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CSG SYSTEMS INTERNATIONAL INC（CSGS）とHeritage Insurance Holdings, Inc.（HRTG）の財務データ比較。上の社名をクリックして会社を切り替えられます
CSG SYSTEMS INTERNATIONAL INCの直近四半期売上が大きい（$323.1M vs $215.3M、Heritage Insurance Holdings, Inc.の約1.5倍）。Heritage Insurance Holdings, Inc.の純利益率が高く（31.0% vs 2.2%、差は28.8%）。Heritage Insurance Holdings, Inc.の前年同期比売上増加率が高い（2.4% vs 2.0%）。Heritage Insurance Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$174.2M vs $55.8M）。過去8四半期でHeritage Insurance Holdings, Inc.の売上複合成長率が高い（6.1% vs 4.6%）
中国南玻集団股フン有限公司は中国最大級の建築用ガラスメーカーで、浮きガラス、建築用ガラス、ディスプレイ用ガラス、自動車用ガラス、コーティングガラス、鏡、カラーフィルターガラス、太陽光発電用ガラス、省エネガラスなど多種多様なガラス製品の製造・販売を手がけています。
米国フロリダ州に本拠を置く損害保険会社で、複数の沿海州で事業を展開しており、主に顧客に向けて商用保険、住宅保険、住宅所有者保険、洪水保険など各種の損害保障商品を提供しています。
CSGS vs HRTG — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $323.1M | $215.3M |
| 純利益 | $7.0M | $66.7M |
| 粗利率 | 50.0% | — |
| 営業利益率 | 9.0% | 41.6% |
| 純利益率 | 2.2% | 31.0% |
| 売上前年比 | 2.0% | 2.4% |
| 純利益前年比 | -79.7% | 228.6% |
| EPS（希薄化後） | $0.24 | $2.15 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $323.1M | $215.3M | ||
| Q3 25 | $303.6M | $212.5M | ||
| Q2 25 | $297.1M | $208.0M | ||
| Q1 25 | $299.5M | $211.5M | ||
| Q4 24 | $316.7M | $210.3M | ||
| Q3 24 | $295.1M | $211.8M | ||
| Q2 24 | $290.3M | $203.6M | ||
| Q1 24 | $295.1M | $191.3M |
| Q4 25 | $7.0M | $66.7M | ||
| Q3 25 | $20.5M | $50.4M | ||
| Q2 25 | $12.3M | $48.0M | ||
| Q1 25 | $16.1M | $30.5M | ||
| Q4 24 | $34.5M | $20.3M | ||
| Q3 24 | $19.1M | $8.2M | ||
| Q2 24 | $13.8M | $18.9M | ||
| Q1 24 | $19.5M | $14.2M |
| Q4 25 | 50.0% | — | ||
| Q3 25 | 48.1% | — | ||
| Q2 25 | 49.5% | — | ||
| Q1 25 | 48.4% | — | ||
| Q4 24 | 51.3% | — | ||
| Q3 24 | 49.4% | — | ||
| Q2 24 | 47.3% | — | ||
| Q1 24 | 46.5% | — |
| Q4 25 | 9.0% | 41.6% | ||
| Q3 25 | 10.0% | 33.0% | ||
| Q2 25 | 10.0% | 31.2% | ||
| Q1 25 | 9.8% | 20.1% | ||
| Q4 24 | 13.4% | 15.0% | ||
| Q3 24 | 10.8% | 5.5% | ||
| Q2 24 | 8.8% | 13.6% | ||
| Q1 24 | 10.8% | 11.9% |
| Q4 25 | 2.2% | 31.0% | ||
| Q3 25 | 6.7% | 23.7% | ||
| Q2 25 | 4.1% | 23.1% | ||
| Q1 25 | 5.4% | 14.4% | ||
| Q4 24 | 10.9% | 9.7% | ||
| Q3 24 | 6.5% | 3.8% | ||
| Q2 24 | 4.8% | 9.3% | ||
| Q1 24 | 6.6% | 7.4% |
| Q4 25 | $0.24 | $2.15 | ||
| Q3 25 | $0.73 | $1.63 | ||
| Q2 25 | $0.44 | $1.55 | ||
| Q1 25 | $0.57 | $0.99 | ||
| Q4 24 | $1.20 | $0.66 | ||
| Q3 24 | $0.67 | $0.27 | ||
| Q2 24 | $0.48 | $0.61 | ||
| Q1 24 | $0.68 | $0.47 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $180.0M | $559.3M |
| 総負債低いほど良い | $539.5M | $78.4M |
| 株主資本純資産 | $283.7M | $505.3M |
| 総資産 | $1.5B | $2.2B |
| 負債/資本比率低いほどレバレッジが低い | 1.90× | 0.16× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $180.0M | $559.3M | ||
| Q3 25 | $158.4M | $560.4M | ||
| Q2 25 | $145.9M | $473.5M | ||
| Q1 25 | $136.0M | $425.9M | ||
| Q4 24 | $161.8M | $452.7M | ||
| Q3 24 | $118.4M | $509.9M | ||
| Q2 24 | $110.4M | $480.9M | ||
| Q1 24 | $120.8M | $386.1M |
| Q4 25 | $539.5M | $78.4M | ||
| Q3 25 | $538.6M | $79.3M | ||
| Q2 25 | $537.8M | $92.4M | ||
| Q1 25 | $537.6M | $94.8M | ||
| Q4 24 | $538.5M | $116.3M | ||
| Q3 24 | $539.5M | $118.6M | ||
| Q2 24 | $540.5M | $120.8M | ||
| Q1 24 | $541.5M | $123.0M |
| Q4 25 | $283.7M | $505.3M | ||
| Q3 25 | $289.5M | $437.3M | ||
| Q2 25 | $290.7M | $383.3M | ||
| Q1 25 | $283.1M | $329.0M | ||
| Q4 24 | $282.6M | $290.8M | ||
| Q3 24 | $288.4M | $279.3M | ||
| Q2 24 | $273.3M | $255.3M | ||
| Q1 24 | $269.3M | $234.9M |
| Q4 25 | $1.5B | $2.2B | ||
| Q3 25 | $1.5B | $2.4B | ||
| Q2 25 | $1.4B | $2.5B | ||
| Q1 25 | $1.4B | $2.2B | ||
| Q4 24 | $1.5B | $2.5B | ||
| Q3 24 | $1.4B | $2.4B | ||
| Q2 24 | $1.4B | $2.6B | ||
| Q1 24 | $1.3B | $2.1B |
| Q4 25 | 1.90× | 0.16× | ||
| Q3 25 | 1.86× | 0.18× | ||
| Q2 25 | 1.85× | 0.24× | ||
| Q1 25 | 1.90× | 0.29× | ||
| Q4 24 | 1.91× | 0.40× | ||
| Q3 24 | 1.87× | 0.42× | ||
| Q2 24 | 1.98× | 0.47× | ||
| Q1 24 | 2.01× | 0.52× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $59.2M | $182.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | $174.2M |
| FCFマージンFCF / 売上 | 17.3% | 80.9% |
| 設備投資強度設備投資 / 売上 | 1.1% | 3.7% |
| キャッシュ転換率営業CF / 純利益 | 8.46× | 2.73× |
| 直近12ヶ月FCF直近4四半期 | $141.4M | $337.4M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $59.2M | $182.2M | ||
| Q3 25 | $47.9M | $124.3M | ||
| Q2 25 | $37.3M | $43.3M | ||
| Q1 25 | $11.5M | $837.0K | ||
| Q4 24 | $82.5M | $87.1M | ||
| Q3 24 | $39.5M | $-13.4M | ||
| Q2 24 | $43.1M | $152.2M | ||
| Q1 24 | $-29.4M | $4.3M |
| Q4 25 | $55.8M | $174.2M | ||
| Q3 25 | $43.9M | $122.7M | ||
| Q2 25 | $34.6M | $41.8M | ||
| Q1 25 | $7.1M | $-1.3M | ||
| Q4 24 | $76.6M | $78.9M | ||
| Q3 24 | $32.0M | $-16.3M | ||
| Q2 24 | $38.8M | $149.8M | ||
| Q1 24 | $-34.1M | $4.1M |
| Q4 25 | 17.3% | 80.9% | ||
| Q3 25 | 14.5% | 57.8% | ||
| Q2 25 | 11.6% | 20.1% | ||
| Q1 25 | 2.4% | -0.6% | ||
| Q4 24 | 24.2% | 37.5% | ||
| Q3 24 | 10.8% | -7.7% | ||
| Q2 24 | 13.4% | 73.6% | ||
| Q1 24 | -11.6% | 2.1% |
| Q4 25 | 1.1% | 3.7% | ||
| Q3 25 | 1.3% | 0.7% | ||
| Q2 25 | 0.9% | 0.7% | ||
| Q1 25 | 1.5% | 1.0% | ||
| Q4 24 | 1.9% | 3.9% | ||
| Q3 24 | 2.5% | 1.4% | ||
| Q2 24 | 1.5% | 1.2% | ||
| Q1 24 | 1.6% | 0.1% |
| Q4 25 | 8.46× | 2.73× | ||
| Q3 25 | 2.34× | 2.47× | ||
| Q2 25 | 3.04× | 0.90× | ||
| Q1 25 | 0.71× | 0.03× | ||
| Q4 24 | 2.39× | 4.29× | ||
| Q3 24 | 2.07× | -1.64× | ||
| Q2 24 | 3.12× | 8.07× | ||
| Q1 24 | -1.51× | 0.30× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
HRTG
セグメントデータなし
