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Side-by-side financial comparison of UNITED FIRE GROUP INC (UFCS) and USANA HEALTH SCIENCES INC (USNA). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $250.2M, roughly 1.5× USANA HEALTH SCIENCES INC). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs -3.0%). Over the past eight quarters, USANA HEALTH SCIENCES INC's revenue compounded faster (11.8% CAGR vs 11.2%).

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

Usana Health Sciences, Inc., or USANA, is an American multi-level marketing company based in Salt Lake City, Utah. As of 2021, Usana was the 14th largest direct-selling company in the world by revenue. The company manufactures most of its nutritional products, dietary supplements, and skincare products at a Salt Lake City facility. Its products are sold in 24 countries via a network of independent distributors.

UFCS vs USNA — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.5× larger
UFCS
$365.8M
$250.2M
USNA
Growing faster (revenue YoY)
UFCS
UFCS
+12.8% gap
UFCS
9.8%
-3.0%
USNA
Faster 2-yr revenue CAGR
USNA
USNA
Annualised
USNA
11.8%
11.2%
UFCS

Income Statement — Q4 FY2025 vs Q1 FY2027

Metric
UFCS
UFCS
USNA
USNA
Revenue
$365.8M
$250.2M
Net Profit
$7.5M
Gross Margin
76.2%
Operating Margin
13.2%
5.5%
Net Margin
3.0%
Revenue YoY
9.8%
-3.0%
Net Profit YoY
-20.0%
EPS (diluted)
$1.45
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UFCS
UFCS
USNA
USNA
Q1 26
$250.2M
Q4 25
$365.8M
$226.2M
Q3 25
$354.0M
$213.7M
Q2 25
$335.5M
$235.8M
Q1 25
$331.1M
$249.5M
Q4 24
$333.2M
$213.6M
Q3 24
$323.0M
$200.2M
Q2 24
$301.2M
Net Profit
UFCS
UFCS
USNA
USNA
Q1 26
$7.5M
Q4 25
$180.0K
Q3 25
$39.2M
$-6.5M
Q2 25
$22.9M
$9.7M
Q1 25
$17.7M
$9.4M
Q4 24
$4.5M
Q3 24
$19.7M
$10.6M
Q2 24
$-2.7M
Gross Margin
UFCS
UFCS
USNA
USNA
Q1 26
76.2%
Q4 25
78.2%
Q3 25
77.2%
Q2 25
78.7%
Q1 25
79.0%
Q4 24
82.0%
Q3 24
80.4%
Q2 24
Operating Margin
UFCS
UFCS
USNA
USNA
Q1 26
5.5%
Q4 25
13.2%
1.7%
Q3 25
13.7%
0.6%
Q2 25
8.7%
7.1%
Q1 25
6.6%
6.3%
Q4 24
11.9%
3.8%
Q3 24
7.7%
7.8%
Q2 24
-1.3%
Net Margin
UFCS
UFCS
USNA
USNA
Q1 26
3.0%
Q4 25
0.1%
Q3 25
11.1%
-3.1%
Q2 25
6.8%
4.1%
Q1 25
5.3%
3.8%
Q4 24
2.1%
Q3 24
6.1%
5.3%
Q2 24
-0.9%
EPS (diluted)
UFCS
UFCS
USNA
USNA
Q1 26
$0.41
Q4 25
$1.45
$-0.10
Q3 25
$1.49
$-0.36
Q2 25
$0.87
$0.52
Q1 25
$0.67
$0.49
Q4 24
$1.22
$0.23
Q3 24
$0.76
$0.56
Q2 24
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UFCS
UFCS
USNA
USNA
Cash + ST InvestmentsLiquidity on hand
$156.3M
$162.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$941.2M
Total Assets
$3.8B
$739.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UFCS
UFCS
USNA
USNA
Q1 26
$162.8M
Q4 25
$156.3M
$158.4M
Q3 25
$233.7M
$145.3M
Q2 25
$202.1M
$151.3M
Q1 25
$183.7M
$179.6M
Q4 24
$200.9M
$181.8M
Q3 24
$197.4M
$364.9M
Q2 24
$153.4M
Stockholders' Equity
UFCS
UFCS
USNA
USNA
Q1 26
Q4 25
$941.2M
Q3 25
$898.7M
$528.1M
Q2 25
$845.7M
$531.1M
Q1 25
$817.7M
$529.8M
Q4 24
$781.5M
$532.1M
Q3 24
$785.8M
$533.1M
Q2 24
$726.6M
Total Assets
UFCS
UFCS
USNA
USNA
Q1 26
$739.0M
Q4 25
$3.8B
$742.9M
Q3 25
$3.8B
$726.6M
Q2 25
$3.7B
$734.5M
Q1 25
$3.5B
$746.6M
Q4 24
$3.5B
$748.2M
Q3 24
$3.5B
$671.3M
Q2 24
$3.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UFCS
UFCS
USNA
USNA
Operating Cash FlowLast quarter
$269.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UFCS
UFCS
USNA
USNA
Q1 26
Q4 25
$269.7M
Q3 25
$60.8M
$-2.0M
Q2 25
$53.4M
$12.2M
Q1 25
$35.7M
$15.5M
Q4 24
$340.3M
$5.8M
Q3 24
$56.5M
$29.5M
Q2 24
$91.3M
Free Cash Flow
UFCS
UFCS
USNA
USNA
Q1 26
Q4 25
Q3 25
$-5.2M
Q2 25
$7.2M
Q1 25
$12.7M
Q4 24
$4.0M
Q3 24
$27.1M
Q2 24
FCF Margin
UFCS
UFCS
USNA
USNA
Q1 26
Q4 25
Q3 25
-2.4%
Q2 25
3.0%
Q1 25
5.1%
Q4 24
1.9%
Q3 24
13.6%
Q2 24
Capex Intensity
UFCS
UFCS
USNA
USNA
Q1 26
Q4 25
Q3 25
1.5%
Q2 25
2.1%
Q1 25
1.1%
Q4 24
0.8%
Q3 24
1.2%
Q2 24
Cash Conversion
UFCS
UFCS
USNA
USNA
Q1 26
Q4 25
Q3 25
1.55×
Q2 25
2.33×
1.27×
Q1 25
2.02×
1.65×
Q4 24
1.29×
Q3 24
2.86×
2.78×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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