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FirstCash Holdings, Inc.（FCFS）とInstalled Building Products, Inc.（IBP）の財務データ比較。上の社名をクリックして会社を切り替えられます
Installed Building Products, Inc.の直近四半期売上が大きい（$747.5M vs $501.3M、FirstCash Holdings, Inc.の約1.5倍）。FirstCash Holdings, Inc.の純利益率が高く（20.8% vs 10.2%、差は10.5%）。FirstCash Holdings, Inc.の前年同期比売上増加率が高い（21.2% vs -0.4%）。過去8四半期でFirstCash Holdings, Inc.の売上複合成長率が高い（16.9% vs 3.9%）
FirstCash Holdings, Inc.は米国テキサス州フォートワースに本社を置く質屋事業を営む企業で、米国国内及びラテンアメリカ各地で小売型質店を展開しています。ナスダック証券取引所に上場しており、南北アメリカ全域に広範な事業基盤を有しています。
Installed Building Products, Inc.は米国の大手建築製品取付サービス企業で、断熱材、雨どい、ガレージドア、防火システム、窓装飾品などの取付サービスを提供し、住宅新築、改修、商業建築の各分野で米国の広範な地域に事業を展開しています。
FCFS vs IBP — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $501.3M | $747.5M |
| 純利益 | $104.2M | $76.6M |
| 粗利率 | — | 35.0% |
| 営業利益率 | 28.5% | 14.6% |
| 純利益率 | 20.8% | 10.2% |
| 売上前年比 | 21.2% | -0.4% |
| 純利益前年比 | 24.7% | 14.5% |
| EPS（希薄化後） | $2.35 | $2.81 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $501.3M | $747.5M | ||
| Q3 25 | $411.0M | $778.2M | ||
| Q2 25 | $385.1M | $760.3M | ||
| Q1 25 | $371.1M | $684.8M | ||
| Q4 24 | $413.7M | $750.2M | ||
| Q3 24 | $363.1M | $760.6M | ||
| Q2 24 | $363.5M | $737.6M | ||
| Q1 24 | $366.8M | $692.9M |
| Q4 25 | $104.2M | $76.6M | ||
| Q3 25 | $82.8M | $74.4M | ||
| Q2 25 | $59.8M | $69.0M | ||
| Q1 25 | $83.6M | $45.4M | ||
| Q4 24 | $83.5M | $66.9M | ||
| Q3 24 | $64.8M | $68.6M | ||
| Q2 24 | $49.1M | $65.2M | ||
| Q1 24 | $61.4M | $55.9M |
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 34.2% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 33.6% | ||
| Q3 24 | — | 33.8% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 33.8% |
| Q4 25 | 28.5% | 14.6% | ||
| Q3 25 | 27.4% | 13.7% | ||
| Q2 25 | 21.1% | 13.3% | ||
| Q1 25 | 30.0% | 10.2% | ||
| Q4 24 | 26.5% | 13.1% | ||
| Q3 24 | 23.5% | 13.3% | ||
| Q2 24 | 18.2% | 12.9% | ||
| Q1 24 | 22.3% | 12.7% |
| Q4 25 | 20.8% | 10.2% | ||
| Q3 25 | 20.1% | 9.6% | ||
| Q2 25 | 15.5% | 9.1% | ||
| Q1 25 | 22.5% | 6.6% | ||
| Q4 24 | 20.2% | 8.9% | ||
| Q3 24 | 17.9% | 9.0% | ||
| Q2 24 | 13.5% | 8.8% | ||
| Q1 24 | 16.7% | 8.1% |
| Q4 25 | $2.35 | $2.81 | ||
| Q3 25 | $1.86 | $2.74 | ||
| Q2 25 | $1.34 | $2.52 | ||
| Q1 25 | $1.87 | $1.64 | ||
| Q4 24 | $1.86 | $2.39 | ||
| Q3 24 | $1.44 | $2.44 | ||
| Q2 24 | $1.08 | $2.30 | ||
| Q1 24 | $1.35 | $1.97 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $125.2M | $321.9M |
| 総負債低いほど良い | $2.2B | $886.6M |
| 株主資本純資産 | $2.3B | $709.9M |
| 総資産 | $5.3B | $2.1B |
| 負債/資本比率低いほどレバレッジが低い | 0.98× | 1.25× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $125.2M | $321.9M | ||
| Q3 25 | $130.2M | $333.3M | ||
| Q2 25 | $101.5M | $305.2M | ||
| Q1 25 | $146.0M | $298.7M | ||
| Q4 24 | $175.1M | $327.6M | ||
| Q3 24 | $106.3M | $406.2M | ||
| Q2 24 | $113.7M | $380.3M | ||
| Q1 24 | $135.1M | $399.9M |
| Q4 25 | $2.2B | $886.6M | ||
| Q3 25 | $2.2B | $880.8M | ||
| Q2 25 | $1.7B | $876.1M | ||
| Q1 25 | $1.7B | $872.4M | ||
| Q4 24 | $1.7B | $874.8M | ||
| Q3 24 | $1.7B | $872.3M | ||
| Q2 24 | $1.7B | $875.8M | ||
| Q1 24 | $1.5B | $875.0M |
| Q4 25 | $2.3B | $709.9M | ||
| Q3 25 | $2.2B | $678.6M | ||
| Q2 25 | $2.1B | $664.5M | ||
| Q1 25 | $2.1B | $660.9M | ||
| Q4 24 | $2.1B | $705.3M | ||
| Q3 24 | $2.0B | $716.4M | ||
| Q2 24 | $2.0B | $685.3M | ||
| Q1 24 | $2.0B | $679.2M |
| Q4 25 | $5.3B | $2.1B | ||
| Q3 25 | $5.2B | $2.1B | ||
| Q2 25 | $4.5B | $2.0B | ||
| Q1 25 | $4.4B | $2.0B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $2.1B | ||
| Q2 24 | $4.3B | $2.0B | ||
| Q1 24 | $4.2B | $2.0B |
| Q4 25 | 0.98× | 1.25× | ||
| Q3 25 | 1.01× | 1.30× | ||
| Q2 25 | 0.79× | 1.32× | ||
| Q1 25 | 0.83× | 1.32× | ||
| Q4 24 | 0.85× | 1.24× | ||
| Q3 24 | 0.87× | 1.22× | ||
| Q2 24 | 0.85× | 1.28× | ||
| Q1 24 | 0.75× | 1.29× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $206.6M | $64.9M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $49.3M |
| FCFマージンFCF / 売上 | — | 6.6% |
| 設備投資強度設備投資 / 売上 | — | 2.1% |
| キャッシュ転換率営業CF / 純利益 | 1.98× | 0.85× |
| 直近12ヶ月FCF直近4四半期 | — | $300.8M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $206.6M | $64.9M | ||
| Q3 25 | $135.8M | $124.0M | ||
| Q2 25 | $116.9M | $90.4M | ||
| Q1 25 | $126.6M | $92.1M | ||
| Q4 24 | $198.1M | $74.8M | ||
| Q3 24 | $113.1M | $101.4M | ||
| Q2 24 | $106.2M | $79.0M | ||
| Q1 24 | $122.5M | $84.8M |
| Q4 25 | — | $49.3M | ||
| Q3 25 | — | $104.8M | ||
| Q2 25 | — | $74.8M | ||
| Q1 25 | — | $71.9M | ||
| Q4 24 | — | $52.9M | ||
| Q3 24 | — | $77.3M | ||
| Q2 24 | — | $58.2M | ||
| Q1 24 | — | $63.0M |
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 13.5% | ||
| Q2 25 | — | 9.8% | ||
| Q1 25 | — | 10.5% | ||
| Q4 24 | — | 7.1% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | 9.1% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 3.1% |
| Q4 25 | 1.98× | 0.85× | ||
| Q3 25 | 1.64× | 1.67× | ||
| Q2 25 | 1.95× | 1.31× | ||
| Q1 25 | 1.51× | 2.03× | ||
| Q4 24 | 2.37× | 1.12× | ||
| Q3 24 | 1.74× | 1.48× | ||
| Q2 24 | 2.16× | 1.21× | ||
| Q1 24 | 2.00× | 1.52× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
