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Side-by-side financial comparison of WSFS FINANCIAL CORP (WSFS) and Zumiez Inc (ZUMZ). Click either name above to swap in a different company.

WSFS FINANCIAL CORP is the larger business by last-quarter revenue ($275.3M vs $239.1M, roughly 1.2× Zumiez Inc). WSFS FINANCIAL CORP runs the higher net margin — 31.5% vs 3.8%, a 27.7% gap on every dollar of revenue. On growth, WSFS FINANCIAL CORP posted the faster year-over-year revenue change (7.5% vs 7.5%). Over the past eight quarters, WSFS FINANCIAL CORP's revenue compounded faster (1.7% CAGR vs -7.9%).

WSFS Financial Corporation is a financial services company. Its primary subsidiary, WSFS Bank, a federal savings bank, is the largest and longest-standing locally managed bank and wealth management franchise headquartered in Delaware and the Greater Delaware Valley. WSFS operates from 115 offices, 88 of which are banking offices, located in Pennsylvania (57), Delaware (39), New Jersey (14), Florida (2), Virginia (1), and Nevada (1) and provides comprehensive financial services including comme...

Zumiez Inc. is an American multinational specialty clothing store founded by Thomas Campion and Gary Haakenson in 1978, and publicly traded since 2005. The company is a specialty retailer of apparel, footwear, accessories and hardgoods for young men and women. Zumiez markets clothing for action sports, particularly skateboarding, snowboarding, and motocross. Zumiez is based in Lynnwood, Washington. The current president and CEO is Richard Brooks.

WSFS vs ZUMZ — Head-to-Head

Bigger by revenue
WSFS
WSFS
1.2× larger
WSFS
$275.3M
$239.1M
ZUMZ
Growing faster (revenue YoY)
WSFS
WSFS
+0.0% gap
WSFS
7.5%
7.5%
ZUMZ
Higher net margin
WSFS
WSFS
27.7% more per $
WSFS
31.5%
3.8%
ZUMZ
Faster 2-yr revenue CAGR
WSFS
WSFS
Annualised
WSFS
1.7%
-7.9%
ZUMZ

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
WSFS
WSFS
ZUMZ
ZUMZ
Revenue
$275.3M
$239.1M
Net Profit
$86.8M
$9.2M
Gross Margin
37.6%
Operating Margin
4.9%
Net Margin
31.5%
3.8%
Revenue YoY
7.5%
7.5%
Net Profit YoY
31.7%
690.3%
EPS (diluted)
$1.64
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
$275.3M
Q4 25
$271.9M
$239.1M
Q3 25
$270.5M
$214.3M
Q2 25
$267.5M
$184.3M
Q1 25
$256.1M
$279.2M
Q4 24
$261.5M
$222.5M
Q3 24
$267.7M
$210.2M
Q2 24
$266.0M
$177.4M
Net Profit
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
$86.8M
Q4 25
$72.7M
$9.2M
Q3 25
$76.4M
$-1.0M
Q2 25
$72.3M
$-14.3M
Q1 25
$65.9M
$14.8M
Q4 24
$64.2M
$1.2M
Q3 24
$64.4M
$-847.0K
Q2 24
$69.3M
$-16.8M
Gross Margin
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
37.6%
Q3 25
35.5%
Q2 25
30.0%
Q1 25
36.2%
Q4 24
35.2%
Q3 24
34.2%
Q2 24
29.3%
Operating Margin
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
35.8%
4.9%
Q3 25
37.3%
0.0%
Q2 25
35.7%
-10.8%
Q1 25
34.0%
7.2%
Q4 24
32.3%
1.1%
Q3 24
31.9%
-0.2%
Q2 24
34.0%
-11.4%
Net Margin
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
31.5%
Q4 25
26.7%
3.8%
Q3 25
28.3%
-0.5%
Q2 25
27.0%
-7.8%
Q1 25
25.7%
5.3%
Q4 24
24.6%
0.5%
Q3 24
24.1%
-0.4%
Q2 24
26.0%
-9.5%
EPS (diluted)
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
$1.64
Q4 25
$1.33
$0.55
Q3 25
$1.37
$-0.06
Q2 25
$1.27
$-0.79
Q1 25
$1.12
$0.75
Q4 24
$1.08
$0.06
Q3 24
$1.08
$-0.04
Q2 24
$1.16
$-0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
WSFS
WSFS
ZUMZ
ZUMZ
Cash + ST InvestmentsLiquidity on hand
$80.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.7B
$298.5M
Total Assets
$22.1B
$633.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
$1.7B
$80.1M
Q3 25
$78.8M
Q2 25
$62.5M
Q1 25
$112.7M
Q4 24
$1.2B
$48.5M
Q3 24
$65.8M
Q2 24
$74.9M
Stockholders' Equity
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
$2.7B
Q4 25
$2.7B
$298.5M
Q3 25
$2.8B
$292.4M
Q2 25
$2.7B
$298.5M
Q1 25
$2.7B
$329.0M
Q4 24
$2.6B
$317.1M
Q3 24
$2.7B
$319.8M
Q2 24
$2.5B
$337.3M
Total Assets
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
$22.1B
Q4 25
$21.3B
$633.1M
Q3 25
$20.8B
$623.4M
Q2 25
$20.8B
$599.1M
Q1 25
$20.5B
$634.9M
Q4 24
$20.8B
$646.0M
Q3 24
$20.9B
$669.5M
Q2 24
$20.7B
$656.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
WSFS
WSFS
ZUMZ
ZUMZ
Operating Cash FlowLast quarter
$5.3M
Free Cash FlowOCF − Capex
$3.1M
FCF MarginFCF / Revenue
1.3%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
0.58×
TTM Free Cash FlowTrailing 4 quarters
$38.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
$220.0M
$5.3M
Q3 25
$121.5M
$12.6M
Q2 25
$37.2M
$-22.1M
Q1 25
$8.7M
$54.7M
Q4 24
$219.9M
$-18.6M
Q3 24
$3.1M
$3.2M
Q2 24
$44.8M
$-18.6M
Free Cash Flow
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
$213.6M
$3.1M
Q3 25
$120.3M
$9.5M
Q2 25
$35.2M
$-24.3M
Q1 25
$6.3M
$49.7M
Q4 24
$205.6M
$-22.3M
Q3 24
$-489.0K
$-565.0K
Q2 24
$42.1M
$-21.1M
FCF Margin
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
78.6%
1.3%
Q3 25
44.5%
4.4%
Q2 25
13.2%
-13.2%
Q1 25
2.5%
17.8%
Q4 24
78.6%
-10.0%
Q3 24
-0.2%
-0.3%
Q2 24
15.8%
-11.9%
Capex Intensity
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
2.3%
0.9%
Q3 25
0.5%
1.4%
Q2 25
0.7%
1.2%
Q1 25
0.9%
1.8%
Q4 24
5.5%
1.7%
Q3 24
1.4%
1.8%
Q2 24
1.0%
1.4%
Cash Conversion
WSFS
WSFS
ZUMZ
ZUMZ
Q1 26
Q4 25
3.03×
0.58×
Q3 25
1.59×
Q2 25
0.51×
Q1 25
0.13×
3.71×
Q4 24
3.43×
-16.02×
Q3 24
0.05×
Q2 24
0.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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