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Side-by-side financial comparison of UNITED FIRE GROUP INC (UFCS) and WINNEBAGO INDUSTRIES INC (WGO). Click either name above to swap in a different company.

WINNEBAGO INDUSTRIES INC is the larger business by last-quarter revenue ($702.7M vs $365.8M, roughly 1.9× UNITED FIRE GROUP INC). On growth, WINNEBAGO INDUSTRIES INC posted the faster year-over-year revenue change (12.3% vs 9.8%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -4.5%).

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

Winnebago Industries, Inc. is an American manufacturer of motorhomes, a type of recreational vehicle (RV). In 2018, the company expanded into motorboat manufacturing with the acquisition of Chris-Craft Corporation. Winnebago has also manufactured light-to-medium utility vehicles as well as other products. The company is named after Winnebago County, Iowa, where it used to be headquartered. The county is named after the Native American tribe who have historically lived in the area. During the ...

UFCS vs WGO — Head-to-Head

Bigger by revenue
WGO
WGO
1.9× larger
WGO
$702.7M
$365.8M
UFCS
Growing faster (revenue YoY)
WGO
WGO
+2.5% gap
WGO
12.3%
9.8%
UFCS
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-4.5%
WGO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
UFCS
UFCS
WGO
WGO
Revenue
$365.8M
$702.7M
Net Profit
$5.5M
Gross Margin
12.7%
Operating Margin
13.2%
2.0%
Net Margin
0.8%
Revenue YoY
9.8%
12.3%
Net Profit YoY
205.8%
EPS (diluted)
$1.45
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UFCS
UFCS
WGO
WGO
Q4 25
$365.8M
$702.7M
Q3 25
$354.0M
Q2 25
$335.5M
$775.1M
Q1 25
$331.1M
Q4 24
$333.2M
$625.6M
Q3 24
$323.0M
$720.9M
Q2 24
$301.2M
$786.0M
Q1 24
$296.0M
$703.6M
Net Profit
UFCS
UFCS
WGO
WGO
Q4 25
$5.5M
Q3 25
$39.2M
Q2 25
$22.9M
$17.6M
Q1 25
$17.7M
Q4 24
$-5.2M
Q3 24
$19.7M
$-29.1M
Q2 24
$-2.7M
$29.0M
Q1 24
$13.5M
$-12.7M
Gross Margin
UFCS
UFCS
WGO
WGO
Q4 25
12.7%
Q3 25
Q2 25
13.7%
Q1 25
Q4 24
12.3%
Q3 24
13.1%
Q2 24
15.0%
Q1 24
15.0%
Operating Margin
UFCS
UFCS
WGO
WGO
Q4 25
13.2%
2.0%
Q3 25
13.7%
Q2 25
8.7%
3.9%
Q1 25
6.6%
Q4 24
11.9%
-0.1%
Q3 24
7.7%
-2.5%
Q2 24
-1.3%
5.5%
Q1 24
5.5%
5.0%
Net Margin
UFCS
UFCS
WGO
WGO
Q4 25
0.8%
Q3 25
11.1%
Q2 25
6.8%
2.3%
Q1 25
5.3%
Q4 24
-0.8%
Q3 24
6.1%
-4.0%
Q2 24
-0.9%
3.7%
Q1 24
4.6%
-1.8%
EPS (diluted)
UFCS
UFCS
WGO
WGO
Q4 25
$1.45
$0.19
Q3 25
$1.49
Q2 25
$0.87
$0.62
Q1 25
$0.67
Q4 24
$1.22
$-0.18
Q3 24
$0.76
$-0.87
Q2 24
$-0.11
$0.96
Q1 24
$0.52
$-0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UFCS
UFCS
WGO
WGO
Cash + ST InvestmentsLiquidity on hand
$156.3M
$181.7M
Total DebtLower is stronger
$541.0M
Stockholders' EquityBook value
$941.2M
$1.2B
Total Assets
$3.8B
$2.1B
Debt / EquityLower = less leverage
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UFCS
UFCS
WGO
WGO
Q4 25
$156.3M
$181.7M
Q3 25
$233.7M
Q2 25
$202.1M
$10.5M
Q1 25
$183.7M
Q4 24
$200.9M
$262.5M
Q3 24
$197.4M
$330.9M
Q2 24
$153.4M
$318.1M
Q1 24
$217.8M
$265.7M
Total Debt
UFCS
UFCS
WGO
WGO
Q4 25
$541.0M
Q3 25
Q2 25
$539.9M
Q1 25
Q4 24
$637.7M
Q3 24
$637.1M
Q2 24
$636.4M
Q1 24
$694.8M
Stockholders' Equity
UFCS
UFCS
WGO
WGO
Q4 25
$941.2M
$1.2B
Q3 25
$898.7M
Q2 25
$845.7M
$1.2B
Q1 25
$817.7M
Q4 24
$781.5M
$1.2B
Q3 24
$785.8M
$1.3B
Q2 24
$726.6M
$1.3B
Q1 24
$736.8M
$1.3B
Total Assets
UFCS
UFCS
WGO
WGO
Q4 25
$3.8B
$2.1B
Q3 25
$3.8B
Q2 25
$3.7B
$2.1B
Q1 25
$3.5B
Q4 24
$3.5B
$2.3B
Q3 24
$3.5B
$2.4B
Q2 24
$3.4B
$2.4B
Q1 24
$3.2B
$2.4B
Debt / Equity
UFCS
UFCS
WGO
WGO
Q4 25
0.44×
Q3 25
Q2 25
0.44×
Q1 25
Q4 24
0.51×
Q3 24
0.50×
Q2 24
0.48×
Q1 24
0.52×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UFCS
UFCS
WGO
WGO
Operating Cash FlowLast quarter
$269.7M
$25.4M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
2.8%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
4.62×
TTM Free Cash FlowTrailing 4 quarters
$-32.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UFCS
UFCS
WGO
WGO
Q4 25
$269.7M
$25.4M
Q3 25
$60.8M
Q2 25
$53.4M
$-35.8M
Q1 25
$35.7M
Q4 24
$340.3M
$-16.7M
Q3 24
$56.5M
$40.7M
Q2 24
$91.3M
$99.4M
Q1 24
$36.2M
$25.2M
Free Cash Flow
UFCS
UFCS
WGO
WGO
Q4 25
$19.8M
Q3 25
Q2 25
$-55.0M
Q1 25
Q4 24
$-26.7M
Q3 24
$29.5M
Q2 24
$88.4M
Q1 24
$14.2M
FCF Margin
UFCS
UFCS
WGO
WGO
Q4 25
2.8%
Q3 25
Q2 25
-7.1%
Q1 25
Q4 24
-4.3%
Q3 24
4.1%
Q2 24
11.2%
Q1 24
2.0%
Capex Intensity
UFCS
UFCS
WGO
WGO
Q4 25
0.8%
Q3 25
Q2 25
2.5%
Q1 25
Q4 24
1.6%
Q3 24
1.6%
Q2 24
1.4%
Q1 24
1.6%
Cash Conversion
UFCS
UFCS
WGO
WGO
Q4 25
4.62×
Q3 25
1.55×
Q2 25
2.33×
-2.03×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
3.43×
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

UFCS
UFCS

Segment breakdown not available.

WGO
WGO

Travel Trailer$139.2M20%
Class C And Other$131.0M19%
Fifth Wheel$116.0M17%
Class A$97.4M14%
Marine Segment$79.2M11%
Class B$76.3M11%
Other$56.4M8%

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