vs

Side-by-side financial comparison of STONERIDGE INC (SRI) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $205.2M, roughly 1.8× STONERIDGE INC). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs -6.0%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -7.4%).

Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

SRI vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.8× larger
UFCS
$365.8M
$205.2M
SRI
Growing faster (revenue YoY)
UFCS
UFCS
+15.8% gap
UFCS
9.8%
-6.0%
SRI
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-7.4%
SRI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SRI
SRI
UFCS
UFCS
Revenue
$205.2M
$365.8M
Net Profit
Gross Margin
16.2%
Operating Margin
-14.4%
13.2%
Net Margin
Revenue YoY
-6.0%
9.8%
Net Profit YoY
EPS (diluted)
$-2.76
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SRI
SRI
UFCS
UFCS
Q4 25
$205.2M
$365.8M
Q3 25
$210.3M
$354.0M
Q2 25
$228.0M
$335.5M
Q1 25
$217.9M
$331.1M
Q4 24
$218.2M
$333.2M
Q3 24
$213.8M
$323.0M
Q2 24
$237.1M
$301.2M
Q1 24
$239.2M
$296.0M
Net Profit
SRI
SRI
UFCS
UFCS
Q4 25
Q3 25
$-9.4M
$39.2M
Q2 25
$-9.4M
$22.9M
Q1 25
$-7.2M
$17.7M
Q4 24
Q3 24
$-7.1M
$19.7M
Q2 24
$2.8M
$-2.7M
Q1 24
$-6.1M
$13.5M
Gross Margin
SRI
SRI
UFCS
UFCS
Q4 25
16.2%
Q3 25
20.3%
Q2 25
21.5%
Q1 25
21.2%
Q4 24
19.5%
Q3 24
20.8%
Q2 24
22.7%
Q1 24
20.2%
Operating Margin
SRI
SRI
UFCS
UFCS
Q4 25
-14.4%
13.2%
Q3 25
-1.6%
13.7%
Q2 25
-1.1%
8.7%
Q1 25
-1.5%
6.6%
Q4 24
-2.0%
11.9%
Q3 24
0.1%
7.7%
Q2 24
1.4%
-1.3%
Q1 24
0.1%
5.5%
Net Margin
SRI
SRI
UFCS
UFCS
Q4 25
Q3 25
-4.5%
11.1%
Q2 25
-4.1%
6.8%
Q1 25
-3.3%
5.3%
Q4 24
Q3 24
-3.3%
6.1%
Q2 24
1.2%
-0.9%
Q1 24
-2.6%
4.6%
EPS (diluted)
SRI
SRI
UFCS
UFCS
Q4 25
$-2.76
$1.45
Q3 25
$-0.34
$1.49
Q2 25
$-0.34
$0.87
Q1 25
$-0.26
$0.67
Q4 24
$-0.22
$1.22
Q3 24
$-0.26
$0.76
Q2 24
$0.10
$-0.11
Q1 24
$-0.22
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SRI
SRI
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$66.3M
$156.3M
Total DebtLower is stronger
$180.9M
Stockholders' EquityBook value
$179.8M
$941.2M
Total Assets
$551.2M
$3.8B
Debt / EquityLower = less leverage
1.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SRI
SRI
UFCS
UFCS
Q4 25
$66.3M
$156.3M
Q3 25
$54.0M
$233.7M
Q2 25
$49.8M
$202.1M
Q1 25
$79.1M
$183.7M
Q4 24
$71.8M
$200.9M
Q3 24
$54.1M
$197.4M
Q2 24
$42.1M
$153.4M
Q1 24
$48.4M
$217.8M
Total Debt
SRI
SRI
UFCS
UFCS
Q4 25
$180.9M
Q3 25
Q2 25
Q1 25
Q4 24
$201.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
SRI
SRI
UFCS
UFCS
Q4 25
$179.8M
$941.2M
Q3 25
$251.2M
$898.7M
Q2 25
$260.5M
$845.7M
Q1 25
$253.1M
$817.7M
Q4 24
$245.3M
$781.5M
Q3 24
$271.4M
$785.8M
Q2 24
$270.5M
$726.6M
Q1 24
$277.3M
$736.8M
Total Assets
SRI
SRI
UFCS
UFCS
Q4 25
$551.2M
$3.8B
Q3 25
$632.1M
$3.8B
Q2 25
$639.4M
$3.7B
Q1 25
$657.4M
$3.5B
Q4 24
$621.6M
$3.5B
Q3 24
$662.5M
$3.5B
Q2 24
$666.7M
$3.4B
Q1 24
$675.4M
$3.2B
Debt / Equity
SRI
SRI
UFCS
UFCS
Q4 25
1.01×
Q3 25
Q2 25
Q1 25
Q4 24
0.82×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SRI
SRI
UFCS
UFCS
Operating Cash FlowLast quarter
$8.8M
$269.7M
Free Cash FlowOCF − Capex
$2.6M
FCF MarginFCF / Revenue
1.3%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SRI
SRI
UFCS
UFCS
Q4 25
$8.8M
$269.7M
Q3 25
$3.6M
$60.8M
Q2 25
$10.7M
$53.4M
Q1 25
$10.9M
$35.7M
Q4 24
$19.2M
$340.3M
Q3 24
$10.8M
$56.5M
Q2 24
$8.7M
$91.3M
Q1 24
$9.1M
$36.2M
Free Cash Flow
SRI
SRI
UFCS
UFCS
Q4 25
$2.6M
Q3 25
$-2.7M
Q2 25
$7.4M
Q1 25
$4.8M
Q4 24
$14.0M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$3.3M
FCF Margin
SRI
SRI
UFCS
UFCS
Q4 25
1.3%
Q3 25
-1.3%
Q2 25
3.3%
Q1 25
2.2%
Q4 24
6.4%
Q3 24
2.2%
Q2 24
0.6%
Q1 24
1.4%
Capex Intensity
SRI
SRI
UFCS
UFCS
Q4 25
3.0%
Q3 25
3.0%
Q2 25
1.4%
Q1 25
2.8%
Q4 24
2.4%
Q3 24
2.9%
Q2 24
3.0%
Q1 24
2.4%
Cash Conversion
SRI
SRI
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
3.11×
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SRI
SRI

Control Devices$51.7M25%
Electronics$38.0M19%
EE$34.2M17%
SE$28.6M14%
NL$24.5M12%
Stoneridge Brazil$14.1M7%
Asia Pacific$13.1M6%

UFCS
UFCS

Segment breakdown not available.

Related Comparisons