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Side-by-side financial comparison of UNIVERSAL TECHNICAL INSTITUTE INC (UTI) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
WESBANCO INC is the larger business by last-quarter revenue ($257.2M vs $220.8M, roughly 1.2× UNIVERSAL TECHNICAL INSTITUTE INC). WESBANCO INC runs the higher net margin — 34.5% vs 5.8%, a 28.6% gap on every dollar of revenue. Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs 9.5%).
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
UTI vs WSBC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $220.8M | $257.2M |
| Net Profit | $12.8M | $88.6M |
| Gross Margin | — | — |
| Operating Margin | 7.1% | — |
| Net Margin | 5.8% | 34.5% |
| Revenue YoY | 9.6% | — |
| Net Profit YoY | -42.1% | 54.4% |
| EPS (diluted) | $0.23 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $220.8M | $265.6M | ||
| Q3 25 | $222.4M | $261.6M | ||
| Q2 25 | $204.3M | $260.7M | ||
| Q1 25 | $207.4M | $193.2M | ||
| Q4 24 | $201.4M | $162.9M | ||
| Q3 24 | $196.4M | $150.8M | ||
| Q2 24 | $177.5M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | $12.8M | $91.1M | ||
| Q3 25 | $18.8M | $83.6M | ||
| Q2 25 | $10.7M | $57.4M | ||
| Q1 25 | $11.4M | $-9.0M | ||
| Q4 24 | $22.2M | $49.6M | ||
| Q3 24 | $18.8M | $37.3M | ||
| Q2 24 | $5.0M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | 7.1% | 43.2% | ||
| Q3 25 | 11.2% | 39.5% | ||
| Q2 25 | 6.9% | 27.2% | ||
| Q1 25 | 8.1% | -5.0% | ||
| Q4 24 | 13.6% | 38.0% | ||
| Q3 24 | 13.3% | 29.7% | ||
| Q2 24 | 4.2% | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | 5.8% | 34.3% | ||
| Q3 25 | 8.4% | 31.9% | ||
| Q2 25 | 5.2% | 22.0% | ||
| Q1 25 | 5.5% | -4.7% | ||
| Q4 24 | 11.0% | 30.5% | ||
| Q3 24 | 9.6% | 24.7% | ||
| Q2 24 | 2.8% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.23 | $0.97 | ||
| Q3 25 | $0.33 | $0.84 | ||
| Q2 25 | $0.19 | $0.57 | ||
| Q1 25 | $0.21 | $-0.15 | ||
| Q4 24 | $0.40 | $0.72 | ||
| Q3 24 | $0.35 | $0.54 | ||
| Q2 24 | $0.09 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $162.8M | — |
| Total DebtLower is stronger | $101.4M | — |
| Stockholders' EquityBook value | $335.9M | $4.1B |
| Total Assets | $834.0M | $27.5B |
| Debt / EquityLower = less leverage | 0.30× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $162.8M | $956.1M | ||
| Q3 25 | $169.1M | $1.0B | ||
| Q2 25 | $70.7M | $1.2B | ||
| Q1 25 | $96.0M | $1.1B | ||
| Q4 24 | $172.0M | $568.1M | ||
| Q3 24 | $161.9M | $620.9M | ||
| Q2 24 | $115.5M | $486.8M |
| Q1 26 | — | — | ||
| Q4 25 | $101.4M | — | ||
| Q3 25 | $87.1M | — | ||
| Q2 25 | $73.8M | — | ||
| Q1 25 | $94.4M | — | ||
| Q4 24 | $120.1M | — | ||
| Q3 24 | $125.7M | — | ||
| Q2 24 | $137.3M | — |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $335.9M | $4.0B | ||
| Q3 25 | $328.1M | $4.1B | ||
| Q2 25 | $306.8M | $3.8B | ||
| Q1 25 | $293.9M | $3.8B | ||
| Q4 24 | $280.0M | $2.8B | ||
| Q3 24 | $260.2M | $2.8B | ||
| Q2 24 | $239.4M | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $834.0M | $27.7B | ||
| Q3 25 | $826.1M | $27.5B | ||
| Q2 25 | $740.8M | $27.6B | ||
| Q1 25 | $720.4M | $27.4B | ||
| Q4 24 | $753.8M | $18.7B | ||
| Q3 24 | $744.6M | $18.5B | ||
| Q2 24 | $706.0M | $18.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.27× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.43× | — | ||
| Q3 24 | 0.48× | — | ||
| Q2 24 | 0.57× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.1M | — |
| Free Cash FlowOCF − Capex | $-19.2M | — |
| FCF MarginFCF / Revenue | -8.7% | — |
| Capex IntensityCapex / Revenue | 10.1% | — |
| Cash ConversionOCF / Net Profit | 0.24× | — |
| TTM Free Cash FlowTrailing 4 quarters | $16.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.1M | $290.4M | ||
| Q3 25 | $57.1M | $116.9M | ||
| Q2 25 | $18.1M | $105.0M | ||
| Q1 25 | $-789.0K | $-26.4M | ||
| Q4 24 | $23.0M | $211.0M | ||
| Q3 24 | $67.5M | $60.7M | ||
| Q2 24 | $10.0M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-19.2M | $280.0M | ||
| Q3 25 | $40.6M | $114.9M | ||
| Q2 25 | $6.8M | $98.3M | ||
| Q1 25 | $-11.7M | $-30.7M | ||
| Q4 24 | $19.6M | $200.7M | ||
| Q3 24 | $60.0M | $56.9M | ||
| Q2 24 | $3.0M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | -8.7% | 105.4% | ||
| Q3 25 | 18.3% | 43.9% | ||
| Q2 25 | 3.4% | 37.7% | ||
| Q1 25 | -5.7% | -15.9% | ||
| Q4 24 | 9.7% | 123.2% | ||
| Q3 24 | 30.6% | 37.7% | ||
| Q2 24 | 1.7% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 10.1% | 3.9% | ||
| Q3 25 | 7.4% | 0.8% | ||
| Q2 25 | 5.5% | 2.6% | ||
| Q1 25 | 5.3% | 2.2% | ||
| Q4 24 | 1.7% | 6.3% | ||
| Q3 24 | 3.8% | 2.5% | ||
| Q2 24 | 4.0% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | 3.19× | ||
| Q3 25 | 3.04× | 1.40× | ||
| Q2 25 | 1.69× | 1.83× | ||
| Q1 25 | -0.07× | — | ||
| Q4 24 | 1.04× | 4.25× | ||
| Q3 24 | 3.58× | 1.63× | ||
| Q2 24 | 2.01× | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
