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CSG SYSTEMS INTERNATIONAL INC（CSGS）とFidelity National Financial, Inc.（FNF）の財務データ比較。上の社名をクリックして会社を切り替えられます
Fidelity National Financial, Inc.の直近四半期売上が大きい（$544.0M vs $323.1M、CSG SYSTEMS INTERNATIONAL INCの約1.7倍）。CSG SYSTEMS INTERNATIONAL INCの純利益率が高く（2.2% vs -21.5%、差は23.7%）。Fidelity National Financial, Inc.の前年同期比売上増加率が高い（10.3% vs 2.0%）。過去8四半期でFidelity National Financial, Inc.の売上複合成長率が高い（13.7% vs 4.6%）
中国南玻集団股フン有限公司は中国最大級の建築用ガラスメーカーで、浮きガラス、建築用ガラス、ディスプレイ用ガラス、自動車用ガラス、コーティングガラス、鏡、カラーフィルターガラス、太陽光発電用ガラス、省エネガラスなど多種多様なガラス製品の製造・販売を手がけています。
フィデリティ・ナショナル・ファイナンシャルは米国のフォーチュン500にランクインする企業で、不動産・住宅ローン業界向けに所有権保険と決済サービスを提供している。2019年の所有権保険および不動産関連事業の年間売上高は約84億6900万ドルである。
CSGS vs FNF — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $323.1M | $544.0M |
| 純利益 | $7.0M | $-117.0M |
| 粗利率 | 50.0% | — |
| 営業利益率 | 9.0% | 82.9% |
| 純利益率 | 2.2% | -21.5% |
| 売上前年比 | 2.0% | 10.3% |
| 純利益前年比 | -79.7% | -126.0% |
| EPS（希薄化後） | $0.24 | $-0.44 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $323.1M | $544.0M | ||
| Q3 25 | $303.6M | $553.0M | ||
| Q2 25 | $297.1M | $547.0M | ||
| Q1 25 | $299.5M | $455.0M | ||
| Q4 24 | $316.7M | $493.0M | ||
| Q3 24 | $295.1M | $506.0M | ||
| Q2 24 | $290.3M | $504.0M | ||
| Q1 24 | $295.1M | $421.0M |
| Q4 25 | $7.0M | $-117.0M | ||
| Q3 25 | $20.5M | $358.0M | ||
| Q2 25 | $12.3M | $278.0M | ||
| Q1 25 | $16.1M | $83.0M | ||
| Q4 24 | $34.5M | $450.0M | ||
| Q3 24 | $19.1M | $266.0M | ||
| Q2 24 | $13.8M | $306.0M | ||
| Q1 24 | $19.5M | $248.0M |
| Q4 25 | 50.0% | — | ||
| Q3 25 | 48.1% | — | ||
| Q2 25 | 49.5% | — | ||
| Q1 25 | 48.4% | — | ||
| Q4 24 | 51.3% | — | ||
| Q3 24 | 49.4% | — | ||
| Q2 24 | 47.3% | — | ||
| Q1 24 | 46.5% | — |
| Q4 25 | 9.0% | 82.9% | ||
| Q3 25 | 10.0% | 81.9% | ||
| Q2 25 | 10.0% | 69.8% | ||
| Q1 25 | 9.8% | 24.4% | ||
| Q4 24 | 13.4% | — | ||
| Q3 24 | 10.8% | 61.9% | ||
| Q2 24 | 8.8% | 90.9% | ||
| Q1 24 | 10.8% | 78.6% |
| Q4 25 | 2.2% | -21.5% | ||
| Q3 25 | 6.7% | 64.7% | ||
| Q2 25 | 4.1% | 50.8% | ||
| Q1 25 | 5.4% | 18.2% | ||
| Q4 24 | 10.9% | 91.3% | ||
| Q3 24 | 6.5% | 52.6% | ||
| Q2 24 | 4.8% | 60.7% | ||
| Q1 24 | 6.6% | 58.9% |
| Q4 25 | $0.24 | $-0.44 | ||
| Q3 25 | $0.73 | $1.33 | ||
| Q2 25 | $0.44 | $1.02 | ||
| Q1 25 | $0.57 | $0.30 | ||
| Q4 24 | $1.20 | $1.65 | ||
| Q3 24 | $0.67 | $0.97 | ||
| Q2 24 | $0.48 | $1.12 | ||
| Q1 24 | $0.68 | $0.91 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $180.0M | $2.6B |
| 総負債低いほど良い | $539.5M | $4.4B |
| 株主資本純資産 | $283.7M | $7.4B |
| 総資産 | $1.5B | $109.0B |
| 負債/資本比率低いほどレバレッジが低い | 1.90× | 0.59× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $180.0M | $2.6B | ||
| Q3 25 | $158.4M | $3.5B | ||
| Q2 25 | $145.9M | $3.3B | ||
| Q1 25 | $136.0M | $4.5B | ||
| Q4 24 | $161.8M | $3.5B | ||
| Q3 24 | $118.4M | $5.0B | ||
| Q2 24 | $110.4M | $4.9B | ||
| Q1 24 | $120.8M | $3.5B |
| Q4 25 | $539.5M | $4.4B | ||
| Q3 25 | $538.6M | $4.4B | ||
| Q2 25 | $537.8M | $4.4B | ||
| Q1 25 | $537.6M | $4.4B | ||
| Q4 24 | $538.5M | $4.3B | ||
| Q3 24 | $539.5M | $4.2B | ||
| Q2 24 | $540.5M | $4.2B | ||
| Q1 24 | $541.5M | $3.9B |
| Q4 25 | $283.7M | $7.4B | ||
| Q3 25 | $289.5M | $8.4B | ||
| Q2 25 | $290.7M | $7.9B | ||
| Q1 25 | $283.1M | $7.9B | ||
| Q4 24 | $282.6M | $7.8B | ||
| Q3 24 | $288.4M | $8.1B | ||
| Q2 24 | $273.3M | $7.3B | ||
| Q1 24 | $269.3M | $7.1B |
| Q4 25 | $1.5B | $109.0B | ||
| Q3 25 | $1.5B | $106.6B | ||
| Q2 25 | $1.4B | $102.3B | ||
| Q1 25 | $1.4B | $98.2B | ||
| Q4 24 | $1.5B | $95.4B | ||
| Q3 24 | $1.4B | $94.7B | ||
| Q2 24 | $1.4B | $88.8B | ||
| Q1 24 | $1.3B | $84.5B |
| Q4 25 | 1.90× | 0.59× | ||
| Q3 25 | 1.86× | 0.53× | ||
| Q2 25 | 1.85× | 0.56× | ||
| Q1 25 | 1.90× | 0.56× | ||
| Q4 24 | 1.91× | 0.56× | ||
| Q3 24 | 1.87× | 0.52× | ||
| Q2 24 | 1.98× | 0.58× | ||
| Q1 24 | 2.01× | 0.55× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $59.2M | $1.5B |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | — |
| FCFマージンFCF / 売上 | 17.3% | — |
| 設備投資強度設備投資 / 売上 | 1.1% | — |
| キャッシュ転換率営業CF / 純利益 | 8.46× | — |
| 直近12ヶ月FCF直近4四半期 | $141.4M | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $59.2M | $1.5B | ||
| Q3 25 | $47.9M | $1.3B | ||
| Q2 25 | $37.3M | $1.9B | ||
| Q1 25 | $11.5M | $1.1B | ||
| Q4 24 | $82.5M | $1.5B | ||
| Q3 24 | $39.5M | $2.4B | ||
| Q2 24 | $43.1M | $1.4B | ||
| Q1 24 | $-29.4M | $1.6B |
| Q4 25 | $55.8M | — | ||
| Q3 25 | $43.9M | — | ||
| Q2 25 | $34.6M | — | ||
| Q1 25 | $7.1M | — | ||
| Q4 24 | $76.6M | — | ||
| Q3 24 | $32.0M | — | ||
| Q2 24 | $38.8M | — | ||
| Q1 24 | $-34.1M | — |
| Q4 25 | 17.3% | — | ||
| Q3 25 | 14.5% | — | ||
| Q2 25 | 11.6% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 24.2% | — | ||
| Q3 24 | 10.8% | — | ||
| Q2 24 | 13.4% | — | ||
| Q1 24 | -11.6% | — |
| Q4 25 | 1.1% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 1.5% | — | ||
| Q1 24 | 1.6% | — |
| Q4 25 | 8.46× | — | ||
| Q3 25 | 2.34× | 3.66× | ||
| Q2 25 | 3.04× | 6.82× | ||
| Q1 25 | 0.71× | 13.43× | ||
| Q4 24 | 2.39× | 3.32× | ||
| Q3 24 | 2.07× | 8.89× | ||
| Q2 24 | 3.12× | 4.45× | ||
| Q1 24 | -1.51× | 6.42× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
