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Side-by-side financial comparison of Dime Community Bancshares, Inc. /NY/ (DCOM) and HomeTrust Bancshares, Inc. (HTB), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

HomeTrust Bancshares, Inc. is the larger business by last-quarter revenue ($44.2M vs $5.4M, roughly 8.2× Dime Community Bancshares, Inc. /NY/). On growth, Dime Community Bancshares, Inc. /NY/ posted the faster year-over-year revenue change (37.3% vs 1.7%). Over the past eight quarters, Dime Community Bancshares, Inc. /NY/'s revenue compounded faster (9.1% CAGR vs 3.6%).

ダイム・コミュニティバンクは前身をウィリアムズバーグ・ダイム貯蓄銀行とし、FDIC保険加入の地元銀行です。1864年に設立され、当初はニューヨーク・ブルックリンのウィリアムズバーグ地区を拠点とし、現在も同地域で強い市場シェアを持っています。本社はニューヨーク州ホーポーグに置かれ、2021年にブリッジバンコープと合併を完了しました。

HomeTrust Bancshares, Inc.は米国ノースカロライナ州アッシュビルに本拠を置く銀行持株会社で、総資産は43億ドル、ノースカロライナ、サウスカロライナ、ジョージア、テネシー各州に計33店舗を展開し、HomeTrust銀行、Tryon連邦銀行など7つの地域銀行を傘下に収めています。

DCOM vs HTB — Head-to-Head

Bigger by revenue
HTB
HTB
8.2× larger
HTB
$44.2M
$5.4M
DCOM
Growing faster (revenue YoY)
DCOM
DCOM
+35.6% gap
DCOM
37.3%
1.7%
HTB
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
9.1%
3.6%
HTB

Income Statement — Q4 2025 vs Q4 2025

Metric
DCOM
DCOM
HTB
HTB
Revenue
$5.4M
$44.2M
Net Profit
Gross Margin
Operating Margin
44.9%
Net Margin
Revenue YoY
37.3%
1.7%
Net Profit YoY
EPS (diluted)
$0.68
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
DCOM
DCOM
HTB
HTB
Q4 25
$5.4M
$44.2M
Q3 25
$5.2M
$45.4M
Q2 25
$4.6M
$44.2M
Q1 25
$4.6M
$42.9M
Q4 24
$3.9M
$43.5M
Q3 24
$4.3M
$42.4M
Q2 24
$4.0M
$42.4M
Q1 24
$4.5M
$41.2M
Net Profit
DCOM
DCOM
HTB
HTB
Q4 25
Q3 25
$27.7M
$16.5M
Q2 25
$29.7M
$17.2M
Q1 25
$21.5M
$14.5M
Q4 24
Q3 24
$13.3M
$13.1M
Q2 24
$18.5M
$12.4M
Q1 24
$17.7M
$15.1M
Operating Margin
DCOM
DCOM
HTB
HTB
Q4 25
44.9%
Q3 25
46.0%
Q2 25
49.4%
Q1 25
43.0%
Q4 24
-433.6%
42.1%
Q3 24
39.7%
Q2 24
37.2%
Q1 24
46.1%
Net Margin
DCOM
DCOM
HTB
HTB
Q4 25
Q3 25
531.2%
36.3%
Q2 25
639.7%
38.9%
Q1 25
462.2%
33.9%
Q4 24
Q3 24
312.3%
31.0%
Q2 24
465.2%
29.3%
Q1 24
389.3%
36.5%
EPS (diluted)
DCOM
DCOM
HTB
HTB
Q4 25
$0.68
$0.93
Q3 25
$0.59
$0.95
Q2 25
$0.64
$1.00
Q1 25
$0.45
$0.84
Q4 24
$-0.58
$0.83
Q3 24
$0.29
$0.76
Q2 24
$0.43
$0.73
Q1 24
$0.41
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
DCOM
DCOM
HTB
HTB
Cash + ST InvestmentsLiquidity on hand
$324.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.5B
$600.7M
Total Assets
$15.3B
$4.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
DCOM
DCOM
HTB
HTB
Q4 25
$324.7M
Q3 25
$315.8M
Q2 25
$297.2M
Q1 25
$299.8M
Q4 24
$279.2M
Q3 24
$293.5M
Q2 24
$294.2M
Q1 24
$380.5M
Stockholders' Equity
DCOM
DCOM
HTB
HTB
Q4 25
$1.5B
$600.7M
Q3 25
$1.5B
$595.8M
Q2 25
$1.4B
$579.3M
Q1 25
$1.4B
$565.4M
Q4 24
$1.4B
$551.8M
Q3 24
$1.3B
$540.0M
Q2 24
$1.3B
$523.6M
Q1 24
$1.2B
$513.2M
Total Assets
DCOM
DCOM
HTB
HTB
Q4 25
$15.3B
$4.5B
Q3 25
$14.5B
$4.6B
Q2 25
$14.2B
$4.6B
Q1 25
$14.1B
$4.6B
Q4 24
$14.4B
$4.6B
Q3 24
$13.7B
$4.6B
Q2 24
$13.5B
$4.7B
Q1 24
$13.5B
$4.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
DCOM
DCOM
HTB
HTB
Operating Cash FlowLast quarter
$46.0M
$-2.1M
Free Cash FlowOCF − Capex
$-3.2M
FCF MarginFCF / Revenue
-7.1%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
2.4%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
TTM Free Cash FlowTrailing 4 quarters
$45.3M

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
DCOM
DCOM
HTB
HTB
Q4 25
$46.0M
$-2.1M
Q3 25
$52.1M
$-11.3M
Q2 25
$23.1M
$-8.8M
Q1 25
$65.4M
$71.7M
Q4 24
$89.0M
$4.8M
Q3 24
$-33.3M
$43.8M
Q2 24
$12.6M
$5.9M
Q1 24
$30.7M
$-9.0M
Free Cash Flow
DCOM
DCOM
HTB
HTB
Q4 25
$-3.2M
Q3 25
$51.2M
$-12.0M
Q2 25
$-10.2M
Q1 25
$70.7M
Q4 24
$3.2M
Q3 24
$-34.1M
$43.1M
Q2 24
$5.7M
Q1 24
$-9.6M
FCF Margin
DCOM
DCOM
HTB
HTB
Q4 25
-7.1%
Q3 25
983.5%
-26.5%
Q2 25
-23.0%
Q1 25
164.7%
Q4 24
7.4%
Q3 24
-799.0%
101.7%
Q2 24
13.4%
Q1 24
-23.3%
Capex Intensity
DCOM
DCOM
HTB
HTB
Q4 25
2.4%
Q3 25
16.6%
1.7%
Q2 25
3.0%
Q1 25
2.4%
Q4 24
3.6%
Q3 24
18.2%
1.6%
Q2 24
0.6%
Q1 24
1.4%
Cash Conversion
DCOM
DCOM
HTB
HTB
Q4 25
Q3 25
1.88×
-0.68×
Q2 25
0.78×
-0.51×
Q1 25
3.05×
4.93×
Q4 24
Q3 24
-2.50×
3.34×
Q2 24
0.68×
0.48×
Q1 24
1.74×
-0.60×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

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