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Side-by-side financial comparison of VILLAGE SUPER MARKET INC (VLGEA) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $582.6M, roughly 1.5× VILLAGE SUPER MARKET INC). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 2.1%, a 27.5% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs 4.5%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $10.7M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 0.6%).

A supermarket is a self-service shop offering a wide variety of food, beverages and household products, organized into sections under one roof. The supermarket retail format first appeared around 1930 in the United States as the culmination of almost two decades of retail innovations to the grocery store, and began to spread to other countries after extensive worldwide publicity in 1956. In everyday American English usage, "grocery store" is often used interchangeably with "supermarket", whil...

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

VLGEA vs ZION — Head-to-Head

Bigger by revenue
ZION
ZION
1.5× larger
ZION
$891.0M
$582.6M
VLGEA
Growing faster (revenue YoY)
ZION
ZION
+4.2% gap
ZION
8.7%
4.5%
VLGEA
Higher net margin
ZION
ZION
27.5% more per $
ZION
29.5%
2.1%
VLGEA
More free cash flow
ZION
ZION
$941.3M more FCF
ZION
$952.0M
$10.7M
VLGEA
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
0.6%
VLGEA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
VLGEA
VLGEA
ZION
ZION
Revenue
$582.6M
$891.0M
Net Profit
$12.0M
$263.0M
Gross Margin
28.3%
Operating Margin
2.6%
Net Margin
2.1%
29.5%
Revenue YoY
4.5%
8.7%
Net Profit YoY
-6.3%
21.8%
EPS (diluted)
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
VLGEA
VLGEA
ZION
ZION
Q4 25
$582.6M
$891.0M
Q3 25
$599.7M
$861.0M
Q2 25
$563.7M
$838.0M
Q1 25
$599.7M
$795.0M
Q4 24
$557.7M
$820.0M
Q3 24
$578.2M
$792.0M
Q2 24
$546.4M
$777.0M
Q1 24
$575.6M
$742.0M
Net Profit
VLGEA
VLGEA
ZION
ZION
Q4 25
$12.0M
$263.0M
Q3 25
$15.5M
$222.0M
Q2 25
$11.2M
$244.0M
Q1 25
$16.9M
$170.0M
Q4 24
$12.8M
$216.0M
Q3 24
$15.4M
$214.0M
Q2 24
$9.0M
$201.0M
Q1 24
$14.5M
$153.0M
Gross Margin
VLGEA
VLGEA
ZION
ZION
Q4 25
28.3%
Q3 25
28.2%
Q2 25
28.8%
Q1 25
28.4%
Q4 24
29.0%
Q3 24
29.3%
Q2 24
28.5%
Q1 24
28.4%
Operating Margin
VLGEA
VLGEA
ZION
ZION
Q4 25
2.6%
Q3 25
3.4%
Q2 25
2.4%
Q1 25
3.7%
Q4 24
2.9%
Q3 24
3.3%
Q2 24
1.9%
Q1 24
3.2%
Net Margin
VLGEA
VLGEA
ZION
ZION
Q4 25
2.1%
29.5%
Q3 25
2.6%
25.8%
Q2 25
2.0%
29.1%
Q1 25
2.8%
21.4%
Q4 24
2.3%
26.3%
Q3 24
2.7%
27.0%
Q2 24
1.6%
25.9%
Q1 24
2.5%
20.6%
EPS (diluted)
VLGEA
VLGEA
ZION
ZION
Q4 25
$1.77
Q3 25
$1.48
Q2 25
$1.63
Q1 25
$1.13
Q4 24
$1.34
Q3 24
$1.37
Q2 24
$1.28
Q1 24
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
VLGEA
VLGEA
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$117.7M
Total DebtLower is stronger
$55.7M
$1.5B
Stockholders' EquityBook value
$501.1M
$7.2B
Total Assets
$1.0B
$89.0B
Debt / EquityLower = less leverage
0.11×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
VLGEA
VLGEA
ZION
ZION
Q4 25
$117.7M
Q3 25
$110.7M
Q2 25
$115.4M
Q1 25
$133.9M
Q4 24
$117.2M
Q3 24
$117.3M
Q2 24
$113.9M
Q1 24
$133.3M
Total Debt
VLGEA
VLGEA
ZION
ZION
Q4 25
$55.7M
$1.5B
Q3 25
$58.0M
$1.5B
Q2 25
$60.3M
$970.0M
Q1 25
$62.7M
$964.0M
Q4 24
$69.9M
$950.0M
Q3 24
$72.2M
$548.0M
Q2 24
$74.6M
$546.0M
Q1 24
$77.0M
$544.0M
Stockholders' Equity
VLGEA
VLGEA
ZION
ZION
Q4 25
$501.1M
$7.2B
Q3 25
$492.0M
$6.9B
Q2 25
$479.7M
$6.6B
Q1 25
$472.0M
$6.3B
Q4 24
$457.5M
$6.1B
Q3 24
$447.6M
$6.4B
Q2 24
$436.2M
$6.0B
Q1 24
$429.1M
$5.8B
Total Assets
VLGEA
VLGEA
ZION
ZION
Q4 25
$1.0B
$89.0B
Q3 25
$1.0B
$88.5B
Q2 25
$995.6M
$88.9B
Q1 25
$1.0B
$88.0B
Q4 24
$990.3M
$88.8B
Q3 24
$981.7M
$87.0B
Q2 24
$970.2M
$87.6B
Q1 24
$970.4M
$87.1B
Debt / Equity
VLGEA
VLGEA
ZION
ZION
Q4 25
0.11×
0.21×
Q3 25
0.12×
0.21×
Q2 25
0.13×
0.15×
Q1 25
0.13×
0.15×
Q4 24
0.15×
0.16×
Q3 24
0.16×
0.09×
Q2 24
0.17×
0.09×
Q1 24
0.18×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
VLGEA
VLGEA
ZION
ZION
Operating Cash FlowLast quarter
$19.7M
$1.1B
Free Cash FlowOCF − Capex
$10.7M
$952.0M
FCF MarginFCF / Revenue
1.8%
106.8%
Capex IntensityCapex / Revenue
1.5%
13.6%
Cash ConversionOCF / Net Profit
1.64×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$36.7M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
VLGEA
VLGEA
ZION
ZION
Q4 25
$19.7M
$1.1B
Q3 25
$21.7M
$438.0M
Q2 25
$10.6M
$-62.0M
Q1 25
$40.8M
$179.0M
Q4 24
$20.2M
$1.1B
Q3 24
$22.8M
$119.0M
Q2 24
$9.4M
$251.0M
Q1 24
$30.3M
$261.0M
Free Cash Flow
VLGEA
VLGEA
ZION
ZION
Q4 25
$10.7M
$952.0M
Q3 25
$11.6M
$413.0M
Q2 25
$-10.6M
$-93.0M
Q1 25
$24.9M
$152.0M
Q4 24
$8.5M
$1.1B
Q3 24
$13.8M
$97.0M
Q2 24
$-10.0M
$234.0M
Q1 24
$9.3M
$231.0M
FCF Margin
VLGEA
VLGEA
ZION
ZION
Q4 25
1.8%
106.8%
Q3 25
1.9%
48.0%
Q2 25
-1.9%
-11.1%
Q1 25
4.2%
19.1%
Q4 24
1.5%
128.2%
Q3 24
2.4%
12.2%
Q2 24
-1.8%
30.1%
Q1 24
1.6%
31.1%
Capex Intensity
VLGEA
VLGEA
ZION
ZION
Q4 25
1.5%
13.6%
Q3 25
1.7%
2.9%
Q2 25
3.8%
3.7%
Q1 25
2.6%
3.4%
Q4 24
2.1%
11.8%
Q3 24
1.6%
2.8%
Q2 24
3.5%
2.2%
Q1 24
3.7%
4.0%
Cash Conversion
VLGEA
VLGEA
ZION
ZION
Q4 25
1.64×
4.08×
Q3 25
1.40×
1.97×
Q2 25
0.95×
-0.25×
Q1 25
2.41×
1.05×
Q4 24
1.58×
5.31×
Q3 24
1.48×
0.56×
Q2 24
1.04×
1.25×
Q1 24
2.09×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

VLGEA
VLGEA

Center Store$342.7M59%
Fresh$211.0M36%
Pharmacy$26.3M5%
Other Product$2.6M0%

ZION
ZION

Segment breakdown not available.

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