vs
Affirm Holdings, Inc.（AFRM）とASTEC INDUSTRIES INC（ASTE）の財務データ比較。上の社名をクリックして会社を切り替えられます
Affirm Holdings, Inc.の直近四半期売上が大きい（$401.4M vs $400.6M、ASTEC INDUSTRIES INCの約1.0倍）。Affirm Holdings, Inc.の純利益率が高く（32.3% vs 3.0%、差は29.3%）。Affirm Holdings, Inc.の前年同期比売上増加率が高い（32.5% vs 11.6%）。Affirm Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$118.0M vs $7.4M）。過去8四半期でAffirm Holdings, Inc.の売上複合成長率が高い（43.5% vs 13.8%）
アファーム・ホールディングスは米国の金融テクノロジー企業で、購入時ローンや後払い決済サービス（BNPL）を提供しています。PayPal共同創業者のマックス・レフチンが2012年に設立した米国最大のBNPL事業者で、2025年現在利用者数は約2600万人、年間決済処理額は370億米ドルに上ります。
ASTECは香港に本社を置く国際的な電子企業で、主に電源装置と電力変換ハードウェアを製造しています。コンピュータシステム用電源の世界的な主要サプライヤーの一つで、一時期は世界最大の電源メーカーでした。
AFRM vs ASTE — 直接比較
損益計算書 — Q2 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $401.4M | $400.6M |
| 純利益 | $129.6M | $12.0M |
| 粗利率 | — | 27.3% |
| 営業利益率 | 29.3% | 5.7% |
| 純利益率 | 32.3% | 3.0% |
| 売上前年比 | 32.5% | 11.6% |
| 純利益前年比 | 61.3% | -43.1% |
| EPS（希薄化後） | $0.37 | $0.52 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $401.4M | $400.6M | ||
| Q3 25 | $320.5M | $350.1M | ||
| Q2 25 | $306.6M | $330.3M | ||
| Q1 25 | $272.5M | $329.4M | ||
| Q4 24 | $303.0M | $359.0M | ||
| Q3 24 | $231.8M | $291.4M | ||
| Q2 24 | $224.0M | $345.5M | ||
| Q1 24 | $195.0M | $309.2M |
| Q4 25 | $129.6M | $12.0M | ||
| Q3 25 | $80.7M | $-4.2M | ||
| Q2 25 | $69.2M | $16.7M | ||
| Q1 25 | $2.8M | $14.3M | ||
| Q4 24 | $80.4M | $21.1M | ||
| Q3 24 | $-100.2M | $-6.2M | ||
| Q2 24 | $-45.1M | $-14.0M | ||
| Q1 24 | $-133.9M | $3.4M |
| Q4 25 | — | 27.3% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 26.7% | ||
| Q1 25 | — | 28.1% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 22.9% | ||
| Q2 24 | — | 23.5% | ||
| Q1 24 | — | 24.9% |
| Q4 25 | 29.3% | 5.7% | ||
| Q3 25 | 19.9% | 0.3% | ||
| Q2 25 | 18.9% | 6.5% | ||
| Q1 25 | -3.1% | 6.2% | ||
| Q4 24 | -1.4% | 9.7% | ||
| Q3 24 | -57.2% | -2.5% | ||
| Q2 24 | -32.8% | -3.1% | ||
| Q1 24 | -82.5% | 2.0% |
| Q4 25 | 32.3% | 3.0% | ||
| Q3 25 | 25.2% | -1.2% | ||
| Q2 25 | 22.6% | 5.1% | ||
| Q1 25 | 1.0% | 4.3% | ||
| Q4 24 | 26.5% | 5.9% | ||
| Q3 24 | -43.2% | -2.1% | ||
| Q2 24 | -20.2% | -4.1% | ||
| Q1 24 | -68.7% | 1.1% |
| Q4 25 | $0.37 | $0.52 | ||
| Q3 25 | $0.23 | $-0.18 | ||
| Q2 25 | $0.22 | $0.72 | ||
| Q1 25 | $0.01 | $0.62 | ||
| Q4 24 | $0.23 | $0.92 | ||
| Q3 24 | $-0.31 | $-0.27 | ||
| Q2 24 | $-0.13 | $-0.61 | ||
| Q1 24 | $-0.43 | $0.15 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $1.5B | $74.1M |
| 総負債低いほど良い | $9.0B | — |
| 株主資本純資産 | $3.5B | $681.7M |
| 総資産 | $13.0B | $1.4B |
| 負債/資本比率低いほどレバレッジが低い | 2.54× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $1.5B | $74.1M | ||
| Q3 25 | $1.4B | $71.8M | ||
| Q2 25 | $1.4B | $91.6M | ||
| Q1 25 | $1.4B | $95.4M | ||
| Q4 24 | $1.2B | $93.8M | ||
| Q3 24 | $1.0B | $58.9M | ||
| Q2 24 | $1.0B | $68.4M | ||
| Q1 24 | $1.3B | $63.8M |
| Q4 25 | $9.0B | — | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | — | ||
| Q1 25 | $7.1B | — | ||
| Q4 24 | $7.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.5B | $681.7M | ||
| Q3 25 | $3.3B | $668.9M | ||
| Q2 25 | $3.1B | $674.9M | ||
| Q1 25 | $2.9B | $653.2M | ||
| Q4 24 | $2.8B | $637.8M | ||
| Q3 24 | $2.8B | $631.4M | ||
| Q2 24 | $2.7B | $633.3M | ||
| Q1 24 | $2.6B | $650.3M |
| Q4 25 | $13.0B | $1.4B | ||
| Q3 25 | $11.5B | $1.3B | ||
| Q2 25 | $11.2B | $1.1B | ||
| Q1 25 | $10.4B | $1.1B | ||
| Q4 24 | $10.5B | $1.0B | ||
| Q3 24 | $10.1B | $1.1B | ||
| Q2 24 | $9.5B | $1.1B | ||
| Q1 24 | $9.2B | $1.1B |
| Q4 25 | 2.54× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | 2.49× | — | ||
| Q4 24 | 2.62× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.67× | — | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $173.7M | $36.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $118.0M | $7.4M |
| FCFマージンFCF / 売上 | 29.4% | 1.8% |
| 設備投資強度設備投資 / 売上 | 13.9% | 7.2% |
| キャッシュ転換率営業CF / 純利益 | 1.34× | 3.01× |
| 直近12ヶ月FCF直近4四半期 | $619.1M | $20.7M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $173.7M | $36.1M | ||
| Q3 25 | $374.6M | $-8.1M | ||
| Q2 25 | $74.6M | $12.9M | ||
| Q1 25 | $210.4M | $20.5M | ||
| Q4 24 | $312.0M | $36.6M | ||
| Q3 24 | $196.9M | $22.5M | ||
| Q2 24 | $68.8M | $10.9M | ||
| Q1 24 | $208.2M | $-47.0M |
| Q4 25 | $118.0M | $7.4M | ||
| Q3 25 | $320.2M | $-12.3M | ||
| Q2 25 | $23.5M | $9.0M | ||
| Q1 25 | $157.4M | $16.6M | ||
| Q4 24 | $268.1M | $32.1M | ||
| Q3 24 | $152.7M | $19.9M | ||
| Q2 24 | $30.5M | $3.3M | ||
| Q1 24 | $161.7M | $-52.8M |
| Q4 25 | 29.4% | 1.8% | ||
| Q3 25 | 99.9% | -3.5% | ||
| Q2 25 | 7.7% | 2.7% | ||
| Q1 25 | 57.7% | 5.0% | ||
| Q4 24 | 88.5% | 8.9% | ||
| Q3 24 | 65.9% | 6.8% | ||
| Q2 24 | 13.6% | 1.0% | ||
| Q1 24 | 82.9% | -17.1% |
| Q4 25 | 13.9% | 7.2% | ||
| Q3 25 | 17.0% | 1.2% | ||
| Q2 25 | 16.7% | 1.2% | ||
| Q1 25 | 19.5% | 1.2% | ||
| Q4 24 | 14.5% | 1.3% | ||
| Q3 24 | 19.0% | 0.9% | ||
| Q2 24 | 17.1% | 2.2% | ||
| Q1 24 | 23.8% | 1.9% |
| Q4 25 | 1.34× | 3.01× | ||
| Q3 25 | 4.64× | — | ||
| Q2 25 | 1.08× | 0.77× | ||
| Q1 25 | 75.03× | 1.43× | ||
| Q4 24 | 3.88× | 1.73× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -13.82× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
AFRM
| Merchant Network | $328.4M | 82% |
| Virtual Card Network | $73.0M | 18% |
| Commercial Agreement Amazon | $1.9M | 0% |
ASTE
| Infrastructure Group | $208.7M | 52% |
| Material Solutions | $105.3M | 26% |
| Parts And Component Sales | $58.3M | 15% |
| Other | $15.3M | 4% |
| Service And Equipment Installation Revenue | $6.9M | 2% |
| Cargo And Freight | $6.1M | 2% |
