vs
CSG SYSTEMS INTERNATIONAL INC（CSGS）とEZCORP INC（EZPW）の財務データ比較。上の社名をクリックして会社を切り替えられます
EZCORP INCの直近四半期売上が大きい（$382.0M vs $323.1M、CSG SYSTEMS INTERNATIONAL INCの約1.2倍）。EZCORP INCの純利益率が高く（11.6% vs 2.2%、差は9.4%）。EZCORP INCの前年同期比売上増加率が高い（19.3% vs 2.0%）。CSG SYSTEMS INTERNATIONAL INCの直近四半期フリーキャッシュフローが多い（$55.8M vs $31.7M）。過去8四半期でEZCORP INCの売上複合成長率が高い（15.6% vs 4.6%）
中国南玻集団股フン有限公司は中国最大級の建築用ガラスメーカーで、浮きガラス、建築用ガラス、ディスプレイ用ガラス、自動車用ガラス、コーティングガラス、鏡、カラーフィルターガラス、太陽光発電用ガラス、省エネガラスなど多種多様なガラス製品の製造・販売を手がけています。
EZCORPはアメリカ合衆国テキサス州オースティンを本拠とする質屋運営企業です。アメリカ全土およびラテンアメリカで事業を展開しており、Cash America Internationalに次いでアメリカで2番目に規模の大きい質屋運営業者で、ナスダックに上場しています。
CSGS vs EZPW — 直接比較
損益計算書 — Q4 FY2025 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $323.1M | $382.0M |
| 純利益 | $7.0M | $44.3M |
| 粗利率 | 50.0% | 58.4% |
| 営業利益率 | 9.0% | 15.9% |
| 純利益率 | 2.2% | 11.6% |
| 売上前年比 | 2.0% | 19.3% |
| 純利益前年比 | -79.7% | 42.8% |
| EPS（希薄化後） | $0.24 | $0.55 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $323.1M | $382.0M | ||
| Q3 25 | $303.6M | $336.8M | ||
| Q2 25 | $297.1M | $311.0M | ||
| Q1 25 | $299.5M | $306.3M | ||
| Q4 24 | $316.7M | $320.2M | ||
| Q3 24 | $295.1M | $294.6M | ||
| Q2 24 | $290.3M | $281.4M | ||
| Q1 24 | $295.1M | $285.6M |
| Q4 25 | $7.0M | $44.3M | ||
| Q3 25 | $20.5M | $26.7M | ||
| Q2 25 | $12.3M | $26.5M | ||
| Q1 25 | $16.1M | $25.4M | ||
| Q4 24 | $34.5M | $31.0M | ||
| Q3 24 | $19.1M | $15.2M | ||
| Q2 24 | $13.8M | $17.9M | ||
| Q1 24 | $19.5M | $21.5M |
| Q4 25 | 50.0% | 58.4% | ||
| Q3 25 | 48.1% | 59.0% | ||
| Q2 25 | 49.5% | 59.1% | ||
| Q1 25 | 48.4% | 58.3% | ||
| Q4 24 | 51.3% | 57.9% | ||
| Q3 24 | 49.4% | 59.5% | ||
| Q2 24 | 47.3% | 59.2% | ||
| Q1 24 | 46.5% | 58.7% |
| Q4 25 | 9.0% | 15.9% | ||
| Q3 25 | 10.0% | 11.0% | ||
| Q2 25 | 10.0% | 11.6% | ||
| Q1 25 | 9.8% | 11.2% | ||
| Q4 24 | 13.4% | 13.1% | ||
| Q3 24 | 10.8% | 8.8% | ||
| Q2 24 | 8.8% | 7.9% | ||
| Q1 24 | 10.8% | 9.6% |
| Q4 25 | 2.2% | 11.6% | ||
| Q3 25 | 6.7% | 7.9% | ||
| Q2 25 | 4.1% | 8.5% | ||
| Q1 25 | 5.4% | 8.3% | ||
| Q4 24 | 10.9% | 9.7% | ||
| Q3 24 | 6.5% | 5.2% | ||
| Q2 24 | 4.8% | 6.4% | ||
| Q1 24 | 6.6% | 7.5% |
| Q4 25 | $0.24 | $0.55 | ||
| Q3 25 | $0.73 | $0.35 | ||
| Q2 25 | $0.44 | $0.34 | ||
| Q1 25 | $0.57 | $0.33 | ||
| Q4 24 | $1.20 | $0.40 | ||
| Q3 24 | $0.67 | $0.20 | ||
| Q2 24 | $0.48 | $0.25 | ||
| Q1 24 | $0.68 | $0.29 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $180.0M | $465.9M |
| 総負債低いほど良い | $539.5M | $518.6M |
| 株主資本純資産 | $283.7M | $1.1B |
| 総資産 | $1.5B | $2.0B |
| 負債/資本比率低いほどレバレッジが低い | 1.90× | 0.48× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $180.0M | $465.9M | ||
| Q3 25 | $158.4M | $469.5M | ||
| Q2 25 | $145.9M | $472.1M | ||
| Q1 25 | $136.0M | $505.2M | ||
| Q4 24 | $161.8M | $174.5M | ||
| Q3 24 | $118.4M | $170.5M | ||
| Q2 24 | $110.4M | $218.0M | ||
| Q1 24 | $120.8M | $229.1M |
| Q4 25 | $539.5M | $518.6M | ||
| Q3 25 | $538.6M | $518.1M | ||
| Q2 25 | $537.8M | $517.6M | ||
| Q1 25 | $537.6M | $620.5M | ||
| Q4 24 | $538.5M | $327.7M | ||
| Q3 24 | $539.5M | $327.3M | ||
| Q2 24 | $540.5M | $361.3M | ||
| Q1 24 | $541.5M | $360.9M |
| Q4 25 | $283.7M | $1.1B | ||
| Q3 25 | $289.5M | $1.0B | ||
| Q2 25 | $290.7M | $990.1M | ||
| Q1 25 | $283.1M | $851.6M | ||
| Q4 24 | $282.6M | $823.9M | ||
| Q3 24 | $288.4M | $804.6M | ||
| Q2 24 | $273.3M | $801.5M | ||
| Q1 24 | $269.3M | $800.4M |
| Q4 25 | $1.5B | $2.0B | ||
| Q3 25 | $1.5B | $2.0B | ||
| Q2 25 | $1.4B | $1.9B | ||
| Q1 25 | $1.4B | $1.8B | ||
| Q4 24 | $1.5B | $1.5B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.4B | $1.5B | ||
| Q1 24 | $1.3B | $1.5B |
| Q4 25 | 1.90× | 0.48× | ||
| Q3 25 | 1.86× | 0.51× | ||
| Q2 25 | 1.85× | 0.52× | ||
| Q1 25 | 1.90× | 0.73× | ||
| Q4 24 | 1.91× | 0.40× | ||
| Q3 24 | 1.87× | 0.41× | ||
| Q2 24 | 1.98× | 0.45× | ||
| Q1 24 | 2.01× | 0.45× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $59.2M | $39.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | $31.7M |
| FCFマージンFCF / 売上 | 17.3% | 8.3% |
| 設備投資強度設備投資 / 売上 | 1.1% | 2.0% |
| キャッシュ転換率営業CF / 純利益 | 8.46× | 0.88× |
| 直近12ヶ月FCF直近4四半期 | $141.4M | $121.7M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $59.2M | $39.1M | ||
| Q3 25 | $47.9M | $51.3M | ||
| Q2 25 | $37.3M | $34.8M | ||
| Q1 25 | $11.5M | $36.9M | ||
| Q4 24 | $82.5M | $26.0M | ||
| Q3 24 | $39.5M | $43.3M | ||
| Q2 24 | $43.1M | $33.7M | ||
| Q1 24 | $-29.4M | $15.1M |
| Q4 25 | $55.8M | $31.7M | ||
| Q3 25 | $43.9M | $35.7M | ||
| Q2 25 | $34.6M | $25.7M | ||
| Q1 25 | $7.1M | $28.6M | ||
| Q4 24 | $76.6M | $20.4M | ||
| Q3 24 | $32.0M | $24.4M | ||
| Q2 24 | $38.8M | $30.5M | ||
| Q1 24 | $-34.1M | $8.6M |
| Q4 25 | 17.3% | 8.3% | ||
| Q3 25 | 14.5% | 10.6% | ||
| Q2 25 | 11.6% | 8.3% | ||
| Q1 25 | 2.4% | 9.3% | ||
| Q4 24 | 24.2% | 6.4% | ||
| Q3 24 | 10.8% | 8.3% | ||
| Q2 24 | 13.4% | 10.8% | ||
| Q1 24 | -11.6% | 3.0% |
| Q4 25 | 1.1% | 2.0% | ||
| Q3 25 | 1.3% | 4.6% | ||
| Q2 25 | 0.9% | 2.9% | ||
| Q1 25 | 1.5% | 2.7% | ||
| Q4 24 | 1.9% | 1.8% | ||
| Q3 24 | 2.5% | 6.4% | ||
| Q2 24 | 1.5% | 1.1% | ||
| Q1 24 | 1.6% | 2.3% |
| Q4 25 | 8.46× | 0.88× | ||
| Q3 25 | 2.34× | 1.92× | ||
| Q2 25 | 3.04× | 1.31× | ||
| Q1 25 | 0.71× | 1.45× | ||
| Q4 24 | 2.39× | 0.84× | ||
| Q3 24 | 2.07× | 2.85× | ||
| Q2 24 | 3.12× | 1.88× | ||
| Q1 24 | -1.51× | 0.70× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
