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CSG SYSTEMS INTERNATIONAL INC（CSGS）とSelectQuote, Inc.（SLQT）の財務データ比較。上の社名をクリックして会社を切り替えられます
SelectQuote, Inc.の直近四半期売上が大きい（$537.1M vs $323.1M、CSG SYSTEMS INTERNATIONAL INCの約1.7倍）。SelectQuote, Inc.の純利益率が高く（12.9% vs 2.2%、差は10.7%）。SelectQuote, Inc.の前年同期比売上増加率が高い（11.6% vs 2.0%）。CSG SYSTEMS INTERNATIONAL INCの直近四半期フリーキャッシュフローが多い（$55.8M vs $-1.0M）。過去8四半期でSelectQuote, Inc.の売上複合成長率が高い（19.5% vs 4.6%）
中国南玻集団股フン有限公司は中国最大級の建築用ガラスメーカーで、浮きガラス、建築用ガラス、ディスプレイ用ガラス、自動車用ガラス、コーティングガラス、鏡、カラーフィルターガラス、太陽光発電用ガラス、省エネガラスなど多種多様なガラス製品の製造・販売を手がけています。
SelectQuoteは消費者向け直接販売プラットフォームで、保険契約と医療サービスを提供しています。消費者と保険会社を結びつけることで手数料を得て、シニア健康保険、生命保険、自動車保険、住宅保険を扱っています。医療サービスは認定薬局SelectRxを中心とし、2020年5月に上場しました。
CSGS vs SLQT — 直接比較
損益計算書 — Q4 FY2025 vs Q2 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $323.1M | $537.1M |
| 純利益 | $7.0M | $69.3M |
| 粗利率 | 50.0% | 61.8% |
| 営業利益率 | 9.0% | 14.0% |
| 純利益率 | 2.2% | 12.9% |
| 売上前年比 | 2.0% | 11.6% |
| 純利益前年比 | -79.7% | 30.2% |
| EPS（希薄化後） | $0.24 | $0.26 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $323.1M | $537.1M | ||
| Q3 25 | $303.6M | $328.8M | ||
| Q2 25 | $297.1M | $345.1M | ||
| Q1 25 | $299.5M | $408.2M | ||
| Q4 24 | $316.7M | $481.1M | ||
| Q3 24 | $295.1M | $292.3M | ||
| Q2 24 | $290.3M | $307.2M | ||
| Q1 24 | $295.1M | $376.4M |
| Q4 25 | $7.0M | $69.3M | ||
| Q3 25 | $20.5M | $-30.5M | ||
| Q2 25 | $12.3M | $12.9M | ||
| Q1 25 | $16.1M | $26.0M | ||
| Q4 24 | $34.5M | $53.2M | ||
| Q3 24 | $19.1M | $-44.5M | ||
| Q2 24 | $13.8M | $-31.0M | ||
| Q1 24 | $19.5M | $8.6M |
| Q4 25 | 50.0% | 61.8% | ||
| Q3 25 | 48.1% | 41.4% | ||
| Q2 25 | 49.5% | 47.2% | ||
| Q1 25 | 48.4% | 60.2% | ||
| Q4 24 | 51.3% | 67.5% | ||
| Q3 24 | 49.4% | 55.7% | ||
| Q2 24 | 47.3% | 60.7% | ||
| Q1 24 | 46.5% | 71.8% |
| Q4 25 | 9.0% | 14.0% | ||
| Q3 25 | 10.0% | -12.4% | ||
| Q2 25 | 10.0% | -3.6% | ||
| Q1 25 | 9.8% | 5.4% | ||
| Q4 24 | 13.4% | 14.7% | ||
| Q3 24 | 10.8% | -4.1% | ||
| Q2 24 | 8.8% | -0.5% | ||
| Q1 24 | 10.8% | 8.8% |
| Q4 25 | 2.2% | 12.9% | ||
| Q3 25 | 6.7% | -9.3% | ||
| Q2 25 | 4.1% | 3.7% | ||
| Q1 25 | 5.4% | 6.4% | ||
| Q4 24 | 10.9% | 11.1% | ||
| Q3 24 | 6.5% | -15.2% | ||
| Q2 24 | 4.8% | -10.1% | ||
| Q1 24 | 6.6% | 2.3% |
| Q4 25 | $0.24 | $0.26 | ||
| Q3 25 | $0.73 | $-0.26 | ||
| Q2 25 | $0.44 | $-0.06 | ||
| Q1 25 | $0.57 | $0.03 | ||
| Q4 24 | $1.20 | $0.30 | ||
| Q3 24 | $0.67 | $-0.26 | ||
| Q2 24 | $0.48 | $-0.17 | ||
| Q1 24 | $0.68 | $0.05 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $180.0M | $18.3M |
| 総負債低いほど良い | $539.5M | $405.8M |
| 株主資本純資産 | $283.7M | $359.7M |
| 総資産 | $1.5B | $1.4B |
| 負債/資本比率低いほどレバレッジが低い | 1.90× | 1.13× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $180.0M | $18.3M | ||
| Q3 25 | $158.4M | $10.7M | ||
| Q2 25 | $145.9M | $32.4M | ||
| Q1 25 | $136.0M | $80.1M | ||
| Q4 24 | $161.8M | $7.3M | ||
| Q3 24 | $118.4M | $10.4M | ||
| Q2 24 | $110.4M | $42.7M | ||
| Q1 24 | $120.8M | $37.8M |
| Q4 25 | $539.5M | $405.8M | ||
| Q3 25 | $538.6M | $393.1M | ||
| Q2 25 | $537.8M | $385.1M | ||
| Q1 25 | $537.6M | $391.5M | ||
| Q4 24 | $538.5M | $711.9M | ||
| Q3 24 | $539.5M | $680.4M | ||
| Q2 24 | $540.5M | $683.3M | ||
| Q1 24 | $541.5M | $686.0M |
| Q4 25 | $283.7M | $359.7M | ||
| Q3 25 | $289.5M | $305.1M | ||
| Q2 25 | $290.7M | $351.1M | ||
| Q1 25 | $283.1M | $350.2M | ||
| Q4 24 | $282.6M | $326.0M | ||
| Q3 24 | $288.4M | $269.4M | ||
| Q2 24 | $273.3M | $316.8M | ||
| Q1 24 | $269.3M | $346.8M |
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.2B | ||
| Q2 25 | $1.4B | $1.2B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.5B | $1.3B | ||
| Q3 24 | $1.4B | $1.1B | ||
| Q2 24 | $1.4B | $1.2B | ||
| Q1 24 | $1.3B | $1.2B |
| Q4 25 | 1.90× | 1.13× | ||
| Q3 25 | 1.86× | 1.29× | ||
| Q2 25 | 1.85× | 1.10× | ||
| Q1 25 | 1.90× | 1.12× | ||
| Q4 24 | 1.91× | 2.18× | ||
| Q3 24 | 1.87× | 2.53× | ||
| Q2 24 | 1.98× | 2.16× | ||
| Q1 24 | 2.01× | 1.98× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $59.2M | $52.0K |
| フリーキャッシュフロー営業CF - 設備投資 | $55.8M | $-1.0M |
| FCFマージンFCF / 売上 | 17.3% | -0.2% |
| 設備投資強度設備投資 / 売上 | 1.1% | 0.2% |
| キャッシュ転換率営業CF / 純利益 | 8.46× | 0.00× |
| 直近12ヶ月FCF直近4四半期 | $141.4M | $8.5M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $59.2M | $52.0K | ||
| Q3 25 | $47.9M | $-21.6M | ||
| Q2 25 | $37.3M | $-37.5M | ||
| Q1 25 | $11.5M | $71.1M | ||
| Q4 24 | $82.5M | $-28.7M | ||
| Q3 24 | $39.5M | $-16.6M | ||
| Q2 24 | $43.1M | $20.0M | ||
| Q1 24 | $-29.4M | $44.5M |
| Q4 25 | $55.8M | $-1.0M | ||
| Q3 25 | $43.9M | $-22.7M | ||
| Q2 25 | $34.6M | $-38.0M | ||
| Q1 25 | $7.1M | $70.2M | ||
| Q4 24 | $76.6M | $-29.0M | ||
| Q3 24 | $32.0M | $-17.1M | ||
| Q2 24 | $38.8M | $19.7M | ||
| Q1 24 | $-34.1M | $43.4M |
| Q4 25 | 17.3% | -0.2% | ||
| Q3 25 | 14.5% | -6.9% | ||
| Q2 25 | 11.6% | -11.0% | ||
| Q1 25 | 2.4% | 17.2% | ||
| Q4 24 | 24.2% | -6.0% | ||
| Q3 24 | 10.8% | -5.8% | ||
| Q2 24 | 13.4% | 6.4% | ||
| Q1 24 | -11.6% | 11.5% |
| Q4 25 | 1.1% | 0.2% | ||
| Q3 25 | 1.3% | 0.3% | ||
| Q2 25 | 0.9% | 0.1% | ||
| Q1 25 | 1.5% | 0.2% | ||
| Q4 24 | 1.9% | 0.1% | ||
| Q3 24 | 2.5% | 0.2% | ||
| Q2 24 | 1.5% | 0.1% | ||
| Q1 24 | 1.6% | 0.3% |
| Q4 25 | 8.46× | 0.00× | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 3.04× | -2.91× | ||
| Q1 25 | 0.71× | 2.73× | ||
| Q4 24 | 2.39× | -0.54× | ||
| Q3 24 | 2.07× | — | ||
| Q2 24 | 3.12× | — | ||
| Q1 24 | -1.51× | 5.20× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
SLQT
| Healthcare Services Segment | $230.7M | 43% |
| Pharmacy | $227.2M | 42% |
| Other | $30.4M | 6% |
| Final Expense | $20.4M | 4% |
| Term | $18.5M | 3% |
| Other Senior | $6.3M | 1% |
| All Other Revenue | $3.9M | 1% |
