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CSW INDUSTRIALS, INC.（CSW）とHeritage Insurance Holdings, Inc.（HRTG）の財務データ比較。上の社名をクリックして会社を切り替えられます
CSW INDUSTRIALS, INC.の直近四半期売上が大きい（$233.0M vs $215.3M、Heritage Insurance Holdings, Inc.の約1.1倍）。Heritage Insurance Holdings, Inc.の純利益率が高く（31.0% vs 4.4%、差は26.6%）。CSW INDUSTRIALS, INC.の前年同期比売上増加率が高い（20.3% vs 2.4%）。Heritage Insurance Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$174.2M vs $22.7M）。過去8四半期でHeritage Insurance Holdings, Inc.の売上複合成長率が高い（6.1% vs 5.1%）
米国フロリダ州に本拠を置く損害保険会社で、複数の沿海州で事業を展開しており、主に顧客に向けて商用保険、住宅保険、住宅所有者保険、洪水保険など各種の損害保障商品を提供しています。
CSW vs HRTG — 直接比較
売上が大きい
CSW
1.1倍大きい
$215.3M
売上成長率が高い
CSW
+17.9%の差
2.4%
純利益率が高い
HRTG
純利益率が26.6%高い
4.4%
フリーキャッシュフローが多い
HRTG
FCF $151.4M多い
$22.7M
2年売上CAGRが高い
HRTG
2年複合成長率
5.1%
損益計算書 — Q3 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $233.0M | $215.3M |
| 純利益 | $10.3M | $66.7M |
| 粗利率 | 39.7% | — |
| 営業利益率 | 7.4% | 41.6% |
| 純利益率 | 4.4% | 31.0% |
| 売上前年比 | 20.3% | 2.4% |
| 純利益前年比 | -61.9% | 228.6% |
| EPS（希薄化後） | $0.62 | $2.15 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上CSWHRTG
| Q4 25 | $233.0M | $215.3M | ||
| Q3 25 | $277.0M | $212.5M | ||
| Q2 25 | $263.6M | $208.0M | ||
| Q1 25 | $230.5M | $211.5M | ||
| Q4 24 | $193.6M | $210.3M | ||
| Q3 24 | $227.9M | $211.8M | ||
| Q2 24 | $226.2M | $203.6M | ||
| Q1 24 | $210.9M | $191.3M |
純利益CSWHRTG
| Q4 25 | $10.3M | $66.7M | ||
| Q3 25 | $40.7M | $50.4M | ||
| Q2 25 | $40.9M | $48.0M | ||
| Q1 25 | $35.1M | $30.5M | ||
| Q4 24 | $26.9M | $20.3M | ||
| Q3 24 | $36.1M | $8.2M | ||
| Q2 24 | $38.6M | $18.9M | ||
| Q1 24 | $31.8M | $14.2M |
粗利率CSWHRTG
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
営業利益率CSWHRTG
| Q4 25 | 7.4% | 41.6% | ||
| Q3 25 | 20.5% | 33.0% | ||
| Q2 25 | 20.8% | 31.2% | ||
| Q1 25 | 19.5% | 20.1% | ||
| Q4 24 | 15.3% | 15.0% | ||
| Q3 24 | 22.6% | 5.5% | ||
| Q2 24 | 24.3% | 13.6% | ||
| Q1 24 | 21.0% | 11.9% |
純利益率CSWHRTG
| Q4 25 | 4.4% | 31.0% | ||
| Q3 25 | 14.7% | 23.7% | ||
| Q2 25 | 15.5% | 23.1% | ||
| Q1 25 | 15.2% | 14.4% | ||
| Q4 24 | 13.9% | 9.7% | ||
| Q3 24 | 15.8% | 3.8% | ||
| Q2 24 | 17.1% | 9.3% | ||
| Q1 24 | 15.1% | 7.4% |
EPS（希薄化後）CSWHRTG
| Q4 25 | $0.62 | $2.15 | ||
| Q3 25 | $2.41 | $1.63 | ||
| Q2 25 | $2.43 | $1.55 | ||
| Q1 25 | $2.05 | $0.99 | ||
| Q4 24 | $1.60 | $0.66 | ||
| Q3 24 | $2.26 | $0.27 | ||
| Q2 24 | $2.47 | $0.61 | ||
| Q1 24 | $2.03 | $0.47 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $40.2M | $559.3M |
| 総負債低いほど良い | — | $78.4M |
| 株主資本純資産 | $1.1B | $505.3M |
| 総資産 | $2.3B | $2.2B |
| 負債/資本比率低いほどレバレッジが低い | — | 0.16× |
8四半期トレンド — 暦四半期で整列
現金・短期投資CSWHRTG
| Q4 25 | $40.2M | $559.3M | ||
| Q3 25 | $31.5M | $560.4M | ||
| Q2 25 | $38.0M | $473.5M | ||
| Q1 25 | $225.8M | $425.9M | ||
| Q4 24 | $213.8M | $452.7M | ||
| Q3 24 | $273.2M | $509.9M | ||
| Q2 24 | $18.9M | $480.9M | ||
| Q1 24 | $22.2M | $386.1M |
総負債CSWHRTG
| Q4 25 | — | $78.4M | ||
| Q3 25 | — | $79.3M | ||
| Q2 25 | — | $92.4M | ||
| Q1 25 | $800.1M | $94.8M | ||
| Q4 24 | — | $116.3M | ||
| Q3 24 | — | $118.6M | ||
| Q2 24 | — | $120.8M | ||
| Q1 24 | $166.0M | $123.0M |
株主資本CSWHRTG
| Q4 25 | $1.1B | $505.3M | ||
| Q3 25 | $1.1B | $437.3M | ||
| Q2 25 | $1.1B | $383.3M | ||
| Q1 25 | $1.1B | $329.0M | ||
| Q4 24 | $1.0B | $290.8M | ||
| Q3 24 | $1.0B | $279.3M | ||
| Q2 24 | $650.2M | $255.3M | ||
| Q1 24 | $615.7M | $234.9M |
総資産CSWHRTG
| Q4 25 | $2.3B | $2.2B | ||
| Q3 25 | $1.5B | $2.4B | ||
| Q2 25 | $1.5B | $2.5B | ||
| Q1 25 | $1.4B | $2.2B | ||
| Q4 24 | $1.4B | $2.5B | ||
| Q3 24 | $1.4B | $2.4B | ||
| Q2 24 | $1.1B | $2.6B | ||
| Q1 24 | $1.0B | $2.1B |
負債/資本比率CSWHRTG
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | 0.75× | 0.29× | ||
| Q4 24 | — | 0.40× | ||
| Q3 24 | — | 0.42× | ||
| Q2 24 | — | 0.47× | ||
| Q1 24 | 0.27× | 0.52× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $28.9M | $182.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $22.7M | $174.2M |
| FCFマージンFCF / 売上 | 9.8% | 80.9% |
| 設備投資強度設備投資 / 売上 | 2.6% | 3.7% |
| キャッシュ転換率営業CF / 純利益 | 2.81× | 2.73× |
| 直近12ヶ月FCF直近4四半期 | $162.0M | $337.4M |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローCSWHRTG
| Q4 25 | $28.9M | $182.2M | ||
| Q3 25 | $61.8M | $124.3M | ||
| Q2 25 | $60.6M | $43.3M | ||
| Q1 25 | $27.3M | $837.0K | ||
| Q4 24 | $11.6M | $87.1M | ||
| Q3 24 | $66.8M | $-13.4M | ||
| Q2 24 | $62.7M | $152.2M | ||
| Q1 24 | $22.4M | $4.3M |
フリーキャッシュフローCSWHRTG
| Q4 25 | $22.7M | $174.2M | ||
| Q3 25 | $58.7M | $122.7M | ||
| Q2 25 | $57.7M | $41.8M | ||
| Q1 25 | $22.8M | $-1.3M | ||
| Q4 24 | $8.5M | $78.9M | ||
| Q3 24 | $61.3M | $-16.3M | ||
| Q2 24 | $59.6M | $149.8M | ||
| Q1 24 | $17.5M | $4.1M |
FCFマージンCSWHRTG
| Q4 25 | 9.8% | 80.9% | ||
| Q3 25 | 21.2% | 57.8% | ||
| Q2 25 | 21.9% | 20.1% | ||
| Q1 25 | 9.9% | -0.6% | ||
| Q4 24 | 4.4% | 37.5% | ||
| Q3 24 | 26.9% | -7.7% | ||
| Q2 24 | 26.3% | 73.6% | ||
| Q1 24 | 8.3% | 2.1% |
設備投資強度CSWHRTG
| Q4 25 | 2.6% | 3.7% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 1.1% | 0.7% | ||
| Q1 25 | 2.0% | 1.0% | ||
| Q4 24 | 1.6% | 3.9% | ||
| Q3 24 | 2.4% | 1.4% | ||
| Q2 24 | 1.4% | 1.2% | ||
| Q1 24 | 2.3% | 0.1% |
キャッシュ転換率CSWHRTG
| Q4 25 | 2.81× | 2.73× | ||
| Q3 25 | 1.52× | 2.47× | ||
| Q2 25 | 1.48× | 0.90× | ||
| Q1 25 | 0.78× | 0.03× | ||
| Q4 24 | 0.43× | 4.29× | ||
| Q3 24 | 1.85× | -1.64× | ||
| Q2 24 | 1.62× | 8.07× | ||
| Q1 24 | 0.71× | 0.30× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
HRTG
セグメントデータなし
