vs
Fair Isaac（FICO）とSTERLING INFRASTRUCTURE, INC.（STRL）の財務データ比較。上の社名をクリックして会社を切り替えられます
STERLING INFRASTRUCTURE, INC.の直近四半期売上が大きい（$755.6M vs $512.0M、Fair Isaacの約1.5倍）。Fair Isaacの純利益率が高く（30.9% vs 11.6%、差は19.3%）。STERLING INFRASTRUCTURE, INC.の前年同期比売上増加率が高い（51.5% vs 16.4%）。Fair Isaacの直近四半期フリーキャッシュフローが多い（$173.9M vs $159.7M）。過去8四半期でSTERLING INFRASTRUCTURE, INC.の売上複合成長率が高い（31.0% vs 8.6%）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
本社がインドのマハーラーシュトラ州ムンバイにある多国籍EPC（設計・調達・建設）企業で、再生可能エネルギー、データセンター、ディーゼル発電、MEP（機械・電気・配管）サービスなど多分野に事業を展開しています。30カ国以上でプロジェクト実績があり、実行チームはアジア、中東、アフリカ、欧州、オーストラリアに配置されています。
FICO vs STRL — 直接比較
損益計算書 — Q1 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $755.6M |
| 純利益 | $158.4M | $87.6M |
| 粗利率 | 83.0% | 21.7% |
| 営業利益率 | 45.7% | 15.9% |
| 純利益率 | 30.9% | 11.6% |
| 売上前年比 | 16.4% | 51.5% |
| 純利益前年比 | 3.8% | -22.6% |
| EPS（希薄化後） | $6.61 | $2.82 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $512.0M | $755.6M | ||
| Q3 25 | $515.8M | $689.0M | ||
| Q2 25 | $536.4M | $614.5M | ||
| Q1 25 | $498.7M | $430.9M | ||
| Q4 24 | $440.0M | $498.8M | ||
| Q3 24 | $453.8M | $593.7M | ||
| Q2 24 | $447.8M | $582.8M | ||
| Q1 24 | $433.8M | $440.4M |
| Q4 25 | $158.4M | $87.6M | ||
| Q3 25 | $155.0M | $92.1M | ||
| Q2 25 | $181.8M | $71.0M | ||
| Q1 25 | $162.6M | $39.5M | ||
| Q4 24 | $152.5M | $113.2M | ||
| Q3 24 | $135.7M | $61.3M | ||
| Q2 24 | $126.3M | $51.9M | ||
| Q1 24 | $129.8M | $31.0M |
| Q4 25 | 83.0% | 21.7% | ||
| Q3 25 | 82.3% | 24.7% | ||
| Q2 25 | 83.7% | 23.3% | ||
| Q1 25 | 82.4% | 22.0% | ||
| Q4 24 | 80.1% | 21.4% | ||
| Q3 24 | 80.3% | 21.9% | ||
| Q2 24 | 80.3% | 19.3% | ||
| Q1 24 | 80.0% | 17.5% |
| Q4 25 | 45.7% | 15.9% | ||
| Q3 25 | 46.0% | 18.2% | ||
| Q2 25 | 48.9% | 17.0% | ||
| Q1 25 | 49.3% | 13.0% | ||
| Q4 24 | 40.8% | 12.5% | ||
| Q3 24 | 43.4% | 14.7% | ||
| Q2 24 | 42.5% | 12.5% | ||
| Q1 24 | 44.9% | 9.6% |
| Q4 25 | 30.9% | 11.6% | ||
| Q3 25 | 30.1% | 13.4% | ||
| Q2 25 | 33.9% | 11.6% | ||
| Q1 25 | 32.6% | 9.2% | ||
| Q4 24 | 34.7% | 22.7% | ||
| Q3 24 | 29.9% | 10.3% | ||
| Q2 24 | 28.2% | 8.9% | ||
| Q1 24 | 29.9% | 7.1% |
| Q4 25 | $6.61 | $2.82 | ||
| Q3 25 | $6.41 | $2.97 | ||
| Q2 25 | $7.40 | $2.31 | ||
| Q1 25 | $6.59 | $1.28 | ||
| Q4 24 | $6.14 | $3.63 | ||
| Q3 24 | $5.44 | $1.97 | ||
| Q2 24 | $5.05 | $1.67 | ||
| Q1 24 | $5.16 | $1.00 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $390.7M |
| 総負債低いほど良い | $3.2B | — |
| 株主資本純資産 | $-1.8B | $1.1B |
| 総資産 | $1.9B | $2.6B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $162.0M | $390.7M | ||
| Q3 25 | $134.1M | $306.4M | ||
| Q2 25 | $189.0M | $699.4M | ||
| Q1 25 | $146.6M | $638.6M | ||
| Q4 24 | $184.3M | $664.2M | ||
| Q3 24 | $150.7M | $648.1M | ||
| Q2 24 | $156.0M | $540.0M | ||
| Q1 24 | $135.7M | $480.4M |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | $-1.8B | $1.1B | ||
| Q3 25 | $-1.7B | $1.1B | ||
| Q2 25 | $-1.4B | $881.7M | ||
| Q1 25 | $-1.1B | $805.4M | ||
| Q4 24 | $-1.1B | $808.1M | ||
| Q3 24 | $-962.7M | $716.5M | ||
| Q2 24 | $-829.3M | $670.7M | ||
| Q1 24 | $-735.7M | $644.6M |
| Q4 25 | $1.9B | $2.6B | ||
| Q3 25 | $1.9B | $2.6B | ||
| Q2 25 | $1.9B | $2.2B | ||
| Q1 25 | $1.8B | $2.0B | ||
| Q4 24 | $1.7B | $2.0B | ||
| Q3 24 | $1.7B | $2.0B | ||
| Q2 24 | $1.7B | $2.0B | ||
| Q1 24 | $1.7B | $1.8B |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $186.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | $159.7M |
| FCFマージンFCF / 売上 | 34.0% | 21.1% |
| 設備投資強度設備投資 / 売上 | 0.0% | 3.5% |
| キャッシュ転換率営業CF / 純利益 | 1.10× | 2.12× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | $362.7M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $174.1M | $186.1M | ||
| Q3 25 | $223.7M | $83.6M | ||
| Q2 25 | $286.2M | $85.4M | ||
| Q1 25 | $74.9M | $84.9M | ||
| Q4 24 | $194.0M | $174.3M | ||
| Q3 24 | $226.5M | $152.3M | ||
| Q2 24 | $213.3M | $121.0M | ||
| Q1 24 | $71.0M | $49.6M |
| Q4 25 | $173.9M | $159.7M | ||
| Q3 25 | $219.5M | $64.0M | ||
| Q2 25 | $284.4M | $72.1M | ||
| Q1 25 | $72.8M | $67.0M | ||
| Q4 24 | $193.2M | $158.6M | ||
| Q3 24 | $224.7M | $138.3M | ||
| Q2 24 | $211.6M | $92.1M | ||
| Q1 24 | $67.0M | $27.2M |
| Q4 25 | 34.0% | 21.1% | ||
| Q3 25 | 42.6% | 9.3% | ||
| Q2 25 | 53.0% | 11.7% | ||
| Q1 25 | 14.6% | 15.5% | ||
| Q4 24 | 43.9% | 31.8% | ||
| Q3 24 | 49.5% | 23.3% | ||
| Q2 24 | 47.2% | 15.8% | ||
| Q1 24 | 15.4% | 6.2% |
| Q4 25 | 0.0% | 3.5% | ||
| Q3 25 | 0.8% | 2.9% | ||
| Q2 25 | 0.3% | 2.2% | ||
| Q1 25 | 0.4% | 4.2% | ||
| Q4 24 | 0.2% | 3.1% | ||
| Q3 24 | 0.4% | 2.4% | ||
| Q2 24 | 0.4% | 5.0% | ||
| Q1 24 | 0.9% | 5.1% |
| Q4 25 | 1.10× | 2.12× | ||
| Q3 25 | 1.44× | 0.91× | ||
| Q2 25 | 1.57× | 1.20× | ||
| Q1 25 | 0.46× | 2.15× | ||
| Q4 24 | 1.27× | 1.54× | ||
| Q3 24 | 1.67× | 2.48× | ||
| Q2 24 | 1.69× | 2.33× | ||
| Q1 24 | 0.55× | 1.60× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
STRL
| Lump Sum | $464.9M | 62% |
| Heavy Highway | $99.6M | 13% |
| Residential Construction | $70.4M | 9% |
| Road And Highway Builders LLC | $52.4M | 7% |
| Other Revenue | $36.6M | 5% |
| Aviation | $16.6M | 2% |
| Commercial | $11.4M | 2% |
| Related Party | $600.0K | 0% |
