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CSG SYSTEMS INTERNATIONAL INC（CSGS）とINTERNATIONAL BANCSHARES CORP（IBOC）の財務データ比較。上の社名をクリックして会社を切り替えられます
CSG SYSTEMS INTERNATIONAL INCの直近四半期売上が大きい（$323.1M vs $217.7M、INTERNATIONAL BANCSHARES CORPの約1.5倍）。INTERNATIONAL BANCSHARES CORPの純利益率が高く（62.3% vs 2.2%、差は60.2%）。INTERNATIONAL BANCSHARES CORPの前年同期比売上増加率が高い（4.5% vs 2.0%）。INTERNATIONAL BANCSHARES CORPの直近四半期フリーキャッシュフローが多い（$472.9M vs $55.8M）。過去8四半期でCSG SYSTEMS INTERNATIONAL INCの売上複合成長率が高い（4.6% vs 2.8%）
中国南玻集団股フン有限公司は中国最大級の建築用ガラスメーカーで、浮きガラス、建築用ガラス、ディスプレイ用ガラス、自動車用ガラス、コーティングガラス、鏡、カラーフィルターガラス、太陽光発電用ガラス、省エネガラスなど多種多様なガラス製品の製造・販売を手がけています。
インターナショナル・バンクシェアーズ・コーポレーションは米国テキサス州ラレドを本拠地とする銀行持株会社で、主要子会社はインターナショナル・バンク・オブ・コマースです。傘下の銀行子会社を通じて217の営業店舗と315台のATMを運営し、テキサス州とオクラホマ州にある88のコミュニティに金融サービスを提供しています。
CSGS vs IBOC — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $323.1M | $217.7M |
| 純利益 | $7.0M | $106.9M |
| 粗利率 | 50.0% | — |
| 営業利益率 | 9.0% | 62.8% |
| 純利益率 | 2.2% | 62.3% |
| 売上前年比 | 2.0% | 4.5% |
| 純利益前年比 | -79.7% | -7.1% |
| EPS（希薄化後） | $0.24 | $1.71 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $323.1M | $217.7M | ||
| Q3 25 | $303.6M | $218.1M | ||
| Q2 25 | $297.1M | $208.2M | ||
| Q1 25 | $299.5M | $198.2M | ||
| Q4 24 | $316.7M | $208.3M | ||
| Q3 24 | $295.1M | $211.8M | ||
| Q2 24 | $290.3M | $207.8M | ||
| Q1 24 | $295.1M | $205.8M |
| Q4 25 | $7.0M | $106.9M | ||
| Q3 25 | $20.5M | $108.4M | ||
| Q2 25 | $12.3M | $100.1M | ||
| Q1 25 | $16.1M | $96.9M | ||
| Q4 24 | $34.5M | $115.1M | ||
| Q3 24 | $19.1M | $99.8M | ||
| Q2 24 | $13.8M | $97.0M | ||
| Q1 24 | $19.5M | $97.3M |
| Q4 25 | 50.0% | — | ||
| Q3 25 | 48.1% | — | ||
| Q2 25 | 49.5% | — | ||
| Q1 25 | 48.4% | — | ||
| Q4 24 | 51.3% | — | ||
| Q3 24 | 49.4% | — | ||
| Q2 24 | 47.3% | — | ||
| Q1 24 | 46.5% | — |
| Q4 25 | 9.0% | 62.8% | ||
| Q3 25 | 10.0% | 62.6% | ||
| Q2 25 | 10.0% | 60.5% | ||
| Q1 25 | 9.8% | 61.1% | ||
| Q4 24 | 13.4% | 64.2% | ||
| Q3 24 | 10.8% | 60.0% | ||
| Q2 24 | 8.8% | 60.1% | ||
| Q1 24 | 10.8% | 59.9% |
| Q4 25 | 2.2% | 62.3% | ||
| Q3 25 | 6.7% | 49.7% | ||
| Q2 25 | 4.1% | 48.1% | ||
| Q1 25 | 5.4% | 48.9% | ||
| Q4 24 | 10.9% | 71.5% | ||
| Q3 24 | 6.5% | 47.1% | ||
| Q2 24 | 4.8% | 46.7% | ||
| Q1 24 | 6.6% | 47.3% |
| Q4 25 | $0.24 | $1.71 | ||
| Q3 25 | $0.73 | $1.74 | ||
| Q2 25 | $0.44 | $1.61 | ||
| Q1 25 | $0.57 | $1.56 | ||
| Q4 24 | $1.20 | $1.85 | ||
| Q3 24 | $0.67 | $1.60 | ||
| Q2 24 | $0.48 | $1.56 | ||
| Q1 24 | $0.68 | $1.56 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $180.0M | $5.5B |
| 総負債低いほど良い | $539.5M | — |
| 株主資本純資産 | $283.7M | $3.3B |
| 総資産 | $1.5B | $16.6B |
| 負債/資本比率低いほどレバレッジが低い | 1.90× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $180.0M | $5.5B | ||
| Q3 25 | $158.4M | $5.6B | ||
| Q2 25 | $145.9M | $5.8B | ||
| Q1 25 | $136.0M | $5.6B | ||
| Q4 24 | $161.8M | $5.4B | ||
| Q3 24 | $118.4M | $5.8B | ||
| Q2 24 | $110.4M | $5.7B | ||
| Q1 24 | $120.8M | $5.7B |
| Q4 25 | $539.5M | — | ||
| Q3 25 | $538.6M | — | ||
| Q2 25 | $537.8M | — | ||
| Q1 25 | $537.6M | — | ||
| Q4 24 | $538.5M | — | ||
| Q3 24 | $539.5M | — | ||
| Q2 24 | $540.5M | — | ||
| Q1 24 | $541.5M | — |
| Q4 25 | $283.7M | $3.3B | ||
| Q3 25 | $289.5M | $3.1B | ||
| Q2 25 | $290.7M | $3.0B | ||
| Q1 25 | $283.1M | $2.9B | ||
| Q4 24 | $282.6M | $2.8B | ||
| Q3 24 | $288.4M | $2.7B | ||
| Q2 24 | $273.3M | $2.6B | ||
| Q1 24 | $269.3M | $2.5B |
| Q4 25 | $1.5B | $16.6B | ||
| Q3 25 | $1.5B | $16.6B | ||
| Q2 25 | $1.4B | $16.5B | ||
| Q1 25 | $1.4B | $16.3B | ||
| Q4 24 | $1.5B | $15.7B | ||
| Q3 24 | $1.4B | $15.9B | ||
| Q2 24 | $1.4B | $15.5B | ||
| Q1 24 | $1.3B | $15.4B |
| Q4 25 | 1.90× | — | ||
| Q3 25 | 1.86× | — | ||
| Q2 25 | 1.85× | — | ||
| Q1 25 | 1.90× | — | ||
| Q4 24 | 1.91× | — | ||
| Q3 24 | 1.87× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 2.01× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $59.2M | $491.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | $472.9M |
| FCFマージンFCF / 売上 | 17.3% | 217.2% |
| 設備投資強度設備投資 / 売上 | 1.1% | 8.3% |
| キャッシュ転換率営業CF / 純利益 | 8.46× | 4.59× |
| 直近12ヶ月FCF直近4四半期 | $141.4M | $809.9M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $59.2M | $491.1M | ||
| Q3 25 | $47.9M | $115.2M | ||
| Q2 25 | $37.3M | $95.5M | ||
| Q1 25 | $11.5M | $140.5M | ||
| Q4 24 | $82.5M | $473.9M | ||
| Q3 24 | $39.5M | $116.5M | ||
| Q2 24 | $43.1M | $107.2M | ||
| Q1 24 | $-29.4M | $135.4M |
| Q4 25 | $55.8M | $472.9M | ||
| Q3 25 | $43.9M | $112.2M | ||
| Q2 25 | $34.6M | $91.6M | ||
| Q1 25 | $7.1M | $133.1M | ||
| Q4 24 | $76.6M | $459.8M | ||
| Q3 24 | $32.0M | $109.6M | ||
| Q2 24 | $38.8M | $104.9M | ||
| Q1 24 | $-34.1M | $128.9M |
| Q4 25 | 17.3% | 217.2% | ||
| Q3 25 | 14.5% | 51.5% | ||
| Q2 25 | 11.6% | 44.0% | ||
| Q1 25 | 2.4% | 67.1% | ||
| Q4 24 | 24.2% | 220.8% | ||
| Q3 24 | 10.8% | 51.7% | ||
| Q2 24 | 13.4% | 50.5% | ||
| Q1 24 | -11.6% | 62.6% |
| Q4 25 | 1.1% | 8.3% | ||
| Q3 25 | 1.3% | 1.3% | ||
| Q2 25 | 0.9% | 1.9% | ||
| Q1 25 | 1.5% | 3.7% | ||
| Q4 24 | 1.9% | 6.8% | ||
| Q3 24 | 2.5% | 3.3% | ||
| Q2 24 | 1.5% | 1.1% | ||
| Q1 24 | 1.6% | 3.2% |
| Q4 25 | 8.46× | 4.59× | ||
| Q3 25 | 2.34× | 1.06× | ||
| Q2 25 | 3.04× | 0.95× | ||
| Q1 25 | 0.71× | 1.45× | ||
| Q4 24 | 2.39× | 4.12× | ||
| Q3 24 | 2.07× | 1.17× | ||
| Q2 24 | 3.12× | 1.11× | ||
| Q1 24 | -1.51× | 1.39× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
IBOC
セグメントデータなし
