Q4 25
29.6%
Q3 25
23.9%
-98.3%
Q2 25
24.0%
-91.0%
Q1 25
24.9%
-199.1%
Q4 24
29.1%
Q3 24
24.7%
-132.4%
Q2 24
23.6%
-208.9%
Q1 24
28.5%
-724.6%
EPS (diluted)
UBCP
UBCP
WKSP
WKSP
Q4 25
$0.35
$-0.65
Q3 25
$0.34
$-0.75
Q2 25
$0.33
$-0.71
Q1 25
$0.32
$-1.05
Q4 24
$0.31
$-1.14
Q3 24
$0.31
$-1.40
Q2 24
$0.30
$-1.55
Q1 24
$0.35
$-1.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UBCP
UBCP
WKSP
WKSP
Cash + ST InvestmentsLiquidity on hand
$46.5M
$5.9M
Total DebtLower is stronger
$2.7M
Stockholders' EquityBook value
$70.5M
$22.9M
Total Assets
$857.4M
$30.7M
Debt / EquityLower = less leverage
0.12×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UBCP
UBCP
WKSP
WKSP
Q4 25
$46.5M
$5.9M
Q3 25
$45.7M
$3.8M
Q2 25
$49.7M
$1.4M
Q1 25
$36.4M
$5.1M
Q4 24
$19.6M
$4.9M
Q3 24
$37.8M
$1.9M
Q2 24
$37.6M
$3.4M
Q1 24
$46.9M
$3.5M
Total Debt
UBCP
UBCP
WKSP
WKSP
Q4 25
$2.7M
Q3 25
$2.9M
Q2 25
$2.5M
Q1 25
$3.1M
Q4 24
$5.3M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
UBCP
UBCP
WKSP
WKSP
Q4 25
$70.5M
$22.9M
Q3 25
$66.5M
$19.8M
Q2 25
$59.7M
$17.3M
Q1 25
$60.8M
$20.1M
Q4 24
$63.5M
$17.4M
Q3 24
$65.5M
$16.4M
Q2 24
$60.6M
$19.1M
Q1 24
$63.2M
$18.9M
Total Assets
UBCP
UBCP
WKSP
WKSP
Q4 25
$857.4M
$30.7M
Q3 25
$866.8M
$27.0M
Q2 25
$847.9M
$23.6M
Q1 25
$830.7M
$26.7M
Q4 24
$816.7M
$25.7M
Q3 24
$825.5M
$24.9M
Q2 24
$821.8M
$27.2M
Q1 24
$834.0M
$27.3M
Debt / Equity
UBCP
UBCP
WKSP
WKSP
Q4 25
0.12×
Q3 25
0.15×
Q2 25
0.14×
Q1 25
0.16×
Q4 24
0.30×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UBCP
UBCP
WKSP
WKSP
Operating Cash FlowLast quarter
$10.5M
$-6.1M
Free Cash FlowOCF − Capex
$-1.3M
$-6.3M
FCF MarginFCF / Revenue
-19.2%
-132.4%
Capex IntensityCapex / Revenue
171.0%
3.3%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$-819.0K
$-18.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UBCP
UBCP
WKSP
WKSP
Q4 25
$10.5M
$-6.1M
Q3 25
$3.2M
$-4.3M
Q2 25
$3.8M
$-3.1M
Q1 25
$1.1M
$-3.8M
Q4 24
$8.4M
$-2.2M
Q3 24
$4.4M
$-1.5M
Q2 24
$-789.0K
$-3.6M
Q1 24
$3.6M
$-2.8M
Free Cash Flow
UBCP
UBCP
WKSP
WKSP
Q4 25
$-1.3M
$-6.3M
Q3 25
$-367.0K
$-4.6M
Q2 25
$1.5M
$-3.2M
Q1 25
$-594.0K
$-4.0M
Q4 24
$-1.2M
$-2.2M
Q3 24
$-1.7M
$-1.7M
Q2 24
$-1.5M
$-3.7M
Q1 24
$223.0K
$-3.0M
FCF Margin
UBCP
UBCP
WKSP
WKSP
Q4 25
-19.2%
-132.4%
Q3 25
-4.5%
-92.1%
Q2 25
18.3%
-77.1%
Q1 25
-7.9%
-180.4%
Q4 24
-19.7%
-75.4%
Q3 24
-22.9%
-54.5%
Q2 24
-20.5%
-195.1%
Q1 24
3.2%
-586.7%
Capex Intensity
UBCP
UBCP
WKSP
WKSP
Q4 25
171.0%
3.3%
Q3 25
43.7%
7.3%
Q2 25
29.0%
1.7%
Q1 25
22.0%
9.0%
Q4 24
152.8%
0.9%
Q3 24
82.8%
5.3%
Q2 24
9.8%
6.4%
Q1 24
48.6%
41.5%
Cash Conversion
UBCP
UBCP
WKSP
WKSP
Q4 25
5.14×
Q3 25
1.64×
Q2 25
1.98×
Q1 25
0.57×
Q4 24
4.57×
Q3 24
2.42×
Q2 24
-0.45×
Q1 24
1.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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