vs
Affirm Holdings, Inc.（AFRM）とJ&J SNACK FOODS CORP（JJSF）の財務データ比較。上の社名をクリックして会社を切り替えられます
Affirm Holdings, Inc.の直近四半期売上が大きい（$401.4M vs $343.8M、J&J SNACK FOODS CORPの約1.2倍）。Affirm Holdings, Inc.の純利益率が高く（32.3% vs 0.3%、差は32.0%）。Affirm Holdings, Inc.の前年同期比売上増加率が高い（32.5% vs -5.2%）。Affirm Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$118.0M vs $17.0M）。過去8四半期でAffirm Holdings, Inc.の売上複合成長率が高い（43.5% vs -2.2%）
アファーム・ホールディングスは米国の金融テクノロジー企業で、購入時ローンや後払い決済サービス（BNPL）を提供しています。PayPal共同創業者のマックス・レフチンが2012年に設立した米国最大のBNPL事業者で、2025年現在利用者数は約2600万人、年間決済処理額は370億米ドルに上ります。
J&Jスナックフーズ社は米国の有名なブランドスナック菓子・冷凍飲料の製造・販売・流通業者で、本社はニュージャージー州マウントローレルに所在します。米国44州、メキシコ、カナダに175を超える生産・保管・流通拠点を構え、ナスダックグローバルセレクト市場に上場し、国内外の市場に事業を展開しています。
AFRM vs JJSF — 直接比較
損益計算書 — Q2 FY2026 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $401.4M | $343.8M |
| 純利益 | $129.6M | $883.0K |
| 粗利率 | — | 27.9% |
| 営業利益率 | 29.3% | 0.2% |
| 純利益率 | 32.3% | 0.3% |
| 売上前年比 | 32.5% | -5.2% |
| 純利益前年比 | 61.3% | -82.8% |
| EPS（希薄化後） | $0.37 | $0.05 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $401.4M | $343.8M | ||
| Q3 25 | $320.5M | $410.2M | ||
| Q2 25 | $306.6M | $454.3M | ||
| Q1 25 | $272.5M | $356.1M | ||
| Q4 24 | $303.0M | $362.6M | ||
| Q3 24 | $231.8M | $426.8M | ||
| Q2 24 | $224.0M | $440.0M | ||
| Q1 24 | $195.0M | $359.7M |
| Q4 25 | $129.6M | $883.0K | ||
| Q3 25 | $80.7M | $11.4M | ||
| Q2 25 | $69.2M | $44.2M | ||
| Q1 25 | $2.8M | $4.8M | ||
| Q4 24 | $80.4M | $5.1M | ||
| Q3 24 | $-100.2M | $29.6M | ||
| Q2 24 | $-45.1M | $36.3M | ||
| Q1 24 | $-133.9M | $13.3M |
| Q4 25 | — | 27.9% | ||
| Q3 25 | — | 31.7% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 33.6% | ||
| Q1 24 | — | 30.1% |
| Q4 25 | 29.3% | 0.2% | ||
| Q3 25 | 19.9% | 2.8% | ||
| Q2 25 | 18.9% | 13.3% | ||
| Q1 25 | -3.1% | 1.7% | ||
| Q4 24 | -1.4% | 1.7% | ||
| Q3 24 | -57.2% | 9.3% | ||
| Q2 24 | -32.8% | 11.4% | ||
| Q1 24 | -82.5% | 5.0% |
| Q4 25 | 32.3% | 0.3% | ||
| Q3 25 | 25.2% | 2.8% | ||
| Q2 25 | 22.6% | 9.7% | ||
| Q1 25 | 1.0% | 1.4% | ||
| Q4 24 | 26.5% | 1.4% | ||
| Q3 24 | -43.2% | 6.9% | ||
| Q2 24 | -20.2% | 8.3% | ||
| Q1 24 | -68.7% | 3.7% |
| Q4 25 | $0.37 | $0.05 | ||
| Q3 25 | $0.23 | $0.59 | ||
| Q2 25 | $0.22 | $2.26 | ||
| Q1 25 | $0.01 | $0.25 | ||
| Q4 24 | $0.23 | $0.26 | ||
| Q3 24 | $-0.31 | $1.52 | ||
| Q2 24 | $-0.13 | $1.87 | ||
| Q1 24 | $-0.43 | $0.69 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $1.5B | $66.8M |
| 総負債低いほど良い | $9.0B | — |
| 株主資本純資産 | $3.5B | $912.9M |
| 総資産 | $13.0B | $1.3B |
| 負債/資本比率低いほどレバレッジが低い | 2.54× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $1.5B | $66.8M | ||
| Q3 25 | $1.4B | $105.9M | ||
| Q2 25 | $1.4B | $77.4M | ||
| Q1 25 | $1.4B | $48.5M | ||
| Q4 24 | $1.2B | $73.6M | ||
| Q3 24 | $1.0B | $73.4M | ||
| Q2 24 | $1.0B | $64.0M | ||
| Q1 24 | $1.3B | $43.6M |
| Q4 25 | $9.0B | — | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | — | ||
| Q1 25 | $7.1B | — | ||
| Q4 24 | $7.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.5B | $912.9M | ||
| Q3 25 | $3.3B | $966.7M | ||
| Q2 25 | $3.1B | $969.9M | ||
| Q1 25 | $2.9B | $935.0M | ||
| Q4 24 | $2.8B | $946.8M | ||
| Q3 24 | $2.8B | $957.0M | ||
| Q2 24 | $2.7B | $937.9M | ||
| Q1 24 | $2.6B | $915.7M |
| Q4 25 | $13.0B | $1.3B | ||
| Q3 25 | $11.5B | $1.4B | ||
| Q2 25 | $11.2B | $1.4B | ||
| Q1 25 | $10.4B | $1.4B | ||
| Q4 24 | $10.5B | $1.3B | ||
| Q3 24 | $10.1B | $1.4B | ||
| Q2 24 | $9.5B | $1.4B | ||
| Q1 24 | $9.2B | $1.3B |
| Q4 25 | 2.54× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | 2.49× | — | ||
| Q4 24 | 2.62× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.67× | — | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $173.7M | $36.0M |
| フリーキャッシュフロー営業CF - 設備投資 | $118.0M | $17.0M |
| FCFマージンFCF / 売上 | 29.4% | 4.9% |
| 設備投資強度設備投資 / 売上 | 13.9% | 5.5% |
| キャッシュ転換率営業CF / 純利益 | 1.34× | 40.73× |
| 直近12ヶ月FCF直近4四半期 | $619.1M | $83.1M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $173.7M | $36.0M | ||
| Q3 25 | $374.6M | $66.4M | ||
| Q2 25 | $74.6M | $51.2M | ||
| Q1 25 | $210.4M | $12.3M | ||
| Q4 24 | $312.0M | $35.2M | ||
| Q3 24 | $196.9M | $46.3M | ||
| Q2 24 | $68.8M | $65.0M | ||
| Q1 24 | $208.2M | $12.7M |
| Q4 25 | $118.0M | $17.0M | ||
| Q3 25 | $320.2M | $44.8M | ||
| Q2 25 | $23.5M | $28.5M | ||
| Q1 25 | $157.4M | $-7.2M | ||
| Q4 24 | $268.1M | $16.1M | ||
| Q3 24 | $152.7M | $29.1M | ||
| Q2 24 | $30.5M | $45.3M | ||
| Q1 24 | $161.7M | $-4.0M |
| Q4 25 | 29.4% | 4.9% | ||
| Q3 25 | 99.9% | 10.9% | ||
| Q2 25 | 7.7% | 6.3% | ||
| Q1 25 | 57.7% | -2.0% | ||
| Q4 24 | 88.5% | 4.4% | ||
| Q3 24 | 65.9% | 6.8% | ||
| Q2 24 | 13.6% | 10.3% | ||
| Q1 24 | 82.9% | -1.1% |
| Q4 25 | 13.9% | 5.5% | ||
| Q3 25 | 17.0% | 5.3% | ||
| Q2 25 | 16.7% | 5.0% | ||
| Q1 25 | 19.5% | 5.5% | ||
| Q4 24 | 14.5% | 5.3% | ||
| Q3 24 | 19.0% | 4.0% | ||
| Q2 24 | 17.1% | 4.5% | ||
| Q1 24 | 23.8% | 4.6% |
| Q4 25 | 1.34× | 40.73× | ||
| Q3 25 | 4.64× | 5.84× | ||
| Q2 25 | 1.08× | 1.16× | ||
| Q1 25 | 75.03× | 2.55× | ||
| Q4 24 | 3.88× | 6.84× | ||
| Q3 24 | — | 1.56× | ||
| Q2 24 | — | 1.79× | ||
| Q1 24 | — | 0.96× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
AFRM
| Merchant Network | $328.4M | 82% |
| Virtual Card Network | $73.0M | 18% |
| Commercial Agreement Amazon | $1.9M | 0% |
JJSF
| Food Service | $219.2M | 64% |
| Frozen Beverages | $78.7M | 23% |
| Repair And Maintenance Service | $22.5M | 7% |
| Other | $12.7M | 4% |
| Machine Sales | $10.7M | 3% |
