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Side-by-side financial comparison of VALLEY NATIONAL BANCORP (VLY) and WATTS WATER TECHNOLOGIES INC (WTS). Click either name above to swap in a different company.
WATTS WATER TECHNOLOGIES INC is the larger business by last-quarter revenue ($625.1M vs $540.4M, roughly 1.2× VALLEY NATIONAL BANCORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 13.4%, a 16.9% gap on every dollar of revenue. On growth, WATTS WATER TECHNOLOGIES INC posted the faster year-over-year revenue change (15.7% vs 13.0%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs 4.6%).
VALLEY NATIONAL BANCORPVLYEarnings & Financial Report
North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.
AERCO International, Inc. is a manufacturer and supplier of commercial condensing boilers, high efficiency water heating equipment and energy recovery systems in the HVAC/plumbing industry across a variety of markets including education, lodging, government, office buildings, healthcare, industrial and multifamily housing. In 1949, AERCO introduced the industry's first semi-instantaneous, tankless steam-to-water water heater. In 1988, AERCO introduced the first condensing and fully modulating...
VLY vs WTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $540.4M | $625.1M |
| Net Profit | $163.9M | $83.7M |
| Gross Margin | — | 49.5% |
| Operating Margin | — | 18.2% |
| Net Margin | 30.3% | 13.4% |
| Revenue YoY | 13.0% | 15.7% |
| Net Profit YoY | 54.6% | 24.0% |
| EPS (diluted) | $0.29 | $2.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $540.4M | — | ||
| Q4 25 | $464.9M | $625.1M | ||
| Q3 25 | $446.2M | $611.7M | ||
| Q2 25 | $432.4M | $643.7M | ||
| Q1 25 | $420.1M | $558.0M | ||
| Q4 24 | $423.0M | $540.4M | ||
| Q3 24 | $410.5M | $543.6M | ||
| Q2 24 | $401.7M | $597.3M |
| Q1 26 | $163.9M | — | ||
| Q4 25 | $195.4M | $83.7M | ||
| Q3 25 | $163.4M | $82.2M | ||
| Q2 25 | $133.2M | $100.9M | ||
| Q1 25 | $106.1M | $74.0M | ||
| Q4 24 | $115.7M | $67.5M | ||
| Q3 24 | $97.9M | $69.1M | ||
| Q2 24 | $70.4M | $82.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.5% | ||
| Q3 25 | — | 48.8% | ||
| Q2 25 | — | 50.6% | ||
| Q1 25 | — | 48.8% | ||
| Q4 24 | — | 46.7% | ||
| Q3 24 | — | 47.3% | ||
| Q2 24 | — | 47.7% |
| Q1 26 | — | — | ||
| Q4 25 | 47.7% | 18.2% | ||
| Q3 25 | 47.1% | 18.2% | ||
| Q2 25 | 40.0% | 21.0% | ||
| Q1 25 | 33.1% | 15.7% | ||
| Q4 24 | 21.1% | 16.5% | ||
| Q3 24 | 30.9% | 17.1% | ||
| Q2 24 | 23.2% | 18.7% |
| Q1 26 | 30.3% | — | ||
| Q4 25 | 42.0% | 13.4% | ||
| Q3 25 | 36.6% | 13.4% | ||
| Q2 25 | 30.8% | 15.7% | ||
| Q1 25 | 25.2% | 13.3% | ||
| Q4 24 | 27.4% | 12.5% | ||
| Q3 24 | 23.8% | 12.7% | ||
| Q2 24 | 17.5% | 13.7% |
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.33 | $2.50 | ||
| Q3 25 | $0.28 | $2.45 | ||
| Q2 25 | $0.22 | $3.01 | ||
| Q1 25 | $0.18 | $2.21 | ||
| Q4 24 | $0.20 | $2.02 | ||
| Q3 24 | $0.18 | $2.06 | ||
| Q2 24 | $0.13 | $2.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $405.5M |
| Total DebtLower is stronger | $2.6B | — |
| Stockholders' EquityBook value | $7.9B | $2.0B |
| Total Assets | $64.5B | $2.9B |
| Debt / EquityLower = less leverage | 0.33× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $405.5M | ||
| Q3 25 | — | $457.7M | ||
| Q2 25 | — | $369.3M | ||
| Q1 25 | — | $336.8M | ||
| Q4 24 | — | $386.9M | ||
| Q3 24 | — | $303.9M | ||
| Q2 24 | — | $279.4M |
| Q1 26 | $2.6B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $7.9B | — | ||
| Q4 25 | $7.8B | $2.0B | ||
| Q3 25 | $7.7B | $2.0B | ||
| Q2 25 | $7.6B | $1.9B | ||
| Q1 25 | $7.5B | $1.8B | ||
| Q4 24 | $7.4B | $1.7B | ||
| Q3 24 | $7.0B | $1.7B | ||
| Q2 24 | $6.7B | $1.6B |
| Q1 26 | $64.5B | — | ||
| Q4 25 | $64.1B | $2.9B | ||
| Q3 25 | $63.0B | $2.7B | ||
| Q2 25 | $62.7B | $2.6B | ||
| Q1 25 | $61.9B | $2.5B | ||
| Q4 24 | $62.5B | $2.4B | ||
| Q3 24 | $62.1B | $2.4B | ||
| Q2 24 | $62.1B | $2.4B |
| Q1 26 | 0.33× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $154.7M |
| Free Cash FlowOCF − Capex | — | $140.3M |
| FCF MarginFCF / Revenue | — | 22.4% |
| Capex IntensityCapex / Revenue | — | 2.3% |
| Cash ConversionOCF / Net Profit | — | 1.85× |
| TTM Free Cash FlowTrailing 4 quarters | — | $356.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $196.6M | $154.7M | ||
| Q3 25 | $5.2M | $122.4M | ||
| Q2 25 | $159.2M | $69.7M | ||
| Q1 25 | $-17.1M | $55.2M | ||
| Q4 24 | $392.2M | $139.5M | ||
| Q3 24 | $-157.2M | $90.7M | ||
| Q2 24 | $214.0M | $85.3M |
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $140.3M | ||
| Q3 25 | $2.3M | $110.9M | ||
| Q2 25 | $156.0M | $59.5M | ||
| Q1 25 | $-20.2M | $45.6M | ||
| Q4 24 | $385.8M | $127.5M | ||
| Q3 24 | $-160.5M | $84.3M | ||
| Q2 24 | $211.3M | $78.5M |
| Q1 26 | — | — | ||
| Q4 25 | 40.3% | 22.4% | ||
| Q3 25 | 0.5% | 18.1% | ||
| Q2 25 | 36.1% | 9.2% | ||
| Q1 25 | -4.8% | 8.2% | ||
| Q4 24 | 91.2% | 23.6% | ||
| Q3 24 | -39.1% | 15.5% | ||
| Q2 24 | 52.6% | 13.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 2.3% | ||
| Q3 25 | 0.6% | 1.9% | ||
| Q2 25 | 0.7% | 1.6% | ||
| Q1 25 | 0.7% | 1.7% | ||
| Q4 24 | 1.5% | 2.2% | ||
| Q3 24 | 0.8% | 1.2% | ||
| Q2 24 | 0.7% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | 1.01× | 1.85× | ||
| Q3 25 | 0.03× | 1.49× | ||
| Q2 25 | 1.20× | 0.69× | ||
| Q1 25 | -0.16× | 0.75× | ||
| Q4 24 | 3.39× | 2.07× | ||
| Q3 24 | -1.61× | 1.31× | ||
| Q2 24 | 3.04× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
