vs
BRUNSWICK CORP（BC）とHANOVER INSURANCE GROUP, INC.（THG）の財務データ比較。上の社名をクリックして会社を切り替えられます
HANOVER INSURANCE GROUP, INC.の直近四半期売上が大きい（$1.7B vs $1.3B、BRUNSWICK CORPの約1.3倍）。HANOVER INSURANCE GROUP, INC.の純利益率が高く（11.9% vs 1.4%、差は10.5%）。BRUNSWICK CORPの前年同期比売上増加率が高い（15.5% vs 5.5%）。HANOVER INSURANCE GROUP, INC.の直近四半期フリーキャッシュフローが多い（$377.0M vs $83.6M）。過去8四半期でHANOVER INSURANCE GROUP, INC.の売上複合成長率が高い（3.8% vs -1.1%）
ブランズウィック・コーポレーションは1845年創業の米国企業で、多種多様な製品の開発・製造・販売を行っている。Mercury Marineをはじめとする複数のブランドを保有し、24カ国に1万3000人以上の従業員が在籍し、2024年の売上高は52億米ドル、世界本社はイリノイ州シカゴ北部郊外のメタワに所在する。
ハノーバー保険グループは米国マサチューセッツ州ウースターに本社を置く保険会社です。1852年に損害保険会社として設立され、原名で上場を続けていましたが、1990年代初頭にオルメリカ損害保険会社に社名を変更しました。
BC vs THG — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $1.3B | $1.7B |
| 純利益 | $18.7M | $198.5M |
| 粗利率 | 23.1% | — |
| 営業利益率 | 3.1% | 17.3% |
| 純利益率 | 1.4% | 11.9% |
| 売上前年比 | 15.5% | 5.5% |
| 純利益前年比 | 122.7% | 18.2% |
| EPS（希薄化後） | $0.32 | $5.46 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $1.3B | $1.7B | ||
| Q3 25 | $1.4B | $1.7B | ||
| Q2 25 | $1.4B | $1.7B | ||
| Q1 25 | $1.2B | $1.6B | ||
| Q4 24 | $1.2B | $1.6B | ||
| Q3 24 | $1.3B | $1.6B | ||
| Q2 24 | $1.4B | $1.5B | ||
| Q1 24 | $1.4B | $1.6B |
| Q4 25 | $18.7M | $198.5M | ||
| Q3 25 | $-235.5M | $178.7M | ||
| Q2 25 | $59.3M | $157.1M | ||
| Q1 25 | $20.2M | $128.2M | ||
| Q4 24 | $-82.5M | $167.9M | ||
| Q3 24 | $44.6M | $102.1M | ||
| Q2 24 | $100.0M | $40.5M | ||
| Q1 24 | $68.0M | $115.5M |
| Q4 25 | 23.1% | — | ||
| Q3 25 | 25.8% | — | ||
| Q2 25 | 25.5% | — | ||
| Q1 25 | 24.9% | — | ||
| Q4 24 | 21.9% | — | ||
| Q3 24 | 26.2% | — | ||
| Q2 24 | 27.1% | — | ||
| Q1 24 | 27.4% | — |
| Q4 25 | 3.1% | 17.3% | ||
| Q3 25 | -17.8% | 14.9% | ||
| Q2 25 | 7.1% | 12.7% | ||
| Q1 25 | 4.6% | 11.6% | ||
| Q4 24 | -4.8% | 16.1% | ||
| Q3 24 | 7.7% | 9.6% | ||
| Q2 24 | 11.0% | 6.2% | ||
| Q1 24 | 8.1% | 9.7% |
| Q4 25 | 1.4% | 11.9% | ||
| Q3 25 | -17.3% | 10.7% | ||
| Q2 25 | 4.1% | 9.5% | ||
| Q1 25 | 1.7% | 8.0% | ||
| Q4 24 | -7.1% | 10.6% | ||
| Q3 24 | 3.5% | 6.5% | ||
| Q2 24 | 6.9% | 2.6% | ||
| Q1 24 | 5.0% | 7.4% |
| Q4 25 | $0.32 | $5.46 | ||
| Q3 25 | $-3.59 | $4.90 | ||
| Q2 25 | $0.89 | $4.30 | ||
| Q1 25 | $0.30 | $3.50 | ||
| Q4 24 | $-1.21 | $4.60 | ||
| Q3 24 | $0.67 | $2.80 | ||
| Q2 24 | $1.48 | $1.12 | ||
| Q1 24 | $0.99 | $3.18 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $256.8M | $1.1B |
| 総負債低いほど良い | $2.1B | $843.3M |
| 株主資本純資産 | $1.6B | $3.6B |
| 総資産 | $5.3B | $16.9B |
| 負債/資本比率低いほどレバレッジが低い | 1.30× | 0.24× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $256.8M | $1.1B | ||
| Q3 25 | $297.7M | $915.7M | ||
| Q2 25 | $315.7M | $244.1M | ||
| Q1 25 | $286.7M | $315.1M | ||
| Q4 24 | $269.0M | $435.5M | ||
| Q3 24 | $284.1M | $427.1M | ||
| Q2 24 | $494.5M | $337.6M | ||
| Q1 24 | $548.4M | $264.6M |
| Q4 25 | $2.1B | $843.3M | ||
| Q3 25 | — | $843.0M | ||
| Q2 25 | — | $347.8M | ||
| Q1 25 | — | $722.5M | ||
| Q4 24 | $2.4B | $722.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.6B | $3.6B | ||
| Q3 25 | $1.6B | $3.4B | ||
| Q2 25 | $1.9B | $3.2B | ||
| Q1 25 | $1.9B | $3.0B | ||
| Q4 24 | $1.9B | $2.8B | ||
| Q3 24 | $2.0B | $2.9B | ||
| Q2 24 | $2.0B | $2.6B | ||
| Q1 24 | $2.0B | $2.5B |
| Q4 25 | $5.3B | $16.9B | ||
| Q3 25 | $5.4B | $16.8B | ||
| Q2 25 | $5.8B | $15.7B | ||
| Q1 25 | $5.9B | $15.5B | ||
| Q4 24 | $5.7B | $15.3B | ||
| Q3 24 | $6.0B | $15.4B | ||
| Q2 24 | $6.4B | $14.9B | ||
| Q1 24 | $6.5B | $14.6B |
| Q4 25 | 1.30× | 0.24× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | 1.25× | 0.25× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $132.9M | $378.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $83.6M | $377.0M |
| FCFマージンFCF / 売上 | 6.3% | 22.6% |
| 設備投資強度設備投資 / 売上 | 3.7% | 0.1% |
| キャッシュ転換率営業CF / 純利益 | 7.11× | 1.91× |
| 直近12ヶ月FCF直近4四半期 | $396.3M | $1.2B |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $132.9M | $378.2M | ||
| Q3 25 | $140.4M | $554.4M | ||
| Q2 25 | $316.2M | $206.6M | ||
| Q1 25 | $-27.4M | $38.9M | ||
| Q4 24 | $306.4M | $213.5M | ||
| Q3 24 | $67.4M | $394.7M | ||
| Q2 24 | $211.0M | $139.5M | ||
| Q1 24 | $-153.4M | $58.7M |
| Q4 25 | $83.6M | $377.0M | ||
| Q3 25 | $106.5M | $551.4M | ||
| Q2 25 | $271.3M | $204.9M | ||
| Q1 25 | $-65.1M | $37.1M | ||
| Q4 24 | $276.1M | $210.5M | ||
| Q3 24 | $31.4M | $392.3M | ||
| Q2 24 | $163.9M | $137.3M | ||
| Q1 24 | $-207.4M | $56.1M |
| Q4 25 | 6.3% | 22.6% | ||
| Q3 25 | 7.8% | 33.1% | ||
| Q2 25 | 18.7% | 12.4% | ||
| Q1 25 | -5.3% | 2.3% | ||
| Q4 24 | 23.9% | 13.3% | ||
| Q3 24 | 2.5% | 25.1% | ||
| Q2 24 | 11.4% | 8.9% | ||
| Q1 24 | -15.2% | 3.6% |
| Q4 25 | 3.7% | 0.1% | ||
| Q3 25 | 2.5% | 0.2% | ||
| Q2 25 | 3.1% | 0.1% | ||
| Q1 25 | 3.1% | 0.1% | ||
| Q4 24 | 2.6% | 0.2% | ||
| Q3 24 | 2.8% | 0.2% | ||
| Q2 24 | 3.3% | 0.1% | ||
| Q1 24 | 4.0% | 0.2% |
| Q4 25 | 7.11× | 1.91× | ||
| Q3 25 | — | 3.10× | ||
| Q2 25 | 5.33× | 1.32× | ||
| Q1 25 | -1.36× | 0.30× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | 1.51× | 3.87× | ||
| Q2 24 | 2.11× | 3.44× | ||
| Q1 24 | -2.26× | 0.51× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
BC
| Engine Partsand Accessories | $532.4M | 40% |
| Navico Group | $452.9M | 34% |
| Recreational Fiberglass Boats | $111.6M | 8% |
| Saltwater Fishing Boats | $85.7M | 6% |
| Controls Riggingand Propellers | $78.3M | 6% |
| Business Acceleration | $48.1M | 4% |
| Sterndrive Engine | $32.6M | 2% |
THG
| Personal Lines Segment | $684.6M | 41% |
| Core Commercial Lines Segment | $617.8M | 37% |
| Specialty Lines Segment | $377.9M | 23% |
