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CSG SYSTEMS INTERNATIONAL INC（CSGS）とPaymentus Holdings, Inc.（PAY）の財務データ比較。上の社名をクリックして会社を切り替えられます
Paymentus Holdings, Inc.の直近四半期売上が大きい（$330.5M vs $323.1M、CSG SYSTEMS INTERNATIONAL INCの約1.0倍）。Paymentus Holdings, Inc.の純利益率が高く（6.3% vs 2.2%、差は4.1%）。Paymentus Holdings, Inc.の前年同期比売上増加率が高い（28.1% vs 2.0%）。CSG SYSTEMS INTERNATIONAL INCの直近四半期フリーキャッシュフローが多い（$55.8M vs $45.0M）。過去8四半期でPaymentus Holdings, Inc.の売上複合成長率が高い（33.7% vs 4.6%）
中国南玻集団股フン有限公司は中国最大級の建築用ガラスメーカーで、浮きガラス、建築用ガラス、ディスプレイ用ガラス、自動車用ガラス、コーティングガラス、鏡、カラーフィルターガラス、太陽光発電用ガラス、省エネガラスなど多種多様なガラス製品の製造・販売を手がけています。
Paymentus Holdings, Inc.はクラウドベースの請求書支払い・顧客エンゲージメント技術の大手プロバイダーです。公共事業、金融サービス、行政、医療、通信などの分野の企業に統合デジタル決済ソリューション、請求自動化ツール、セルフサービスポータルを提供し、主に北米市場で事業を展開しています。
CSGS vs PAY — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $323.1M | $330.5M |
| 純利益 | $7.0M | $20.7M |
| 粗利率 | 50.0% | 25.4% |
| 営業利益率 | 9.0% | 7.3% |
| 純利益率 | 2.2% | 6.3% |
| 売上前年比 | 2.0% | 28.1% |
| 純利益前年比 | -79.7% | 57.2% |
| EPS（希薄化後） | $0.24 | $0.16 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $323.1M | $330.5M | ||
| Q3 25 | $303.6M | $310.7M | ||
| Q2 25 | $297.1M | $280.1M | ||
| Q1 25 | $299.5M | $275.2M | ||
| Q4 24 | $316.7M | $257.9M | ||
| Q3 24 | $295.1M | $231.6M | ||
| Q2 24 | $290.3M | $197.4M | ||
| Q1 24 | $295.1M | $184.9M |
| Q4 25 | $7.0M | $20.7M | ||
| Q3 25 | $20.5M | $17.7M | ||
| Q2 25 | $12.3M | $14.7M | ||
| Q1 25 | $16.1M | $13.8M | ||
| Q4 24 | $34.5M | $13.1M | ||
| Q3 24 | $19.1M | $14.4M | ||
| Q2 24 | $13.8M | $9.4M | ||
| Q1 24 | $19.5M | $7.2M |
| Q4 25 | 50.0% | 25.4% | ||
| Q3 25 | 48.1% | 24.1% | ||
| Q2 25 | 49.5% | 25.5% | ||
| Q1 25 | 48.4% | 24.0% | ||
| Q4 24 | 51.3% | 25.6% | ||
| Q3 24 | 49.4% | 26.2% | ||
| Q2 24 | 47.3% | 29.8% | ||
| Q1 24 | 46.5% | 28.5% |
| Q4 25 | 9.0% | 7.3% | ||
| Q3 25 | 10.0% | 6.4% | ||
| Q2 25 | 10.0% | 5.7% | ||
| Q1 25 | 9.8% | 5.7% | ||
| Q4 24 | 13.4% | 5.5% | ||
| Q3 24 | 10.8% | 5.2% | ||
| Q2 24 | 8.8% | 5.2% | ||
| Q1 24 | 10.8% | 4.5% |
| Q4 25 | 2.2% | 6.3% | ||
| Q3 25 | 6.7% | 5.7% | ||
| Q2 25 | 4.1% | 5.3% | ||
| Q1 25 | 5.4% | 5.0% | ||
| Q4 24 | 10.9% | 5.1% | ||
| Q3 24 | 6.5% | 6.2% | ||
| Q2 24 | 4.8% | 4.7% | ||
| Q1 24 | 6.6% | 3.9% |
| Q4 25 | $0.24 | $0.16 | ||
| Q3 25 | $0.73 | $0.14 | ||
| Q2 25 | $0.44 | $0.11 | ||
| Q1 25 | $0.57 | $0.11 | ||
| Q4 24 | $1.20 | $0.11 | ||
| Q3 24 | $0.67 | $0.11 | ||
| Q2 24 | $0.48 | $0.07 | ||
| Q1 24 | $0.68 | $0.06 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $180.0M | $320.9M |
| 総負債低いほど良い | $539.5M | — |
| 株主資本純資産 | $283.7M | $560.4M |
| 総資産 | $1.5B | $667.9M |
| 負債/資本比率低いほどレバレッジが低い | 1.90× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $180.0M | $320.9M | ||
| Q3 25 | $158.4M | $287.9M | ||
| Q2 25 | $145.9M | $266.4M | ||
| Q1 25 | $136.0M | $245.8M | ||
| Q4 24 | $161.8M | $205.9M | ||
| Q3 24 | $118.4M | $187.5M | ||
| Q2 24 | $110.4M | $188.8M | ||
| Q1 24 | $120.8M | $180.1M |
| Q4 25 | $539.5M | — | ||
| Q3 25 | $538.6M | — | ||
| Q2 25 | $537.8M | — | ||
| Q1 25 | $537.6M | — | ||
| Q4 24 | $538.5M | — | ||
| Q3 24 | $539.5M | — | ||
| Q2 24 | $540.5M | — | ||
| Q1 24 | $541.5M | — |
| Q4 25 | $283.7M | $560.4M | ||
| Q3 25 | $289.5M | $537.4M | ||
| Q2 25 | $290.7M | $516.7M | ||
| Q1 25 | $283.1M | $500.4M | ||
| Q4 24 | $282.6M | $485.6M | ||
| Q3 24 | $288.4M | $468.8M | ||
| Q2 24 | $273.3M | $451.6M | ||
| Q1 24 | $269.3M | $439.4M |
| Q4 25 | $1.5B | $667.9M | ||
| Q3 25 | $1.5B | $644.4M | ||
| Q2 25 | $1.4B | $609.5M | ||
| Q1 25 | $1.4B | $590.9M | ||
| Q4 24 | $1.5B | $576.2M | ||
| Q3 24 | $1.4B | $552.9M | ||
| Q2 24 | $1.4B | $527.7M | ||
| Q1 24 | $1.3B | $514.0M |
| Q4 25 | 1.90× | — | ||
| Q3 25 | 1.86× | — | ||
| Q2 25 | 1.85× | — | ||
| Q1 25 | 1.90× | — | ||
| Q4 24 | 1.91× | — | ||
| Q3 24 | 1.87× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 2.01× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $59.2M | $45.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | $45.0M |
| FCFマージンFCF / 売上 | 17.3% | 13.6% |
| 設備投資強度設備投資 / 売上 | 1.1% | 0.0% |
| キャッシュ転換率営業CF / 純利益 | 8.46× | 2.18× |
| 直近12ヶ月FCF直近4四半期 | $141.4M | $161.8M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $59.2M | $45.1M | ||
| Q3 25 | $47.9M | $35.1M | ||
| Q2 25 | $37.3M | $31.5M | ||
| Q1 25 | $11.5M | $50.4M | ||
| Q4 24 | $82.5M | $27.9M | ||
| Q3 24 | $39.5M | $6.7M | ||
| Q2 24 | $43.1M | $18.0M | ||
| Q1 24 | $-29.4M | $11.0M |
| Q4 25 | $55.8M | $45.0M | ||
| Q3 25 | $43.9M | $35.0M | ||
| Q2 25 | $34.6M | $31.4M | ||
| Q1 25 | $7.1M | $50.4M | ||
| Q4 24 | $76.6M | $27.8M | ||
| Q3 24 | $32.0M | $6.7M | ||
| Q2 24 | $38.8M | $17.8M | ||
| Q1 24 | $-34.1M | $10.8M |
| Q4 25 | 17.3% | 13.6% | ||
| Q3 25 | 14.5% | 11.3% | ||
| Q2 25 | 11.6% | 11.2% | ||
| Q1 25 | 2.4% | 18.3% | ||
| Q4 24 | 24.2% | 10.8% | ||
| Q3 24 | 10.8% | 2.9% | ||
| Q2 24 | 13.4% | 9.0% | ||
| Q1 24 | -11.6% | 5.9% |
| Q4 25 | 1.1% | 0.0% | ||
| Q3 25 | 1.3% | 0.0% | ||
| Q2 25 | 0.9% | 0.0% | ||
| Q1 25 | 1.5% | 0.0% | ||
| Q4 24 | 1.9% | 0.0% | ||
| Q3 24 | 2.5% | 0.0% | ||
| Q2 24 | 1.5% | 0.1% | ||
| Q1 24 | 1.6% | 0.1% |
| Q4 25 | 8.46× | 2.18× | ||
| Q3 25 | 2.34× | 1.98× | ||
| Q2 25 | 3.04× | 2.14× | ||
| Q1 25 | 0.71× | 3.65× | ||
| Q4 24 | 2.39× | 2.12× | ||
| Q3 24 | 2.07× | 0.47× | ||
| Q2 24 | 3.12× | 1.93× | ||
| Q1 24 | -1.51× | 1.52× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
