vs

Side-by-side financial comparison of Usio, Inc. (USIO) and ENERGY FUELS INC (UUUU). Click either name above to swap in a different company.

ENERGY FUELS INC is the larger business by last-quarter revenue ($27.1M vs $22.2M, roughly 1.2× Usio, Inc.). Usio, Inc. runs the higher net margin — -6.7% vs -77.3%, a 70.5% gap on every dollar of revenue. On growth, Usio, Inc. posted the faster year-over-year revenue change (8.2% vs -32.1%). Over the past eight quarters, ENERGY FUELS INC's revenue compounded faster (98.7% CAGR vs 3.0%).

Usio, Inc. is an American financial technology company headquartered in San Antonio, Texas. It provides integrated electronic payment services, including ACH processing, credit card and debit card acceptance, payment facilitation for software platforms, prepaid card issuing and a document print and mail operation.

FuelCell Energy, Inc. is a publicly traded fuel cell company headquartered in Danbury, Connecticut. It designs, manufactures, operates and services power plants based on molten carbonate fuel cells.

USIO vs UUUU — Head-to-Head

Bigger by revenue
UUUU
UUUU
1.2× larger
UUUU
$27.1M
$22.2M
USIO
Growing faster (revenue YoY)
USIO
USIO
+40.3% gap
USIO
8.2%
-32.1%
UUUU
Higher net margin
USIO
USIO
70.5% more per $
USIO
-6.7%
-77.3%
UUUU
Faster 2-yr revenue CAGR
UUUU
UUUU
Annualised
UUUU
98.7%
3.0%
USIO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
USIO
USIO
UUUU
UUUU
Revenue
$22.2M
$27.1M
Net Profit
$-1.5M
$-20.9M
Gross Margin
21.9%
35.0%
Operating Margin
-5.7%
-81.6%
Net Margin
-6.7%
-77.3%
Revenue YoY
8.2%
-32.1%
Net Profit YoY
-337.8%
36.5%
EPS (diluted)
$-0.05
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
USIO
USIO
UUUU
UUUU
Q4 25
$22.2M
$27.1M
Q3 25
$21.2M
$17.7M
Q2 25
$20.0M
Q1 25
$22.0M
$16.9M
Q4 24
$20.6M
$39.9M
Q3 24
$21.3M
Q2 24
$20.1M
$8.7M
Q1 24
$21.0M
$25.4M
Net Profit
USIO
USIO
UUUU
UUUU
Q4 25
$-1.5M
$-20.9M
Q3 25
$-415.1K
$-16.7M
Q2 25
$-366.7K
Q1 25
$-235.0K
$-26.3M
Q4 24
$628.9K
$-33.0M
Q3 24
$2.9M
Q2 24
$75.5K
$-6.4M
Q1 24
$-250.2K
$3.6M
Gross Margin
USIO
USIO
UUUU
UUUU
Q4 25
21.9%
35.0%
Q3 25
23.0%
27.8%
Q2 25
25.8%
Q1 25
21.9%
-7.3%
Q4 24
24.6%
1.5%
Q3 24
23.0%
Q2 24
23.9%
57.8%
Q1 24
23.1%
56.5%
Operating Margin
USIO
USIO
UUUU
UUUU
Q4 25
-5.7%
-81.6%
Q3 25
-2.2%
-150.6%
Q2 25
-2.0%
Q1 25
-1.1%
-155.0%
Q4 24
-2.9%
-71.6%
Q3 24
-1.8%
Q2 24
-1.0%
-103.7%
Q1 24
-1.3%
7.9%
Net Margin
USIO
USIO
UUUU
UUUU
Q4 25
-6.7%
-77.3%
Q3 25
-2.0%
-94.5%
Q2 25
-1.8%
Q1 25
-1.1%
-155.6%
Q4 24
3.1%
-82.6%
Q3 24
13.4%
Q2 24
0.4%
-73.6%
Q1 24
-1.2%
14.3%
EPS (diluted)
USIO
USIO
UUUU
UUUU
Q4 25
$-0.05
$-0.08
Q3 25
$-0.02
$-0.07
Q2 25
$-0.01
Q1 25
$-0.01
$-0.13
Q4 24
$0.03
$-0.19
Q3 24
$0.10
Q2 24
$0.00
$-0.04
Q1 24
$-0.01
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
USIO
USIO
UUUU
UUUU
Cash + ST InvestmentsLiquidity on hand
$7.4M
$64.7M
Total DebtLower is stronger
$1.4M
$675.7M
Stockholders' EquityBook value
$17.9M
$678.4M
Total Assets
$134.9M
$1.4B
Debt / EquityLower = less leverage
0.08×
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
USIO
USIO
UUUU
UUUU
Q4 25
$7.4M
$64.7M
Q3 25
$7.7M
$94.0M
Q2 25
$8.1M
Q1 25
$8.7M
$73.0M
Q4 24
$8.1M
$38.6M
Q3 24
$8.4M
Q2 24
$7.2M
$24.6M
Q1 24
$7.1M
$54.8M
Total Debt
USIO
USIO
UUUU
UUUU
Q4 25
$1.4M
$675.7M
Q3 25
$836.7K
Q2 25
$647.1K
Q1 25
$683.3K
Q4 24
$719.4K
Q3 24
$562.9K
Q2 24
$597.2K
Q1 24
$630.9K
Stockholders' Equity
USIO
USIO
UUUU
UUUU
Q4 25
$17.9M
$678.4M
Q3 25
$18.7M
$703.2M
Q2 25
$18.7M
Q1 25
$19.0M
$580.8M
Q4 24
$19.2M
$527.8M
Q3 24
$18.9M
Q2 24
$15.7M
$378.8M
Q1 24
$15.3M
$383.7M
Total Assets
USIO
USIO
UUUU
UUUU
Q4 25
$134.9M
$1.4B
Q3 25
$99.4M
$758.3M
Q2 25
$108.4M
Q1 25
$109.6M
$650.8M
Q4 24
$107.2M
$612.0M
Q3 24
$114.6M
Q2 24
$108.8M
$403.4M
Q1 24
$99.1M
$405.8M
Debt / Equity
USIO
USIO
UUUU
UUUU
Q4 25
0.08×
1.00×
Q3 25
0.04×
Q2 25
0.03×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.03×
Q2 24
0.04×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
USIO
USIO
UUUU
UUUU
Operating Cash FlowLast quarter
$1.5M
$-16.2M
Free Cash FlowOCF − Capex
$1.1M
FCF MarginFCF / Revenue
4.8%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
USIO
USIO
UUUU
UUUU
Q4 25
$1.5M
$-16.2M
Q3 25
$303.8K
$-28.5M
Q2 25
$-263.9K
Q1 25
$1.4M
$-18.8M
Q4 24
$2.9M
$-36.0M
Q3 24
$1.4M
Q2 24
$369.1K
$-9.7M
Q1 24
$88.7K
$8.8M
Free Cash Flow
USIO
USIO
UUUU
UUUU
Q4 25
$1.1M
Q3 25
$85.2K
Q2 25
$-503.2K
Q1 25
$1.1M
Q4 24
$2.7M
Q3 24
$1.4M
Q2 24
$246.3K
Q1 24
$-88.1K
FCF Margin
USIO
USIO
UUUU
UUUU
Q4 25
4.8%
Q3 25
0.4%
Q2 25
-2.5%
Q1 25
4.8%
Q4 24
13.1%
Q3 24
6.4%
Q2 24
1.2%
Q1 24
-0.4%
Capex Intensity
USIO
USIO
UUUU
UUUU
Q4 25
2.0%
Q3 25
1.0%
Q2 25
1.2%
Q1 25
1.4%
Q4 24
1.0%
Q3 24
0.3%
Q2 24
0.6%
Q1 24
0.8%
Cash Conversion
USIO
USIO
UUUU
UUUU
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
4.61×
Q3 24
0.50×
Q2 24
4.89×
Q1 24
2.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

USIO
USIO

Credit Card Revenue$7.7M35%
ACH And Complementary Service Revenue$6.1M28%
Output Solutions$5.4M24%
Prepaid Card Services Revenue$2.6M12%

UUUU
UUUU

Segment breakdown not available.

Related Comparisons