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Side-by-side financial comparison of Americas Gold & Silver Corp (USAS) and Yiren Digital Ltd. (YRD). Click either name above to swap in a different company.
Yiren Digital Ltd. is the larger business by last-quarter revenue ($30.1M vs $19.1M, roughly 1.6× Americas Gold & Silver Corp). Yiren Digital Ltd. runs the higher net margin — 20.4% vs -82.3%, a 102.8% gap on every dollar of revenue.
Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.
Yiren Digital Ltd. is a China-based fintech firm that operates integrated digital consumer finance platforms, offering personal installment loans, data-driven credit assessment solutions, and accessible wealth management advisory services primarily to underserved individual users across tier 2 to lower-tier cities in mainland China, leveraging big data and artificial intelligence to enhance risk control and service delivery efficiency.
USAS vs YRD — Head-to-Head
Income Statement — Q3 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.1M | $30.1M |
| Net Profit | $-15.7M | $6.2M |
| Gross Margin | 34.2% | — |
| Operating Margin | — | — |
| Net Margin | -82.3% | 20.4% |
| Revenue YoY | -28.0% | — |
| Net Profit YoY | 2.8% | — |
| EPS (diluted) | — | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q3 25 | $19.1M | $31.8M | ||
| Q1 25 | — | $29.6M | ||
| Q3 24 | $26.5M | $28.4M | ||
| Q1 24 | — | $26.3M | ||
| Q3 23 | — | $179.7M | ||
| Q2 23 | — | $182.6M |
| Q3 25 | $-15.7M | $6.9M | ||
| Q1 25 | — | $4.7M | ||
| Q3 24 | $-16.2M | $7.8M | ||
| Q1 24 | — | $9.3M | ||
| Q3 23 | — | $76.0M | ||
| Q2 23 | — | $72.7M |
| Q3 25 | 34.2% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | 23.6% | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q3 25 | -82.3% | 21.6% | ||
| Q1 25 | — | 15.9% | ||
| Q3 24 | -60.9% | 27.4% | ||
| Q1 24 | — | 35.3% | ||
| Q3 23 | — | 42.3% | ||
| Q2 23 | — | 39.8% |
| Q3 25 | — | $0.04 | ||
| Q1 25 | — | $0.03 | ||
| Q3 24 | — | $0.04 | ||
| Q1 24 | — | $0.05 | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $39.1M | $565.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $50.2M | $1.4B |
| Total Assets | $234.7M | $2.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $39.1M | $558.0M | ||
| Q1 25 | — | $558.0M | ||
| Q3 24 | — | $814.8M | ||
| Q1 24 | — | $814.8M | ||
| Q3 23 | — | — | ||
| Q2 23 | — | $5.1B |
| Q3 25 | $50.2M | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q3 24 | $53.1M | $1.2B | ||
| Q1 24 | — | $1.2B | ||
| Q3 23 | — | — | ||
| Q2 23 | — | $6.4B |
| Q3 25 | $234.7M | $1.8B | ||
| Q1 25 | — | $1.8B | ||
| Q3 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B | ||
| Q3 23 | — | — | ||
| Q2 23 | — | $8.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.5M | $-106.3K |
| Free Cash FlowOCF − Capex | $-41.3M | — |
| FCF MarginFCF / Revenue | -216.5% | — |
| Capex IntensityCapex / Revenue | 150.8% | — |
| Cash ConversionOCF / Net Profit | — | -0.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $-12.5M | $7.9M | ||
| Q1 25 | — | $9.1M | ||
| Q3 24 | $2.4M | $7.0M | ||
| Q1 24 | — | $12.1M | ||
| Q3 23 | — | $88.5M | ||
| Q2 23 | — | $99.0M |
| Q3 25 | $-41.3M | — | ||
| Q1 25 | — | — | ||
| Q3 24 | $-11.2M | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q3 25 | -216.5% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | -42.2% | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q3 25 | 150.8% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | 51.2% | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q3 25 | — | 1.15× | ||
| Q1 25 | — | 1.93× | ||
| Q3 24 | — | 0.90× | ||
| Q1 24 | — | 1.30× | ||
| Q3 23 | — | 1.16× | ||
| Q2 23 | — | 1.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
