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Side-by-side financial comparison of UNIVERSAL CORP (UVV) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.

UNIVERSAL CORP is the larger business by last-quarter revenue ($853.2M vs $718.6M, roughly 1.2× VinFast Auto Ltd.). UNIVERSAL CORP runs the higher net margin — 3.9% vs -2.8%, a 6.7% gap on every dollar of revenue.

Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.

VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.

UVV vs VFS — Head-to-Head

Bigger by revenue
UVV
UVV
1.2× larger
UVV
$853.2M
$718.6M
VFS
Higher net margin
UVV
UVV
6.7% more per $
UVV
3.9%
-2.8%
VFS

Income Statement — Q3 FY2026 vs Q3 FY2025

Metric
UVV
UVV
VFS
VFS
Revenue
$853.2M
$718.6M
Net Profit
$33.2M
$-20.0M
Gross Margin
17.8%
Operating Margin
9.6%
-96.1%
Net Margin
3.9%
-2.8%
Revenue YoY
-8.1%
Net Profit YoY
-44.2%
EPS (diluted)
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UVV
UVV
VFS
VFS
Q4 25
$853.2M
Q3 25
$749.4M
$718.6M
Q2 25
$592.6M
$663.0M
Q1 25
$690.2M
$656.5M
Q4 24
$928.0M
Q3 24
$708.4M
$511.6M
Q2 24
$596.4M
Q1 24
$756.3M
$302.6M
Net Profit
UVV
UVV
VFS
VFS
Q4 25
$33.2M
Q3 25
$34.2M
$-20.0M
Q2 25
$8.5M
$-51.8M
Q1 25
$9.3M
$-26.1M
Q4 24
$59.6M
Q3 24
$25.9M
$-10.4M
Q2 24
$130.0K
Q1 24
$40.3M
$-618.3M
Gross Margin
UVV
UVV
VFS
VFS
Q4 25
17.8%
Q3 25
18.0%
Q2 25
19.1%
Q1 25
15.1%
Q4 24
19.9%
Q3 24
19.9%
Q2 24
16.0%
Q1 24
18.0%
Operating Margin
UVV
UVV
VFS
VFS
Q4 25
9.6%
Q3 25
9.0%
-96.1%
Q2 25
5.7%
-79.0%
Q1 25
6.2%
-74.0%
Q4 24
11.2%
Q3 24
9.7%
-65.9%
Q2 24
2.9%
Q1 24
9.0%
-139.4%
Net Margin
UVV
UVV
VFS
VFS
Q4 25
3.9%
Q3 25
4.6%
-2.8%
Q2 25
1.4%
-7.8%
Q1 25
1.4%
-4.0%
Q4 24
6.4%
Q3 24
3.7%
-2.0%
Q2 24
0.0%
Q1 24
5.3%
-204.3%
EPS (diluted)
UVV
UVV
VFS
VFS
Q4 25
$1.32
Q3 25
$1.36
Q2 25
$0.34
Q1 25
$0.37
Q4 24
$2.37
Q3 24
$1.03
Q2 24
$0.01
Q1 24
$1.62

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UVV
UVV
VFS
VFS
Cash + ST InvestmentsLiquidity on hand
$85.2M
$8.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.5B
Total Assets
$3.0B
$183.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UVV
UVV
VFS
VFS
Q4 25
$85.2M
Q3 25
$88.7M
$8.8M
Q2 25
$178.4M
$650.0M
Q1 25
$260.1M
$2.4M
Q4 24
$215.1M
Q3 24
$80.1M
$1.9M
Q2 24
$101.7M
Q1 24
$55.6M
$3.0M
Stockholders' Equity
UVV
UVV
VFS
VFS
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
$-7.2B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.4B
Q1 24
$1.4B
Total Assets
UVV
UVV
VFS
VFS
Q4 25
$3.0B
Q3 25
$3.1B
$183.2M
Q2 25
$3.2B
$7.2B
Q1 25
$3.0B
$158.2M
Q4 24
$3.0B
Q3 24
$3.0B
$151.8M
Q2 24
$3.0B
Q1 24
$2.9B
$145.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UVV
UVV
VFS
VFS
Operating Cash FlowLast quarter
$114.3M
Free Cash FlowOCF − Capex
$95.1M
FCF MarginFCF / Revenue
11.1%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
3.44×
TTM Free Cash FlowTrailing 4 quarters
$52.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UVV
UVV
VFS
VFS
Q4 25
$114.3M
Q3 25
$32.7M
Q2 25
$-205.1M
Q1 25
$158.7M
Q4 24
$215.6M
Q3 24
$15.0M
Q2 24
$-62.4M
Q1 24
$-27.9M
Free Cash Flow
UVV
UVV
VFS
VFS
Q4 25
$95.1M
Q3 25
$23.7M
Q2 25
$-217.2M
Q1 25
$151.0M
Q4 24
$199.6M
Q3 24
$-1.0M
Q2 24
$-85.2M
Q1 24
$-46.2M
FCF Margin
UVV
UVV
VFS
VFS
Q4 25
11.1%
Q3 25
3.2%
Q2 25
-36.6%
Q1 25
21.9%
Q4 24
21.5%
Q3 24
-0.1%
Q2 24
-14.3%
Q1 24
-6.1%
Capex Intensity
UVV
UVV
VFS
VFS
Q4 25
2.3%
Q3 25
1.2%
Q2 25
2.0%
Q1 25
1.1%
Q4 24
1.7%
Q3 24
2.3%
Q2 24
3.8%
Q1 24
2.4%
Cash Conversion
UVV
UVV
VFS
VFS
Q4 25
3.44×
Q3 25
0.96×
Q2 25
-24.14×
Q1 25
17.00×
Q4 24
3.62×
Q3 24
0.58×
Q2 24
-480.34×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

UVV
UVV

Tobacco Operations$779.9M91%
Service Other$36.7M4%
Other$17.8M2%

VFS
VFS

Sales of vehicles$662.9M92%
Sales of spare parts and components$41.3M6%
Revenue from leasing activities$12.3M2%
Finance income$2.4M0%
Rendering of services$1.2M0%

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