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Ally Financial Inc.（ALLY）とExlService Holdings, Inc.（EXLS）の財務データ比較。上の社名をクリックして会社を切り替えられます
ExlService Holdings, Inc.の直近四半期売上が大きい（$542.6M vs $301.0M、Ally Financial Inc.の約1.8倍）。Ally Financial Inc.の純利益率が高く（108.6% vs 11.1%、差は97.5%）。ExlService Holdings, Inc.の前年同期比売上増加率が高い（12.7% vs -3.2%）。過去8四半期でExlService Holdings, Inc.の売上複合成長率が高い（11.5% vs 11.1%）
Ally Financial Inc.はアメリカ合衆国デラウェア州に設立登記され、ミシガン州デトロイトに本社を置く銀行持株会社です。自動車金融、ダイレクトバンクによるオンラインバンキング、企業向け融資、車両保険、住宅ローンのほか、分割販売やリース契約といった関連金融サービスを提供しています。
ExlService Holdings Inc.は保険、ヘルスケア、銀行・金融サービス、メディア、小売などの業界を対象に分析・デジタルソリューションを提供するグローバル企業で、本社はニューヨークに所在し、米国、欧州、アジア、中南米、オーストラリア、南アフリカなど世界各地に5万4000人以上の専門スタッフを擁しています。
ALLY vs EXLS — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $301.0M | $542.6M |
| 純利益 | $327.0M | $60.2M |
| 粗利率 | — | 38.6% |
| 営業利益率 | — | 14.4% |
| 純利益率 | 108.6% | 11.1% |
| 売上前年比 | -3.2% | 12.7% |
| 純利益前年比 | 333.6% | 18.9% |
| EPS（希薄化後） | $0.97 | $0.38 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $301.0M | $542.6M | ||
| Q3 25 | $308.0M | $529.6M | ||
| Q2 25 | $312.0M | $514.5M | ||
| Q1 25 | $323.0M | $501.0M | ||
| Q4 24 | $311.0M | $481.4M | ||
| Q3 24 | $319.0M | $472.1M | ||
| Q2 24 | $324.0M | $448.4M | ||
| Q1 24 | $244.0M | $436.5M |
| Q4 25 | $327.0M | $60.2M | ||
| Q3 25 | $398.0M | $58.2M | ||
| Q2 25 | $352.0M | $66.1M | ||
| Q1 25 | $-225.0M | $66.6M | ||
| Q4 24 | $-140.0M | $50.7M | ||
| Q3 24 | $357.0M | $53.0M | ||
| Q2 24 | $294.0M | $45.8M | ||
| Q1 24 | $157.0M | $48.8M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 38.5% | ||
| Q2 25 | — | 37.7% | ||
| Q1 25 | — | 38.6% | ||
| Q4 24 | — | 38.1% | ||
| Q3 24 | — | 37.8% | ||
| Q2 24 | — | 37.1% | ||
| Q1 24 | — | 37.4% |
| Q4 25 | — | 14.4% | ||
| Q3 25 | — | 14.4% | ||
| Q2 25 | — | 15.8% | ||
| Q1 25 | -87.9% | 15.7% | ||
| Q4 24 | 56.3% | 14.8% | ||
| Q3 24 | 73.0% | 14.7% | ||
| Q2 24 | 79.3% | 13.7% | ||
| Q1 24 | 70.1% | 14.1% |
| Q4 25 | 108.6% | 11.1% | ||
| Q3 25 | 129.2% | 11.0% | ||
| Q2 25 | 112.8% | 12.8% | ||
| Q1 25 | -69.7% | 13.3% | ||
| Q4 24 | -45.0% | 10.5% | ||
| Q3 24 | 111.9% | 11.2% | ||
| Q2 24 | 90.7% | 10.2% | ||
| Q1 24 | 64.3% | 11.2% |
| Q4 25 | $0.97 | $0.38 | ||
| Q3 25 | $1.18 | $0.36 | ||
| Q2 25 | $1.04 | $0.40 | ||
| Q1 25 | $-0.82 | $0.40 | ||
| Q4 24 | $-0.54 | $0.31 | ||
| Q3 24 | $1.06 | $0.33 | ||
| Q2 24 | $0.86 | $0.28 | ||
| Q1 24 | $0.42 | $0.29 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $10.0B | $328.4M |
| 総負債低いほど良い | $17.1B | $298.6M |
| 株主資本純資産 | $15.5B | $912.7M |
| 総資産 | $196.0B | $1.7B |
| 負債/資本比率低いほどレバレッジが低い | 1.10× | 0.33× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $10.0B | $328.4M | ||
| Q3 25 | $10.2B | $390.1M | ||
| Q2 25 | $10.6B | $353.3M | ||
| Q1 25 | $10.4B | $331.4M | ||
| Q4 24 | $10.3B | $340.6M | ||
| Q3 24 | $8.6B | $325.8M | ||
| Q2 24 | $7.4B | $276.1M | ||
| Q1 24 | $8.2B | $246.2M |
| Q4 25 | $17.1B | $298.6M | ||
| Q3 25 | $16.7B | $354.8M | ||
| Q2 25 | $15.9B | $260.0M | ||
| Q1 25 | $16.5B | $307.3M | ||
| Q4 24 | $17.5B | $288.5M | ||
| Q3 24 | $16.8B | $344.7M | ||
| Q2 24 | $16.0B | — | ||
| Q1 24 | $17.0B | — |
| Q4 25 | $15.5B | $912.7M | ||
| Q3 25 | $15.1B | $952.4M | ||
| Q2 25 | $14.5B | $1.1B | ||
| Q1 25 | $14.2B | $1.0B | ||
| Q4 24 | $13.9B | $929.9M | ||
| Q3 24 | $14.7B | $907.6M | ||
| Q2 24 | $13.9B | $852.6M | ||
| Q1 24 | $13.7B | $803.3M |
| Q4 25 | $196.0B | $1.7B | ||
| Q3 25 | $191.7B | $1.7B | ||
| Q2 25 | $189.5B | $1.7B | ||
| Q1 25 | $193.3B | $1.7B | ||
| Q4 24 | $191.8B | $1.6B | ||
| Q3 24 | $193.0B | $1.6B | ||
| Q2 24 | $192.5B | $1.5B | ||
| Q1 24 | $192.9B | $1.4B |
| Q4 25 | 1.10× | 0.33× | ||
| Q3 25 | 1.11× | 0.37× | ||
| Q2 25 | 1.09× | 0.25× | ||
| Q1 25 | 1.16× | 0.30× | ||
| Q4 24 | 1.26× | 0.31× | ||
| Q3 24 | 1.14× | 0.38× | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.25× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $640.0M | $117.4M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $106.5M |
| FCFマージンFCF / 売上 | — | 19.6% |
| 設備投資強度設備投資 / 売上 | — | 2.0% |
| キャッシュ転換率営業CF / 純利益 | 1.96× | 1.95× |
| 直近12ヶ月FCF直近4四半期 | — | $298.1M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $640.0M | $117.4M | ||
| Q3 25 | $1.2B | $120.7M | ||
| Q2 25 | $947.0M | $109.4M | ||
| Q1 25 | $940.0M | $3.2M | ||
| Q4 24 | $620.0M | $105.3M | ||
| Q3 24 | $992.0M | $110.1M | ||
| Q2 24 | $1.6B | $74.9M | ||
| Q1 24 | $1.3B | $-21.9M |
| Q4 25 | — | $106.5M | ||
| Q3 25 | — | $106.4M | ||
| Q2 25 | — | $95.0M | ||
| Q1 25 | — | $-9.7M | ||
| Q4 24 | — | $95.3M | ||
| Q3 24 | — | $97.3M | ||
| Q2 24 | — | $62.8M | ||
| Q1 24 | — | $-33.1M |
| Q4 25 | — | 19.6% | ||
| Q3 25 | — | 20.1% | ||
| Q2 25 | — | 18.5% | ||
| Q1 25 | — | -1.9% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | — | 20.6% | ||
| Q2 24 | — | 14.0% | ||
| Q1 24 | — | -7.6% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | — | 2.6% |
| Q4 25 | 1.96× | 1.95× | ||
| Q3 25 | 3.02× | 2.08× | ||
| Q2 25 | 2.69× | 1.66× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 2.08× | ||
| Q3 24 | 2.78× | 2.08× | ||
| Q2 24 | 5.36× | 1.63× | ||
| Q1 24 | 8.54× | -0.45× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
EXLS
| Insurance | $185.8M | 34% |
| Healthcare And Life Sciences | $142.2M | 26% |
| Banking Capital Markets And Diversified Industries | $122.6M | 23% |
| International Growth Markets | $92.0M | 17% |
