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Arcosa, Inc.（ACA）とAffirm Holdings, Inc.（AFRM）の財務データ比較。上の社名をクリックして会社を切り替えられます
Arcosa, Inc.の直近四半期売上が大きい（$716.7M vs $401.4M、Affirm Holdings, Inc.の約1.8倍）。Affirm Holdings, Inc.の純利益率が高く（32.3% vs 7.3%、差は25.0%）。Affirm Holdings, Inc.の前年同期比売上増加率が高い（32.5% vs 7.6%）。Affirm Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$118.0M vs $55.8M）。過去8四半期でAffirm Holdings, Inc.の売上複合成長率が高い（43.5% vs 9.4%）
アルコサ社はインフラ関連製品およびソリューションを提供する企業で、建設、エネルギー、輸送の3つのコアセグメントで事業を展開しています。主に北米市場の顧客向けに公共施設用構造部品、建設用骨材、輸送用部品などを供給し、重要なインフラ開発プロジェクトを支えています。
アファーム・ホールディングスは米国の金融テクノロジー企業で、購入時ローンや後払い決済サービス（BNPL）を提供しています。PayPal共同創業者のマックス・レフチンが2012年に設立した米国最大のBNPL事業者で、2025年現在利用者数は約2600万人、年間決済処理額は370億米ドルに上ります。
ACA vs AFRM — 直接比較
損益計算書 — Q4 FY2025 vs Q2 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $716.7M | $401.4M |
| 純利益 | $52.1M | $129.6M |
| 粗利率 | 22.9% | — |
| 営業利益率 | 11.0% | 29.3% |
| 純利益率 | 7.3% | 32.3% |
| 売上前年比 | 7.6% | 32.5% |
| 純利益前年比 | 776.6% | 61.3% |
| EPS（希薄化後） | $1.06 | $0.37 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $716.7M | $401.4M | ||
| Q3 25 | $797.8M | $320.5M | ||
| Q2 25 | $736.9M | $306.6M | ||
| Q1 25 | $632.0M | $272.5M | ||
| Q4 24 | $666.2M | $303.0M | ||
| Q3 24 | $640.4M | $231.8M | ||
| Q2 24 | $664.7M | $224.0M | ||
| Q1 24 | $598.6M | $195.0M |
| Q4 25 | $52.1M | $129.6M | ||
| Q3 25 | $73.0M | $80.7M | ||
| Q2 25 | $59.7M | $69.2M | ||
| Q1 25 | $23.6M | $2.8M | ||
| Q4 24 | $-7.7M | $80.4M | ||
| Q3 24 | $16.6M | $-100.2M | ||
| Q2 24 | $45.6M | $-45.1M | ||
| Q1 24 | $39.2M | $-133.9M |
| Q4 25 | 22.9% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 22.5% | — | ||
| Q1 25 | 19.8% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 21.3% | — | ||
| Q2 24 | 20.8% | — | ||
| Q1 24 | 18.6% | — |
| Q4 25 | 11.0% | 29.3% | ||
| Q3 25 | 14.1% | 19.9% | ||
| Q2 25 | 12.9% | 18.9% | ||
| Q1 25 | 8.8% | -3.1% | ||
| Q4 24 | 6.5% | -1.4% | ||
| Q3 24 | 5.3% | -57.2% | ||
| Q2 24 | 10.1% | -32.8% | ||
| Q1 24 | 8.9% | -82.5% |
| Q4 25 | 7.3% | 32.3% | ||
| Q3 25 | 9.2% | 25.2% | ||
| Q2 25 | 8.1% | 22.6% | ||
| Q1 25 | 3.7% | 1.0% | ||
| Q4 24 | -1.2% | 26.5% | ||
| Q3 24 | 2.6% | -43.2% | ||
| Q2 24 | 6.9% | -20.2% | ||
| Q1 24 | 6.5% | -68.7% |
| Q4 25 | $1.06 | $0.37 | ||
| Q3 25 | $1.48 | $0.23 | ||
| Q2 25 | $1.22 | $0.22 | ||
| Q1 25 | $0.48 | $0.01 | ||
| Q4 24 | $-0.16 | $0.23 | ||
| Q3 24 | $0.34 | $-0.31 | ||
| Q2 24 | $0.93 | $-0.13 | ||
| Q1 24 | $0.80 | $-0.43 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $214.6M | $1.5B |
| 総負債低いほど良い | $1.5B | $9.0B |
| 株主資本純資産 | $2.6B | $3.5B |
| 総資産 | $5.0B | $13.0B |
| 負債/資本比率低いほどレバレッジが低い | 0.57× | 2.54× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $214.6M | $1.5B | ||
| Q3 25 | $220.0M | $1.4B | ||
| Q2 25 | $189.7M | $1.4B | ||
| Q1 25 | $167.9M | $1.4B | ||
| Q4 24 | $187.3M | $1.2B | ||
| Q3 24 | $756.8M | $1.0B | ||
| Q2 24 | $103.7M | $1.0B | ||
| Q1 24 | $176.5M | $1.3B |
| Q4 25 | $1.5B | $9.0B | ||
| Q3 25 | $1.6B | $7.7B | ||
| Q2 25 | $1.7B | $7.6B | ||
| Q1 25 | $1.7B | $7.1B | ||
| Q4 24 | $1.7B | $7.3B | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $699.9M | $1.8B | ||
| Q1 24 | $600.6M | — |
| Q4 25 | $2.6B | $3.5B | ||
| Q3 25 | $2.6B | $3.3B | ||
| Q2 25 | $2.5B | $3.1B | ||
| Q1 25 | $2.5B | $2.9B | ||
| Q4 24 | $2.4B | $2.8B | ||
| Q3 24 | $2.4B | $2.8B | ||
| Q2 24 | $2.4B | $2.7B | ||
| Q1 24 | $2.4B | $2.6B |
| Q4 25 | $5.0B | $13.0B | ||
| Q3 25 | $5.1B | $11.5B | ||
| Q2 25 | $5.0B | $11.2B | ||
| Q1 25 | $4.9B | $10.4B | ||
| Q4 24 | $4.9B | $10.5B | ||
| Q3 24 | $4.4B | $10.1B | ||
| Q2 24 | $3.8B | $9.5B | ||
| Q1 24 | $3.7B | $9.2B |
| Q4 25 | 0.57× | 2.54× | ||
| Q3 25 | 0.61× | 2.35× | ||
| Q2 25 | 0.67× | 2.48× | ||
| Q1 25 | 0.68× | 2.49× | ||
| Q4 24 | 0.69× | 2.62× | ||
| Q3 24 | 0.51× | — | ||
| Q2 24 | 0.29× | 0.67× | ||
| Q1 24 | 0.25× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $120.0M | $173.7M |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | $118.0M |
| FCFマージンFCF / 売上 | 7.8% | 29.4% |
| 設備投資強度設備投資 / 売上 | 9.0% | 13.9% |
| キャッシュ転換率営業CF / 純利益 | 2.30× | 1.34× |
| 直近12ヶ月FCF直近4四半期 | $175.5M | $619.1M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $120.0M | $173.7M | ||
| Q3 25 | $160.6M | $374.6M | ||
| Q2 25 | $61.2M | $74.6M | ||
| Q1 25 | $-700.0K | $210.4M | ||
| Q4 24 | $248.2M | $312.0M | ||
| Q3 24 | $135.0M | $196.9M | ||
| Q2 24 | $38.3M | $68.8M | ||
| Q1 24 | $80.5M | $208.2M |
| Q4 25 | $55.8M | $118.0M | ||
| Q3 25 | $121.0M | $320.2M | ||
| Q2 25 | $33.4M | $23.5M | ||
| Q1 25 | $-34.7M | $157.4M | ||
| Q4 24 | $194.9M | $268.1M | ||
| Q3 24 | $100.6M | $152.7M | ||
| Q2 24 | $-9.3M | $30.5M | ||
| Q1 24 | $26.1M | $161.7M |
| Q4 25 | 7.8% | 29.4% | ||
| Q3 25 | 15.2% | 99.9% | ||
| Q2 25 | 4.5% | 7.7% | ||
| Q1 25 | -5.5% | 57.7% | ||
| Q4 24 | 29.3% | 88.5% | ||
| Q3 24 | 15.7% | 65.9% | ||
| Q2 24 | -1.4% | 13.6% | ||
| Q1 24 | 4.4% | 82.9% |
| Q4 25 | 9.0% | 13.9% | ||
| Q3 25 | 5.0% | 17.0% | ||
| Q2 25 | 3.8% | 16.7% | ||
| Q1 25 | 5.4% | 19.5% | ||
| Q4 24 | 8.0% | 14.5% | ||
| Q3 24 | 5.4% | 19.0% | ||
| Q2 24 | 7.2% | 17.1% | ||
| Q1 24 | 9.1% | 23.8% |
| Q4 25 | 2.30× | 1.34× | ||
| Q3 25 | 2.20× | 4.64× | ||
| Q2 25 | 1.03× | 1.08× | ||
| Q1 25 | -0.03× | 75.03× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | 8.13× | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 2.05× | — |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ACA
| Engineered Structures | $301.1M | 42% |
| Total Construction Materials | $276.8M | 39% |
| Specialty Materials And Asphalt | $110.2M | 15% |
| Construction Site Support | $28.6M | 4% |
AFRM
| Merchant Network | $328.4M | 82% |
| Virtual Card Network | $73.0M | 18% |
| Commercial Agreement Amazon | $1.9M | 0% |
