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Side-by-side financial comparison of UNITED FIRE GROUP INC (UFCS) and WORTHINGTON ENTERPRISES, INC. (WOR). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $327.5M, roughly 1.1× WORTHINGTON ENTERPRISES, INC.). On growth, WORTHINGTON ENTERPRISES, INC. posted the faster year-over-year revenue change (19.5% vs 9.8%).

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

Worthington Enterprises, Inc. is an American industrial manufacturing company headquartered in Columbus, Ohio. The company is composed of two business segments, consumer products and building products. Within these segments, the company designs and manufactures pressure vessels such as propane, oxygen and helium tanks, refrigerant and industrial cylinders, camping and residential use cylinders, water system tanks for storage, treatment, heating, expansion and flow control, as well as a variet...

UFCS vs WOR — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.1× larger
UFCS
$365.8M
$327.5M
WOR
Growing faster (revenue YoY)
WOR
WOR
+9.7% gap
WOR
19.5%
9.8%
UFCS

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
UFCS
UFCS
WOR
WOR
Revenue
$365.8M
$327.5M
Net Profit
$27.3M
Gross Margin
25.8%
Operating Margin
13.2%
3.7%
Net Margin
8.3%
Revenue YoY
9.8%
19.5%
Net Profit YoY
-3.3%
EPS (diluted)
$1.45
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UFCS
UFCS
WOR
WOR
Q4 25
$365.8M
$327.5M
Q3 25
$354.0M
$303.7M
Q2 25
$335.5M
Q1 25
$331.1M
Q4 24
$333.2M
Q3 24
$323.0M
Q2 24
$301.2M
Q1 24
$296.0M
Net Profit
UFCS
UFCS
WOR
WOR
Q4 25
$27.3M
Q3 25
$39.2M
$35.1M
Q2 25
$22.9M
Q1 25
$17.7M
Q4 24
Q3 24
$19.7M
Q2 24
$-2.7M
Q1 24
$13.5M
Gross Margin
UFCS
UFCS
WOR
WOR
Q4 25
25.8%
Q3 25
27.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
UFCS
UFCS
WOR
WOR
Q4 25
13.2%
3.7%
Q3 25
13.7%
3.0%
Q2 25
8.7%
Q1 25
6.6%
Q4 24
11.9%
Q3 24
7.7%
Q2 24
-1.3%
Q1 24
5.5%
Net Margin
UFCS
UFCS
WOR
WOR
Q4 25
8.3%
Q3 25
11.1%
11.6%
Q2 25
6.8%
Q1 25
5.3%
Q4 24
Q3 24
6.1%
Q2 24
-0.9%
Q1 24
4.6%
EPS (diluted)
UFCS
UFCS
WOR
WOR
Q4 25
$1.45
$0.55
Q3 25
$1.49
$0.70
Q2 25
$0.87
Q1 25
$0.67
Q4 24
$1.22
Q3 24
$0.76
Q2 24
$-0.11
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UFCS
UFCS
WOR
WOR
Cash + ST InvestmentsLiquidity on hand
$156.3M
$180.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$941.2M
$962.6M
Total Assets
$3.8B
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UFCS
UFCS
WOR
WOR
Q4 25
$156.3M
$180.3M
Q3 25
$233.7M
$167.1M
Q2 25
$202.1M
Q1 25
$183.7M
Q4 24
$200.9M
Q3 24
$197.4M
Q2 24
$153.4M
Q1 24
$217.8M
Stockholders' Equity
UFCS
UFCS
WOR
WOR
Q4 25
$941.2M
$962.6M
Q3 25
$898.7M
$959.1M
Q2 25
$845.7M
Q1 25
$817.7M
Q4 24
$781.5M
Q3 24
$785.8M
Q2 24
$726.6M
Q1 24
$736.8M
Total Assets
UFCS
UFCS
WOR
WOR
Q4 25
$3.8B
$1.8B
Q3 25
$3.8B
$1.7B
Q2 25
$3.7B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.4B
Q1 24
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UFCS
UFCS
WOR
WOR
Operating Cash FlowLast quarter
$269.7M
$51.5M
Free Cash FlowOCF − Capex
$39.1M
FCF MarginFCF / Revenue
11.9%
Capex IntensityCapex / Revenue
3.8%
Cash ConversionOCF / Net Profit
1.89×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UFCS
UFCS
WOR
WOR
Q4 25
$269.7M
$51.5M
Q3 25
$60.8M
$41.1M
Q2 25
$53.4M
Q1 25
$35.7M
Q4 24
$340.3M
Q3 24
$56.5M
Q2 24
$91.3M
Q1 24
$36.2M
Free Cash Flow
UFCS
UFCS
WOR
WOR
Q4 25
$39.1M
Q3 25
$27.9M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
UFCS
UFCS
WOR
WOR
Q4 25
11.9%
Q3 25
9.2%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
UFCS
UFCS
WOR
WOR
Q4 25
3.8%
Q3 25
4.3%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
UFCS
UFCS
WOR
WOR
Q4 25
1.89×
Q3 25
1.55×
1.17×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

UFCS
UFCS

Segment breakdown not available.

WOR
WOR

Building Products$207.5M63%
Equity Method Investment Nonconsolidated Investee Other$120.7M37%

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