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PATHWARD FINANCIAL, INC.（CASH）とRanger Energy Services, Inc.（RNGR）の財務データ比較。上の社名をクリックして会社を切り替えられます
PATHWARD FINANCIAL, INC.の直近四半期売上が大きい（$173.1M vs $142.2M、Ranger Energy Services, Inc.の約1.2倍）。PATHWARD FINANCIAL, INC.の純利益率が高く（20.3% vs 2.3%、差は18.1%）。PATHWARD FINANCIAL, INC.の前年同期比売上増加率が高い（-0.2% vs -0.6%）。PATHWARD FINANCIAL, INC.の直近四半期フリーキャッシュフローが多い（$104.1M vs $17.1M）。過去8四半期でRanger Energy Services, Inc.の売上複合成長率が高い（1.9% vs -18.0%）
Pathward Financial, Inc.はアメリカを本拠地とする銀行・金融サービス企業である。親会社のMetaフィナンシャル・グループが「Meta」商標をMeta Platformsに売却したことを受け、2022年に現在の社名に変更した。
レンジャー・エナジー・サービシズ社は北米屈指の陸上油田サービスプロバイダーであり、上流の石油・ガス事業者に対して坑井完成、修井、リグ運用、生産性向上ソリューションを提供し、主に米国本土のシェール・緻密資源開発地域で事業を展開しています。
CASH vs RNGR — 直接比較
損益計算書 — Q1 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $173.1M | $142.2M |
| 純利益 | $35.2M | $3.2M |
| 粗利率 | — | — |
| 営業利益率 | 24.6% | 2.3% |
| 純利益率 | 20.3% | 2.3% |
| 売上前年比 | -0.2% | -0.6% |
| 純利益前年比 | 11.9% | -44.8% |
| EPS（希薄化後） | $1.57 | $0.14 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $173.1M | $142.2M | ||
| Q3 25 | $186.7M | $128.9M | ||
| Q2 25 | $195.8M | $140.6M | ||
| Q1 25 | $274.8M | $135.2M | ||
| Q4 24 | $182.6M | $143.1M | ||
| Q3 24 | $179.5M | $153.0M | ||
| Q2 24 | $188.6M | $138.1M | ||
| Q1 24 | $257.6M | $136.9M |
| Q4 25 | $35.2M | $3.2M | ||
| Q3 25 | $38.8M | $1.2M | ||
| Q2 25 | $42.1M | $7.3M | ||
| Q1 25 | $75.0M | $600.0K | ||
| Q4 24 | $30.0M | $5.8M | ||
| Q3 24 | $33.5M | $8.7M | ||
| Q2 24 | $44.9M | $4.7M | ||
| Q1 24 | $69.9M | $-800.0K |
| Q4 25 | 24.6% | 2.3% | ||
| Q3 25 | 25.9% | 2.0% | ||
| Q2 25 | 24.1% | 6.1% | ||
| Q1 25 | 33.2% | 0.7% | ||
| Q4 24 | 19.8% | 6.2% | ||
| Q3 24 | 20.9% | 8.4% | ||
| Q2 24 | 27.1% | 5.3% | ||
| Q1 24 | 33.8% | -0.4% |
| Q4 25 | 20.3% | 2.3% | ||
| Q3 25 | 20.8% | 0.9% | ||
| Q2 25 | 21.5% | 5.2% | ||
| Q1 25 | 27.3% | 0.4% | ||
| Q4 24 | 16.4% | 4.1% | ||
| Q3 24 | 18.7% | 5.7% | ||
| Q2 24 | 23.8% | 3.4% | ||
| Q1 24 | 27.1% | -0.6% |
| Q4 25 | $1.57 | $0.14 | ||
| Q3 25 | $1.69 | $0.05 | ||
| Q2 25 | $1.81 | $0.32 | ||
| Q1 25 | $3.14 | $0.03 | ||
| Q4 24 | $1.23 | $0.24 | ||
| Q3 24 | $1.34 | $0.39 | ||
| Q2 24 | $1.78 | $0.21 | ||
| Q1 24 | $2.74 | $-0.03 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $331.2M | $10.3M |
| 総負債低いほど良い | $33.5M | — |
| 株主資本純資産 | $854.5M | $300.1M |
| 総資産 | $7.6B | $419.3M |
| 負債/資本比率低いほどレバレッジが低い | 0.04× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $331.2M | $10.3M | ||
| Q3 25 | $120.6M | $45.2M | ||
| Q2 25 | $258.3M | $48.9M | ||
| Q1 25 | $254.2M | $40.3M | ||
| Q4 24 | $597.4M | $40.9M | ||
| Q3 24 | $158.3M | $14.8M | ||
| Q2 24 | $298.9M | $8.7M | ||
| Q1 24 | $347.9M | $11.1M |
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | $0 | ||
| Q3 24 | $33.4M | $0 | ||
| Q2 24 | $33.3M | $0 | ||
| Q1 24 | $33.4M | $0 |
| Q4 25 | $854.5M | $300.1M | ||
| Q3 25 | $858.0M | $270.0M | ||
| Q2 25 | $819.0M | $276.9M | ||
| Q1 25 | $814.7M | $272.6M | ||
| Q4 24 | $758.3M | $273.8M | ||
| Q3 24 | $822.5M | $267.6M | ||
| Q2 24 | $748.4M | $260.5M | ||
| Q1 24 | $719.5M | $261.7M |
| Q4 25 | $7.6B | $419.3M | ||
| Q3 25 | $7.2B | $372.8M | ||
| Q2 25 | $7.2B | $381.7M | ||
| Q1 25 | $7.0B | $376.5M | ||
| Q4 24 | $7.6B | $381.6M | ||
| Q3 24 | $7.5B | $373.9M | ||
| Q2 24 | $7.5B | $359.6M | ||
| Q1 24 | $7.4B | $355.5M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | 0.00× | ||
| Q3 24 | 0.04× | 0.00× | ||
| Q2 24 | 0.04× | 0.00× | ||
| Q1 24 | 0.05× | 0.00× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $108.3M | $24.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $104.1M | $17.1M |
| FCFマージンFCF / 売上 | 60.1% | 12.0% |
| 設備投資強度設備投資 / 売上 | 2.4% | 4.9% |
| キャッシュ転換率営業CF / 純利益 | 3.08× | 7.53× |
| 直近12ヶ月FCF直近4四半期 | $616.8M | $42.9M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $108.3M | $24.1M | ||
| Q3 25 | $303.7M | $13.6M | ||
| Q2 25 | $30.4M | $20.7M | ||
| Q1 25 | $188.3M | $10.6M | ||
| Q4 24 | $-71.7M | $32.7M | ||
| Q3 24 | $143.1M | $17.7M | ||
| Q2 24 | $113.2M | $22.1M | ||
| Q1 24 | $203.0M | $12.0M |
| Q4 25 | $104.1M | $17.1M | ||
| Q3 25 | $300.3M | $8.0M | ||
| Q2 25 | $27.7M | $14.4M | ||
| Q1 25 | $184.7M | $3.4M | ||
| Q4 24 | $-73.8M | $27.3M | ||
| Q3 24 | $138.8M | $10.8M | ||
| Q2 24 | $111.0M | $6.8M | ||
| Q1 24 | $201.3M | $5.5M |
| Q4 25 | 60.1% | 12.0% | ||
| Q3 25 | 160.9% | 6.2% | ||
| Q2 25 | 14.1% | 10.2% | ||
| Q1 25 | 67.2% | 2.5% | ||
| Q4 24 | -40.4% | 19.1% | ||
| Q3 24 | 77.3% | 7.1% | ||
| Q2 24 | 58.8% | 4.9% | ||
| Q1 24 | 78.1% | 4.0% |
| Q4 25 | 2.4% | 4.9% | ||
| Q3 25 | 1.8% | 4.3% | ||
| Q2 25 | 1.4% | 4.5% | ||
| Q1 25 | 1.3% | 5.3% | ||
| Q4 24 | 1.1% | 3.8% | ||
| Q3 24 | 2.4% | 4.5% | ||
| Q2 24 | 1.2% | 11.1% | ||
| Q1 24 | 0.7% | 4.7% |
| Q4 25 | 3.08× | 7.53× | ||
| Q3 25 | 7.83× | 11.33× | ||
| Q2 25 | 0.72× | 2.84× | ||
| Q1 25 | 2.51× | 17.67× | ||
| Q4 24 | -2.39× | 5.64× | ||
| Q3 24 | 4.27× | 2.03× | ||
| Q2 24 | 2.52× | 4.70× | ||
| Q1 24 | 2.90× | — |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
