vs
Affirm Holdings, Inc.（AFRM）とPOWELL INDUSTRIES INC（POWL）の財務データ比較。上の社名をクリックして会社を切り替えられます
Affirm Holdings, Inc.の直近四半期売上が大きい（$401.4M vs $251.2M、POWELL INDUSTRIES INCの約1.6倍）。Affirm Holdings, Inc.の純利益率が高く（32.3% vs 16.5%、差は15.8%）。Affirm Holdings, Inc.の前年同期比売上増加率が高い（32.5% vs 4.0%）。Affirm Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$118.0M vs $41.6M）。過去8四半期でAffirm Holdings, Inc.の売上複合成長率が高い（43.5% vs -0.8%）
アファーム・ホールディングスは米国の金融テクノロジー企業で、購入時ローンや後払い決済サービス（BNPL）を提供しています。PayPal共同創業者のマックス・レフチンが2012年に設立した米国最大のBNPL事業者で、2025年現在利用者数は約2600万人、年間決済処理額は370億米ドルに上ります。
Powell Industries, Inc.は1947年に設立され、テキサス州ヒューストンに本社を置く企業で、商業・産業分野向けに電力分配の監視・制御用の統合パッケージソリューション及び電気機器を製造・提供しています。
AFRM vs POWL — 直接比較
損益計算書 — Q2 FY2026 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $401.4M | $251.2M |
| 純利益 | $129.6M | $41.4M |
| 粗利率 | — | 28.4% |
| 営業利益率 | 29.3% | 17.0% |
| 純利益率 | 32.3% | 16.5% |
| 売上前年比 | 32.5% | 4.0% |
| 純利益前年比 | 61.3% | 19.1% |
| EPS（希薄化後） | $0.37 | $3.40 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $401.4M | $251.2M | ||
| Q3 25 | $320.5M | $298.0M | ||
| Q2 25 | $306.6M | $286.3M | ||
| Q1 25 | $272.5M | $278.6M | ||
| Q4 24 | $303.0M | $241.4M | ||
| Q3 24 | $231.8M | $275.1M | ||
| Q2 24 | $224.0M | $288.2M | ||
| Q1 24 | $195.0M | $255.1M |
| Q4 25 | $129.6M | $41.4M | ||
| Q3 25 | $80.7M | $51.4M | ||
| Q2 25 | $69.2M | $48.2M | ||
| Q1 25 | $2.8M | $46.3M | ||
| Q4 24 | $80.4M | $34.8M | ||
| Q3 24 | $-100.2M | $46.1M | ||
| Q2 24 | $-45.1M | $46.2M | ||
| Q1 24 | $-133.9M | $33.5M |
| Q4 25 | — | 28.4% | ||
| Q3 25 | — | 31.4% | ||
| Q2 25 | — | 30.7% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 24.7% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 28.4% | ||
| Q1 24 | — | 24.6% |
| Q4 25 | 29.3% | 17.0% | ||
| Q3 25 | 19.9% | 21.2% | ||
| Q2 25 | 18.9% | 21.0% | ||
| Q1 25 | -3.1% | 21.1% | ||
| Q4 24 | -1.4% | 14.7% | ||
| Q3 24 | -57.2% | 20.4% | ||
| Q2 24 | -32.8% | 19.9% | ||
| Q1 24 | -82.5% | 15.5% |
| Q4 25 | 32.3% | 16.5% | ||
| Q3 25 | 25.2% | 17.3% | ||
| Q2 25 | 22.6% | 16.8% | ||
| Q1 25 | 1.0% | 16.6% | ||
| Q4 24 | 26.5% | 14.4% | ||
| Q3 24 | -43.2% | 16.7% | ||
| Q2 24 | -20.2% | 16.0% | ||
| Q1 24 | -68.7% | 13.1% |
| Q4 25 | $0.37 | $3.40 | ||
| Q3 25 | $0.23 | $4.23 | ||
| Q2 25 | $0.22 | $3.96 | ||
| Q1 25 | $0.01 | $3.81 | ||
| Q4 24 | $0.23 | $2.86 | ||
| Q3 24 | $-0.31 | $3.77 | ||
| Q2 24 | $-0.13 | $3.79 | ||
| Q1 24 | $-0.43 | $2.75 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $1.5B | $500.8M |
| 総負債低いほど良い | $9.0B | — |
| 株主資本純資産 | $3.5B | $668.9M |
| 総資産 | $13.0B | $1.1B |
| 負債/資本比率低いほどレバレッジが低い | 2.54× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $1.5B | $500.8M | ||
| Q3 25 | $1.4B | $475.5M | ||
| Q2 25 | $1.4B | $433.0M | ||
| Q1 25 | $1.4B | $389.3M | ||
| Q4 24 | $1.2B | $373.4M | ||
| Q3 24 | $1.0B | $358.4M | ||
| Q2 24 | $1.0B | $374.0M | ||
| Q1 24 | $1.3B | $365.3M |
| Q4 25 | $9.0B | — | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | — | ||
| Q1 25 | $7.1B | — | ||
| Q4 24 | $7.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.5B | $668.9M | ||
| Q3 25 | $3.3B | $640.8M | ||
| Q2 25 | $3.1B | $594.9M | ||
| Q1 25 | $2.9B | $541.4M | ||
| Q4 24 | $2.8B | $496.3M | ||
| Q3 24 | $2.8B | $483.1M | ||
| Q2 24 | $2.7B | $436.7M | ||
| Q1 24 | $2.6B | $393.8M |
| Q4 25 | $13.0B | $1.1B | ||
| Q3 25 | $11.5B | $1.1B | ||
| Q2 25 | $11.2B | $1.0B | ||
| Q1 25 | $10.4B | $965.4M | ||
| Q4 24 | $10.5B | $912.7M | ||
| Q3 24 | $10.1B | $928.2M | ||
| Q2 24 | $9.5B | $869.0M | ||
| Q1 24 | $9.2B | $849.6M |
| Q4 25 | 2.54× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | 2.49× | — | ||
| Q4 24 | 2.62× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.67× | — | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $173.7M | $43.6M |
| フリーキャッシュフロー営業CF - 設備投資 | $118.0M | $41.6M |
| FCFマージンFCF / 売上 | 29.4% | 16.6% |
| 設備投資強度設備投資 / 売上 | 13.9% | 0.8% |
| キャッシュ転換率営業CF / 純利益 | 1.34× | 1.05× |
| 直近12ヶ月FCF直近4四半期 | $619.1M | $161.5M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $173.7M | $43.6M | ||
| Q3 25 | $374.6M | $61.1M | ||
| Q2 25 | $74.6M | $47.4M | ||
| Q1 25 | $210.4M | $22.4M | ||
| Q4 24 | $312.0M | $37.1M | ||
| Q3 24 | $196.9M | $-6.0M | ||
| Q2 24 | $68.8M | $13.8M | ||
| Q1 24 | $208.2M | $17.0M |
| Q4 25 | $118.0M | $41.6M | ||
| Q3 25 | $320.2M | $59.3M | ||
| Q2 25 | $23.5M | $42.3M | ||
| Q1 25 | $157.4M | $18.3M | ||
| Q4 24 | $268.1M | $34.9M | ||
| Q3 24 | $152.7M | $-14.4M | ||
| Q2 24 | $30.5M | $12.4M | ||
| Q1 24 | $161.7M | $16.1M |
| Q4 25 | 29.4% | 16.6% | ||
| Q3 25 | 99.9% | 19.9% | ||
| Q2 25 | 7.7% | 14.8% | ||
| Q1 25 | 57.7% | 6.6% | ||
| Q4 24 | 88.5% | 14.4% | ||
| Q3 24 | 65.9% | -5.3% | ||
| Q2 24 | 13.6% | 4.3% | ||
| Q1 24 | 82.9% | 6.3% |
| Q4 25 | 13.9% | 0.8% | ||
| Q3 25 | 17.0% | 0.6% | ||
| Q2 25 | 16.7% | 1.8% | ||
| Q1 25 | 19.5% | 1.5% | ||
| Q4 24 | 14.5% | 0.9% | ||
| Q3 24 | 19.0% | 3.1% | ||
| Q2 24 | 17.1% | 0.5% | ||
| Q1 24 | 23.8% | 0.4% |
| Q4 25 | 1.34× | 1.05× | ||
| Q3 25 | 4.64× | 1.19× | ||
| Q2 25 | 1.08× | 0.98× | ||
| Q1 25 | 75.03× | 0.48× | ||
| Q4 24 | 3.88× | 1.07× | ||
| Q3 24 | — | -0.13× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 0.51× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
AFRM
| Merchant Network | $328.4M | 82% |
| Virtual Card Network | $73.0M | 18% |
| Commercial Agreement Amazon | $1.9M | 0% |
POWL
| Oil And Gas Service | $97.9M | 39% |
| Electricity | $69.3M | 28% |
| Commercial And Other Industrial | $40.6M | 16% |
| Petrochemical | $22.8M | 9% |
| Other Customers | $12.0M | 5% |
| Light Rail Traction Power Customer | $8.6M | 3% |
